Entry Age – Minimum | Individual: 5 Years Floater: 91 days with atleast 1 person of 18 Years or above |
Entry Age – Maximum | Lifelong |
Age of proposer | 1/2/3 Years |
How can you cover yourself | Individual basis |
Floater Combinations | 1. Individual: Self, Legally married spouse, son, daughter, father, mother, brother, sister, mother-in-law, father-in law, grandmother, grandfather, grandson, granddaughter, uncle, aunt, nephew, niece, employee or any other relationship having an insurable interest. 2. Family Floater: Self, Legally married spouse, son, daughter, father, mother, employee and his/her dependents (Legally married Spouse, Children & Parents) or any other relationship having an insurable interest |
Sum Insured (all figs in ₹ INR) | 1 crore (Care Advantage 1 cr) |
In Patient & Day Care Treatment Expenses | Up to Sum Insured |
Room Rent | No Sub-Limit |
ICU Charges | No Sub Limit |
Pre-Hospitalisation | 30 Days |
Post Hospitalisation | 60 Days |
Automatic Recharge | Yes, once in a Policy Year |
Ambulance Cover | Up to Sum Insured |
Organ Donor Expenses | Up to Sum Insured |
No Claim Bonus | 10% increase in SI per Policy Year in case of claim-free year; Max up to 50% of SI |
Optional benefits | |
NO Claim Bonus | 10% increase in SI per Policy Year in case of claim-free year; Max up to 50% of SI |
You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque.
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