Atlas America Insurance provides affordable visitor medical coverage for non-U.S. travelers visiting the USA. It covers unexpected medical expenses, hospitalization, emergency care, and the eligible acute onset of pre-existing conditions for travelers under age 80, making it a popular choice for visitors and parents traveling to the United States.
Atlas America insurance is a comprehensive visitor insurance plan for visitors to the US.Atlas America Insurance offers co-insurance waiver within the PPO network and covers acute onset of pre-existing conditions up to age 79. Ideal for parents visiting the USA, it also includes coverage for terrorism, pregnancy complications, and trips home
Top reasons to buy Atlas America insurance before your trip:The policy maximum amount of coverage is the total dollar amount of benefits available under the Atlas America plan. Once the maximum is reached, no additional benefits will be paid.
Co-insurance is the percentage of eligible expenses the company will pay after the deductible is met. If the insured receives treatment in the PPO Network, Atlas America health insurance pays 100% of eligible expenses after the deductible up to the overall maximum limit both in network and outside the PPO network.
Atlas America Insurance from WorldTrips offers affordable visitor medical insurance for travelers visiting the United States. It helps cover unexpected medical expenses, hospitalization, and emergency care, making it a reliable choice for tourists and parents visiting the USA.
Top reasons to choose the Atlas America plan include:A 79-year-old turning 80 during the coverage period, the Atlas America plan does not affect coverage as long as the plan is purchased at age 79. The Atlas Series is not available to individuals who are physically located in New York, Maryland, Washington, Iran, Canada, or Australia at time of purchase. Additionally, travel to Iran is not eligible.
Atlas America policy holders now have the access to quality medical care through Air Doctor. Whether you're traveling for business, leisure, or family visits, Air Doctor ensure you have a quality medical care within covered areas.
The Atlas America insurance cost per month is starting at just $50 to $444 premiums varying based on the traveler's age, trip duration, selected coverage limit, and deductible. Higher coverage limits generally cost more, while choosing a higher deductible can lower your premium.
Below is the monthly cost of Atlas America insurance of coverage with a $250 deductible
| Age of traveler | $50,000 | $100,000 | $250,000 | $500,000 | $1 Million | $2 Million |
|---|---|---|---|---|---|---|
| 18 - 29 years | $50 | $63 | $69 | $87 | $100 | $105 |
| 30 – 39 years | $60 | $81 | $94 | $101 | $111 | $117 |
| 40 – 49 years | $78 | $96 | $108 | $128 | $146 | $154 |
| 50 - 59 years | $131 | $161 | $200 | $225 | $248 | $261 |
| 60 - 64 years | $177 | $225 | $301 | $327 | $360 | $378 |
| 65 – 69 years | $206 | $258 | Not available | |||
| 70 -79 years | $356 | $444 | Not available | |||
For senior travelers aged 80 to 99, the cost is $528/month, with a maximum coverage of $10,000 and a deductible of $250.
| Hospital room and board help |
| Average semi-private room rate, including nursing services. |
| Intensive care unit help |
| Up to the overall maximum limit. |
| Hospital emergency room help |
| Claims incurred in the US, there will be $200 emergency room co-payment for each use of the emergency room for illness unless you are admitted to the hospital. For claims outside the US, there is no co-payment. No co-payment for treatment of injury in emergency room. |
| Physician visits help |
| Bedside visit up to $1500 not subject to deductible. |
| Urgent Care Center Co-Payment help |
|
| Outpatient Physical Therapy and Chiropractic Care help |
| Up to $50 maximum per day |
| Emergency Dental help |
| Up to $300 - not subject to deductible |
| Emergency medical evacuation help |
| $1,000,000 lifetime maximum, except as provided under acute onset of pre-existing condition. |
| Repatriation of remains help |
| Equal to the elected overall maximum limit - not subject to deductible or coinsurance or subject to the overall maximum limit. |
| Terrorism help |
| Up to $50,000 lifetime maximum, eligible medical expenses only |
| Emergency local ambulance help |
| Usual, reasonable and customary charges when covered illness or injury results in hospitalization as inpatient. |
| Political Evacuation help |
| Up to $100,000 lifetime maximum - not subject to deductible |
| Return of minor children |
| Up to $50,000 (not subject to deductible or coinsurance). |
| Trip Interruption |
| Up to $10,000 (not subject to deductible or coinsurance). |
| Travel Delay |
| Up to $100 a day after a 12-hour delay period, maximum of 2 days. |
| Emergency reunion |
| Up to $100,000, maximum of 15 days (not subject to deductible or coinsurance) |
| Natural disaster evacuation |
