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  • Schengen travel insurance can be purchased online both quickly and with ease
  • Compare Schengen health insurance for travelers to Europe may find travel best insurance for schengen visa.
  • Provide relevant information (age, travel dates, total amount of coverage desired) to compare prices of Schengen travel insurance for US residents. A list of cheap schengen travel insurance from USA with the cost and medical coverage details is displayed.
  • The Schengen Visa applicant can buy the best schengen visa insurance they like by completing the application and payment using a credit card.
  • On purchasing the Europe travel insurance, a traveler will be provided with the insurance details that include a toll free number, a virtual ID card, and and instant Schengen visa letter for Schengen visa that may be presented to the consulate as proof of coverage.
Schengen visa insurance letter

What does Schengen visa travel insurance cover?

What does Schengen visa travel insurance cover?

Visa requirements

Schengen visa insurance satisfies consulate requirements.

Health care expenses

Covers emergency medical expenses for accidental illness.

Pre-existing conditions

Offers coverage for acute onset of pre-existing conditions.

Doctor visit

Schengen travel insurance covers Doctor visits in case of sudden injury or sickness.

Medical evacuation

Emergency medical evacuation expenses to nearest available facility if needed.

Repat of remains

Offers coverage for repatriation of remains expenses to home country in case of death.

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Covid19 Europe Schengen Visa Insurance Plans

European countries has opened its borders for international travelers to visit Schengen countries from select nations. Given the health risks involved in international travel to Schengen Countries given the Covid19 pandemic, it is very important to have good Europe travel medical insurance for Covid19. Travelers can find the ideal Europe travel insurance with Covid19 coverage plan by using the Covid19 Europe travel insurance compare tool. These are the top Europe travel insurance companies offering Covid-19 coverage.

IMG
Patriot International Lite Insurance from International Medical Group (IMG) offers coverage for COVID-19/SARS-CoV-2 as any other Illness or Injury.
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Coverage for travelers traveling outside their home country whose destination excludes the U.S. and its territories.
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Buy online
Travel SE plan is available for US residents. It is a primary travel insurance that covers trip cancellation and Covid quarantine hotels due to a covered Trip Delay $2,000/$125 per person per day is included in the basic coverage.
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Buy online
Travel LX plan is available for US residents. It is a primary travel insurance that covers trip cancellation and Covid quarantine hotels due to a covered Trip Delay $2,500/$250 per person per day is included in the basic coverage.
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seven corners logo
Seven Corners offers Travel Medical Plus Insurance with coverage for Covid19 sickness. It satisfies Schengen visa requirements with $0 deductible
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Available for both US citizens and non US Citizens traveling to Europe up to 65 years.
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Trawick
Trawick International offers Schengen visa travel insurance with coronavirus coverage. This travel insurance satisfies Schengen visa requirements.
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  • International travelers traveling outside their home country not to the USA.
  • Provides minimum coverage of $2,000 for potential or extended quarantine lodging expenses due to Covid19.
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Buy online
US Citizens and US residents traveling outside the United States
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Buy online
  • This plan is available for a US Citizens and US residents traveling outside the United States
  • Coverage for accommodations due to a covered Trip Delay $2,000/$150 per person per day (6 hours or more) is included in the basic coverage.
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WorldTrips
WorldTrips Atlas travel insurance with coronavirus coverage will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2. Satisfy Schengen visa requirements
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Available for both US and Non US citizens at moderate price with required benefits
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Buy online
Available for both US and Non US citizens at affordable price with premium benefits
Buy online
Buy online
Available for both US and Non US citizens at affordable price with fewer benefits
Buy online

Satisfies Schengen visa requirements

  • Insurance company must have a representative office in Europe and must provide coverage in all Schengen states.
  • Medical treatment, emergency evacuation/repatriation coverage of at least EUR 30,000.
  • Insurance must be valid for duration of stay in the Schengen states.
You can travel to the 26 Schengen countries possessing a single Schengen Visa. These consulates have made it mandatory to have travel health insurance while visiting any of the Schengen countries. The travel insurance plans offered here satisfies the requirements to obtain the Schengen Visa. We offer plans provided by Indian insurance companies as well as by US insurance providers. The Indian plans are available only to Indian residents. Schengen Visa letter

How to buy travel insurance for Europe online

Review all Europe travel insurance plans

Fill the Schengen visa travel insurance quote form by entering the travel dates and details of the traveler.

