COVID travel insuranceWhat does visitor travel insurance cover?
What does visitor travel insurance cover?
Health care expensesCovers hospital expenses for accidents during travel.
Health care expenses
Parents in the United States might want to extend or renew their stay for several reasons. The coronavirus has stranded many parents in the US. International travel restrictions has forced many parents to cancel their return journey who are on temporary or short term US visas. They will now have to extend or renew their visa status in order to stay longer in the US.
Parents in the U.S.A are stranded in the US going against their original travel plans. This is just one reason why having good travel health insurance for parents is very important outside the home country. Staying in America as an uninsured parent is highly risky. Our insurance covers act as boon in an event of sudden sickness due to COVID-19 or accidental injuries and require a hospitalization which can leave you with huge medical bills having an impact on your financial situation. Parents can compare travel health insurance plans for Coronavirus to avoid all such disastrous situations.
Steps and procedure to extend US visa for further stay in USA.
The highly educated and successful Indian American community in the United States typically consists of qualified professionals with strong ties with family in India. It is very common for parents of Indian Americans visiting the US to spend time with their children and grand-children. Given the harsh US winters, the summer months are most popular to have parents from India visit the US. Given the long distances and expenses involved in traveling from India, these parental visits are sadly few and far in between. However it is important that visits by parents to the US are planned to ensure that nothing untoward occurs.
Expectedly visiting parents are quite elderly, most often in ages above Sixty years. The visits to the US by parents from India often range from a few weeks and go up to Six months due to US tourist visa constraints. Given that parents are visiting the United States where weather patterns, clothing, food and even water is all quite different from India, these senior citizen parents are vulnerable to falling sick.
While having parents visit the US is most exciting, being forced to take parents to an American hospital especially without any visitor health insurance can be traumatic. Everyone in the United States knows about the costly healthcare system, where short visits to a physician is expensive leave alone an overnight stay in the hospital. It is therefore very important to buy good visitors insurance for parents traveling to the US.
On our website, we help customers understand the nuances of the different parents visitor insurance plans so that you can make a good decision while buying parents visitor health insurance. There are different factors for visitors insurance that Indian parents should be informed about. Indian parents in the US should know of the difference between fixed benefits visitor insurance and comprehensive visitor insurance plans. Visiting parents and their children should also understand the concepts of deductibles and co-insurance. Most important is that since parents are usually older travellers, they should know of visitor insurance coverage for Pre-existing conditions.
Best International travel tips for older travelers – Safety, Comfort and Wellness.
The impact of the US culture on India is quite significant and Indians view them in a positive way.US has always been one of the preferred choices for Indians to move for their education, jobs and vacation when compared to other western countries like Australia, Canada United Kingdom etc.... Many Indians have moved to the US and have become US citizens, green card holders while others are on the temporary H1B work visa.
When many of the Indians are settled in US naturally their parents and relatives of these migrants travel to the US regularly to meet their children and grandchildren. While international travel can be very exciting it can also be stressful. In spite of having good health conditions few travelling parents may be exposed to adverse health conditions while travelling outside their home country. While some of them may not have the physical ability to withstand the travel responses, like not able to adjust to the changed weather conditions, change in the type of food and may become ill during the travel or while in the US.
At all times health and safety are a priority when it comes to parents hence to avoid all such unexpected risks it’s advisable that parents should buy an international travel insurance cover while they book their travel tickets. To get a financial protection for any medical emergency or personal injury occurred while you are travelling outside the home country is best than facing huge medical bills and unwanted stress adding to the situation. The medical treatment in US is very expensive and unaffordable to pay at one go.
This is one of the platforms where you can find some of the best international health insurance for your parents suitable to your needs. Detailed information on visitors insurance coverage options that available for your parents are provided here in an easy to understand manner.
You can buy international travel insurance before your parents commence their journey as that will ensure your parents are covered for the entire travel from their flight, in transit till the destination country (US). It is important to buy comprehensive travel insurance cover that will ensure sufficient coverage is given to your parents in the event of a medical or travel emergency.
Yes, you can purchase the international travel insurance on their behalf by completing the application form and make payments online and get an instant cover for your parents.
Purchasing a comprehensive cover is advisable as this will give adequate cover for your parents in the event of any medical emergency.
It’s best to have two different policy cover for them as it will help you save yourself from the confusions if any one of them have to change their travel plans for any reason. There will be no difference in the price factor of the policy as all insurance policies are regulated by law.
We have numerous travel insurance plans for all your needs. There are fixed plans which have no flexibility in their benefits and comprehensive plans which work out a little more expensive with flexible benefits as they are sufficient to cover major medical expenses. You can compare the difference between fixed and comprehensive plans.
Unfortunately, pre-existing conditions cannot be covered in an international travel insurance cover. However, there are few US insurance provider who offer limited coverage for acute onset of pre-existing medical condition.
Older travelers or parents aged above 60 years visiting foreign nations have a tough time in finding good medical insurance to satisfy all their requirements. Here is a quick comparison of popular visitor medical insurance plans that provide coverage for 60+ travelers.
Senior travelers find it difficult to get good travel insurance. These plans range from being affordable to providing the most coverage, the price vary correspondingly depending on the coverage offered.
Visitor insurance for 80 years old USA are available for senior travelers above 80 years of age with suitable benefits. Compare some of these health insurance over 80 years old traveling in US offered by reputed US insurance companies. Travelers can get quotes and buy travel insurance for seniors over 80 years.
A pre-existing condition is a medical ailment that existed before the start of the visitors insurance cover. One of the biggest concerns for travelers and very important is to select pre-existing condition for medical insurance. It is recommended to to find good visitor insurance with Pre-existing conditions coverage, which is particularly important for older travelers and parents.
Compare the benefit options and coverage limits of visitor insurance plans.
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