| Up to $250 a day for 5 days (not subject to deductible or coinsurance). |
| Emergency Eye Exam for a Covered Loss |
| Up to $150. $50 deductible per occurrence (plan deductible is waived). |
| Personal liability |
| Up to $25,000 lifetime maximum Up to $25,000 third person injury Up to $25,000 third person property Up to $2,500 related third person property Optional Personal Liability Rider of up to $75,000 lifetime maximum(not subject to deductible or overall maximum limit). |
| Local Burial or Cremation |
| Up to $5000 lifetime maximum. |
| Pet return |
| Up to the maximum limit |
| Seatbelt benefit |
| Up to $1000 (not subject to deductible or coinsurance). |
| Optional Crisis Response Rider with Natural Disaster Evacuation |
| Up to $90,000 per certificate period, with $10,000 maximum for Natural Disaster Evacuation - not subject to deductible or overall maximum limit |
| Border entry protection |
| Up to $500 if traveling on a valid B-2 visa and denied entrance at the U.S. border(not subject to deductible). |
| Lost or Stolen Passport/Travel Visa |
| Up to $100 – not subject to deductible |
| Accidental Death and Dismemberment (Excludes Loss Due to Common Carrier Accident) help |
$250,000 maximum benefit any one family or group, not subject to deductible or overall maximum limit |
| Common Carrier Accidental Death help |
Subject to a maximum of $250,000 any one family or group, not subject to deductible or overall maximum limit |
| Acute Onset of Pre-Existing Conditions help |
| Covers up to overall maximum limit, under age 80. |
| Pre-Existing condition medical evacuation |
| Up to $25,000 lifetime maximum for Emergency Medical Evacuation |
The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.Atlas America Insurance also provides optional buy-up coverage for the following:
WorldTrips, now in partnership with bolt, now offer optional $2,000 device protection for smartphones, tablets, and laptops while you travel in the U.S.
When you add device protection to your US medical insurance, benefits include:
Additional Accidental Death and Dismemberment (for ages 18 - 69 years)
The Personal Liability benefit included in your plan pays for eligible expenses if you become legally liable to pay damages resulting from:
A Preferred Provider Organization (PPO) is a network of highly qualified doctors, well-recognized hospitals, medical providers/facilities who are contracted by WorldTrips to offer services to insureds. This will help reduce the insured’s out-of-pocket costs. Atlas America travel medical insurance PPO Network is United Healthcare network.
When seeking treatment within the U.S., you may reduce your out-of-pocket costs by visiting a doctor within your preferred provider organization (PPO). A PPO is a network of hundreds of thousands of established, highly qualified medical practitioners and well-recognized hospitals in the U.S.
Atlas insurance is short term travel health insurance designed for anyone, as long as they are outside their home country. Atlas Travel Insurance provides coverage for those who are traveling, studying, volunteering, or living outside of their home country. It offers core travel insurance benefits, with coverage from as little as Five days. There are three Atlas travel insurance plans to choose from Atlas Premium, Atlas International, Atlas Essential and Atlas MedEvac.
The benefits offered on the Atlas Travel Medical Insurance plan provide a range of high quality travel insurance benefits to cover you in the event of an unexpected accident or injury when you are abroad. This includes coverage for medical expenses, evacuation, repatriation, emergency reunion and other related benefits.
Atlas insurance is short term travel health insurance designed for anyone, as long as they are outside their home country.
You can purchase Atlas America Travel Insurance. on American Visitor Insurance. For assistance with the application process call us at(877)-340-7910 and our licensed insurance agents will be happy to help!
Yes, Atlas America insurance is a good option for visitors to US who have been here for some time and do not have a current insurance coverage. It is also an excellent plan for international students who are on the OPT status, H1B visa holders and for Spouses of H1B visa holders on the H4 visa status.
Atlas America insurance pre existing conditions offers coverage for acute onset of pre-existing are covered up to the age of 80 years. It excludes coverage for chronic and congenital conditions. For visitors aged up to 70 years, it offers coverage up to overall maximum limit. Visitors aged between 70 to 79 years can get coverage up to the overall maximum limit or $100,000, whichever is lower.
The Atlas Series is not available to individuals who are physically located in the states of New York, Maryland, or Washington; or in the countries of Canada or Australia at time of purchase.
Email: service@worldtrips.com
1-800-628-4664
Mail to WorldTrips PO Box 240358
Apple Valley, MN 55124