Compare different Europe travel medical insurance options

Compare prices and the benefits of the different Schengen visa travel insurance options to satisfy your needs best.

Purchase the Europe insurance plan you like best and review documents

Purchase the plan that fits your requirements and budget by using any of the available payment modes and completing the online application.

Review and download the Europe travel insurance documents

Review the travel insurance documents & download visa letter for Schengen visa if required.

Travel health insurance for visiting USA

Travelers from Europe visiting USA will be not be insured by their domestic insurance. Visitor medical insurance is necessary for international travelers outside their home country. It is best to buy US travel insurance while visiting America and using US health care facilities as it will be most convenient to manage the hospital billing directly.

These US travel insurance plans coverage includes benefits like out patient expenses, hospitalization, emergency medical evacuation, repatriation. We have a user-friendly compare tool that allows you to compare among many plans and find the best visitor insurance plan that suits your needs.

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Factors to consider while buying Schengen visa insurance

The cost of Schengen visa medical insurance depends on the following:

Age of the visitor

The older the traveler, the more expensive will be the cost of travel insurance for Schengen

The maximum medical coverage selected

The medical coverage options range from $50,000, up to $1,000,000, the higher the coverage, the greater the premium.

The selected deductible

A 'deductible' or ‘excess’ is the amount of the medical costs the customer pays before the insurance plan starts paying.To satisfy the Schengen visa insurance requirements, a $0 deductible must be chosen.

The co-insurance on the plan

'Co-insurance' is the percentage on medical expenses borne by the customer after the deductible is paid. The cheapest travel medical insurance for Europe will have the highest co-insurance.

The Insurance underwriter

There are different underwriters such as AIG, Lloyds, Nationwide, etc. Prices will vary for different underwriter.
More details

How much does Schengen Visa health insurance cost?

Age: 40 years; Duration: 1 Month; Deductible: $0

Europe Schengen travel insurance Cost

Patriot International Lite

  • IMG Patriot International Lite insurance for Schengen visa is very popular among travelers visiting European countries and applying for Schengen Visa.
  • Covers acute onset of pre-existing condition covers up to the period of coverage limit or $1,000,000 (whichever is lower) Covers Covid19 as any other Illness or Injury.
  • Does not cover Quarantine.
Estimate Plan Cost*
Price range $63 - $105
Coverage range$50,000 - $1,000,000
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Safe Travels International Cost Saver

  • Available for Non US Citizens and Non US Residents applying for Schengen visa.
  • Covers unexpected recurrence of a pre-existing medical condition.
  • Covers Covid-19 as any other sickness.
  • Offers Schengen visa Quarantine coverage for accommodations due to a covered Trip Delay $2,000/$150 per person per day (12 hours).
Estimate Plan Cost*
Price range $63 - $105
Coverage range$50,000 - $1,000,000
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Safe Travels International

  • Available for Non US Citizens and Non US Residents applying for Schengen visa.
  • Safe Travels International offers primary comprehensive travel medical insurance coverage in Europe.
  • Covers unexpected recurrence of a pre-existing medical condition up to $20,000 of covered expenses up to age 65 or the first $10,000 for age 65 or over
  • Offers coverage for Covid-19 as any other sickness.
  • Offers Schengen visa Quarantine coverage for accommodations due to a covered Trip Delay $2,000/$150 per person per day (12 hours).
Estimate Plan Cost*
Price range $70 - $104
Coverage range$50,000 - $1,000,000
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Atlas International

