International F1 student health insurance

This plan is from the company IMG(International Medical Group). Student Health Advantage plan provides comprehensive coverage insurance for international students and scholars pursuing their education outside their home country. There are 2 options available in this, Standard plan and Platinum plan. This plan is renewable, meets the student visa requirements and covers maternity, mental health, organized sports and international emergency care. This plan is for individuals or groups of students participating in international programs, cultural exchange programs, graduation and scholars and educators.

• Covers Covid19 illness.
• Coverage for pre-existing condition is available after waiting period of 12 months with the Standard plan and waiting period of 6 months with the Platinum plan.
• The Platinum plan provides coverage for maternity.
• Coverage is renewable for up to 12 months period with initial purchase of 3 months.
• Meets student, scholar and cultural exchange program visa requirements.
• Mental and nervous disorder and substance abuse coverage is available with this plan.
• Coverage for intercollegiate/interscholastic/intramural or club sports is available.
• Co insurance - outside the US: 100% coverage is available.
• Co insurance - within the US: In PPO network or student health center 100% is available, out of the PPO network company pays 80% of first $5000, and then 100% thereafter.
• Policy maximum of $500,000 is available for the Standard plan and $1,000,000 is available for the Platinum plan.

Study USA provides affordable comprehensive coverage for international students studying in the US and US students studying abroad. This plan meets the health insurance requirements of most of the US Universities. This plan meets the J1 Visa requirements. The dependents of F1 and J1 holders who are on F2 and J2 are eligible for coverage under this plan only if F1 and J1 are on the plan. This plan is available at four levels namely Basic, Standard, Preferred 300 and preferred 500.

• Covers Covid19 illness.
• Coverage available for F2 and J2 visa holders only if F1 and J1 holders are on the plan.
• Plan is available for international students studying in the US and US students studying abroad.
• Meets most of the requirements set by the department of State, immigration and naturalization services, NAFSA and University study programs abroad.
• Plan covers repatriation of remains, medical evacuation, AD&D
• Plan covers mental or nervous disorder, alcohol and substance abuse benefits and concierge services.
• Plan provides coverage for dental services, therapeutic termination of pregnancy and ID theft services.
• Pregnancy coverage is available for the insured student or the enrolled spouse if conception occurs after the effective date of coverage.
• Co insurance within the US PPO and outside of the US: For expenses up to $25,000, plan pays 80% and then 100% for the covered expenses.
• Co insurance out of the US PPO network: Plan pays 70%.
• One wellness exam is covered 100% for the certificate period per year
• The basic plan offers a policy maximum of $200,000, Standard plan offers $200,000, Preferred 300 plan offers $300,000 and preferred 500 plan offers $500,000
• Coverage for pre-existing condition is available in the Standard plan and Preferred 300 plans after waiting period of 12 months and in the Preferred 500 plan after the waiting period of 6 months.

The Geoblue Navigator plan meets the needs of international students and faculty by offering comprehensive worldwide coverage within US and outside US without typical limits, eligibility conditions and benefit exclusions that are usually seen in traditional plans. It combines the benefits with concierge level medical assistance and provides easy access to the Blue Cross and Blue Shield provider network, the largest provider network in the US. The plan offers coverage for students and faculty traveling outside of the US for short term research, study or international experience.

• Geoblue is independent licensee of Blue Cross and Blue Shield association. Cashless access to the best provider networks inside and outside of the US.
• Unlimited annual and lifetime medical maximum.
• Choice of deductible options(waived for office visits). Physician office visits includes preventive care. $30 office visit copay(reduced to $10 outside of the US).
• Coinsurance: 20% is charged for in network and 40% for out of network for eligible expenses. It is waived for outside of the US.
• The price quote or the premium value is shown per month and the policy is purchased for a year's time period.
• Pre-existing condition exclusion waived with prior creditable coverage.
• No waiting period associated with preventive care services.
• No exclusion for specified conditions in the first 6 months.
• No pre-certification penalty imposed.
• Sports and alcohol related injuries are covered.
• Physical therapy, mental health , substance abuse are covered benefits.
• Hospitalization, surgery and diagnostic care are available.
• Medical evacuation, AD&D and Repatriation of remains coverage are available.