  • Atlas International Insurance satisfies Schengen visa requirements and offers comprehensive Europe medical insurance for travelers.
  • Covers acute onset of pre-existing condition covers up to overall maximum limit, under age 80.(excludes chronic and congenital conditions)
  • Covers Covid19 sickness
  • Atlas International insurance offers $50 per day for each day that travelers are quarantined abroad for a maximum of 10 days.
Estimate Plan Cost*
Price range $65 - $103
Coverage range$50,000 - $2,000,000
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Travel Medical Plus

  • Covers expenses for treatment of acute onset of pre-existing conditions up to $50,000 up to the age of 64 years and a coverage of $10,000 is available for people above the age 65 to 74 years
  • Travel Medical Plus Covid insurance offers coverage for coronavirus sickness
Estimate Plan Cost*
Price range $102 - $188
Coverage range$50,000 - $5,000,000
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Travel Medical Choice

  • Travel Medical Choice satisfies Schengen visa insurance requirements
  • Acute onset of pre-existing conditions are covered up to $50,000 up to the age of 64 years and a coverage of $10,000 is available for people above the age 65 to 79 years
  • Does not cover Covid19
Estimate Plan Cost*
Price range $76 - $140
Coverage range$50,000 - $5,000,000
Buy now

* Factors determining the cost of Schengen visa travel insurance

The cost of cheap Schengen visa insurance plan depends on the following:

The age of the traveler: The older the Schengen visa holder, the more expensive the monthly plan cost.

The maximum medical coverage selected: The options range from $50,000, up to $1,000,000, the higher the coverage amount, the higher the premium.

The selected deductible: A 'deductible' is the amount of the medical costs the customer pays before the insurance plan provides any coverage. Most plans provide several options ranging form $0 to $2500 (travelers over age 60 years may not have the $0 deductible option). The lower the deductible, the higher the premium.

The co-insurance on the plan: 'Co-insurance' is the percentage on medical expenses borne by the customer AFTER the deductible is paid. The cheapest travel health insurance for schengen visa will have the highest co-insurance.

The insurance underwriter: There are different underwriters such as AIG, Lloyds, Nationwide, etc. Premium will vary for different underwriter.

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Europe travel medical insurance – FAQs

Does Europe travel insurance cover covid19 illness?

There are some Covid travel insurance plans available for travel to Europe that cover covid19 as a new illness. International travelers can compare best Covid Europe travel insurance plans and buy it online. These plans also offer Europe visa letter specifying that they Covid19 as any sickness. The visa letter can also be translated to different languages as requested.

Yes, Europe travel insurance has been mandatory by the Schengen visa consulate for international travelers applying for the Europe visa. The travel medical insurance for Europe needs to offer maximum medical coverage of 30,000 Euros for expenses from emergency sickness or injuries.

International travelers applying for Europe visa medical insurance can use the compare Schengen visa insurance form. Here we work with top rated international insurance providers to offer best Europe visa medical insurance. After completing the form, click on “Get Quotes” and you will be able to see competitive prices of popular Europe visa insurance plans that satisfy the Schengen visa requirements.

The travelers can compare the plans details and benefits of Europe visa health insurance and select the best travel medical insurance for Europe visa based on their budget and requirements. After purchasing the plan, you will receive an email which will have the procedure to download the Schengen visa letter for Europe.

We have partnered with some of the well reputed insurance providers that offer comprehensive travel medical insurance for Schengen Visa. These travel insurance plans for Europe are well recognized for their wide network of medical care treatment and excellent claims settlement. They satisfy the Europe visa health insurance requirements as mandated by the Schengen visa consulates.

The best international insurance providers that offer Schengen visa insurance popular among foreign travelers are International Medical Group Travel Insurance, Seven Corners Travel Insurance, WorldTrips Travel Insurance and Trawick International Travel Insurance

There is no single Schengen travel insurance plan which will work best for all travelers to Europe. The best Schengen visa travel insurance plans will vary from traveler to traveler depending on their unique needs. While some Europe travelers will look for the cheapest Schengen visa insurance cost specifically to satisfy the Schengen visa requirements, others will look for the most comprehensive Schengen travel insurance coverage.

The price will be higher if you need health insurance for Europe travelers with pre-existing conditions. It is recommended to compare different low cost Schengen visa travel insurance plans based on price as well as the different benefits coverage options. Europe travelers should also read different Schengen travel insurance reviews before buying a Schengen visa travel insurance plan.

Travelers can book travel insurance for Schengen visa on American Visitor Insurance using our Schengen visa insurance quote facility. On buying the Europe visa insurance policy, you will receive the required Schengen visa letter that has to be submitted with the Schengen visa application.

Yes, you can cancel your travel insurance plan if your Schengen visa is denied. There should be full reimbursement if you cancel before the travel dates.

However, if you cancel after the start date, the premium may be refunded on a prorated basis with a cancellation fee, but only if no claims have been submitted.

It is important to carefully review the terms and conditions of the policy while buying it, and to contact the insurance provider if you have any questions or concerns. If you need to cancel your policy due to a visa denial, you may need to provide proof of your visa denial to the insurance provider.

Schengen Visa Introduction

The introduction of Schengen Visa has simplified the travel to Europe. If you are a non US citizen and planning to transit through or visit the Schengen countries then you have to get Schengen Visa from the Consulate of the country of your visit.

However, prior to the issuance of Schengen Visa you have to present to Consulate the proof of health insurance cover for your stay in the Schengen Area.

Europe Visa Insurance Plans

Compare Europe Schengen visa insurance plans

Compare the benefit options and coverage limits of Schengen visa insurance plans.

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Procedure to get the Schengen Visa Letter

  • There are many plans offered by different top rated insurers with varied coverage and available for comparison and purchase online.
  • You can find an hassle free Compare engine where you can identify and buy the appropriate plan that suits your requirements best for Schengen countries visit.
  • Fill the above form and click on "View All Plans".
  • Compare among the plans satisfying Schengen Visa requirements and select the plan to buy online.
  • After purchase you will be provided an ID card, Visa letter and plan details that can be submitted along with your visa application.
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Travel Insurance for Europe Trip - Highlights

  • Offers coverage in Schengen Countries.
  • Offers coverage in other European contries like: The UK, Ireland, Croatia, Bulgaria, Cyprus, Romania, Serbia, Bosnia & Herzegovina, Macedonia, Belarus, Moldova, Ukraine, Vatican City and Russia.
  • Affordable price assured! Nobody can better our price for a given policy.
  • Plans from all major insurance companies available at one place.
  • Compare features and premiums of plans from various providers.
  • Instant online fulfillment with letter to the embassy provided for Europe Travel insurance.
  • No medical test required.
  • 24 hour, 7 day a week service.

Long term Europe visa insurance

US citizens who want to stay in any of the 27 Schengen countries for more than 90 days in a 180 day period need a Long Stay Visa. One of the requirements for this visa is proof of travel medical insurance with coverage up to 30,000 Euro (or the equivalent in US dollars) which is valid during the whole stay in the Schengen countries. The insurance company should provide a visa letter stating coverage amounts for medical expenses, emergency medical evacuation and repatriation while in Europe (or 'unlimited' if there is no limit of coverage). US travelers travelling frequently to the Schengen countries can buy the Annual travel insurance for Schengen visa.

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What does Schengen Visa insurance usually not cover?

Schengen Visa insurance while satisfying Schengen visa insurance requirements typically provides coverage for injury, sickness and unplanned medical expenses, emergency medical evacuation, and repatriation of remains in case of death. However, there are certain situations and items that are not covered by Schengen Visa insurance. These include:

1.  Pre-existing medical conditions: Schengen Visa insurance usually excludes or provides limited coverage for any medical conditions that existed prior to the start of the policy. This means that if you have a pre-existing medical condition, any medical treatment related to that condition may not be covered by your Schengen insurance.

2.  Treatment for chronic illnesses: Most Schengen Visa insurance plans do not cover ongoing treatment for chronic illnesses, such as diabetes or heart disease. These conditions are generally excluded from coverage, so if you require ongoing treatment for a chronic illness, you may need to look for a specialized insurance policy.

3.  Non-emergency medical treatment: Schengen Visa insurance is designed to cover medical emergencies and unexpected illnesses. It typically does not cover preventive care such as routine medical check-ups, vaccinations, or elective treatments.

4.  Extreme sports and adventure activities: Many Schengen Visa insurance policies exclude coverage for extreme sports and adventure activities, such as bungee jumping, skydiving, or scuba diving. If you plan to participate in these activities during your trip, you may need to buy additional coverage.

5.  Mental health conditions: Schengen Visa insurance policies generally do not cover mental health conditions, such as depression or anxiety. If you require treatment for a mental health condition during your trip, you may need to seek out specialized coverage.

What are the types of Schengen visas?

1 Schengen visa Type A

Non Schengen country citizens who are transiting through or waiting from a connecting flight in the international terminal in a Schengen nation airport is issued an A visa. It is also commonly known as the airport transit visa

2 Schengen visa Type B

The Schengen type B visa is for trips of less than five days and is with the qualifier “transit”.

3 Schengen visa Type C

  • A single-entry visa which entitles the visa holder to a single entry into the Schengen region.
  • A double-entry visa entitles the visa holder to two entries to the Schengen region during the visa’s periods validity.
  • A multiple-entry visa entitles the visa holder to as many entries and exits from the Schengen region as desired.

4 Long Stay visa or Type D Schengen visa

The following are valid reasons for the Type D Schengen visa : vacations or personal visits, work-related travel, study related travel, to participate in a training program, to complete an internship

Is travel insurance necessary for Schengen countries?

Yes, Schengen travel insurance is compulsory for those who are applying for the Schengen visa. See the nationalities who need to apply for the Schengen visa. The requirements while applying for the Schengen visa is to have Schengen visa insurance as mandated by the Schengen state consulates. The Schengen travel insurance requirement is to have a minimum coverage of 30,000 Euros.

What are the benefits of having Schengen travel insurance?

The benefits of having Schengen travel insurance
  • Satisfy Schengen visa insurance requirements
  • Hospitalization expenses dues of sickness of injuries
  • Emergency medical evacuation
  • Repatriation of remains

Schengen visa insurance useful links Travel insurance for Europe visa

Schengen visa insurance FAQ

Commonly asked questions (FAQ's) about schengen visa insurance.

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Europe visa insurance Blog

Read insurane blogs and articles related to schengen visa insurance.

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Europe visa insurance Forum

Customer queries and answers about schengen visa insurance.

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Schengen visa insurance providers

TATA AIG International Travel Insurance Review

Traveling to Schengen states

Tourism and travel insurance information for visiting Schengen countries

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US citizens traveling to Europe

Vacation and travel insurance information for US citizens visiting Europe

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Long term Europe visa medical insurance

Insurance Information for Long term Europe Visa

Click here to read more »

Best travel insurance for Schengen visa

Tools to find the best Schengen visa travel insurance

Click here to read more »

List of Schengen Countries

 Travel insurance to  Austria

 Travel insurance to  Belgium

 Travel insurance to  Czech Republic

 Travel insurance to  Croatia

 Travel insurance to  Denmark

 Travel insurance to  Estonia

 Travel insurance to  Finland

 Travel insurance to  France

 Travel insurance to  Germany

 Travel insurance to  Greece

 Travel insurance to  Hungary

 Travel insurance to  Iceland

 Travel insurance to  Italy

 Travel insurance to  Luxembourg

 Travel insurance to  Latvia

 Travel insurance to  Liechtenstein

 Travel insurance to  Lithuania

 Travel insurance to  Malta

 Travel insurance to  Norway

 Travel insurance to  Netherlands

 Travel insurance to  Portugal

 Travel insurance to  Poland

 Travel insurance to  Spain

 Travel insurance to  Sweden

 Travel insurance to  Slovakia

 Travel insurance to  Slovenia

 Travel insurance to  Switzerland

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