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INF Insurance, INF travel insurance reviews

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  Visitor insurance USA details

About INF plans, INF traveler USA insurance reviews

For over 30 years, INF has provided award winning visitors insurance options to millions of travelers to the United States. We’re committed to providing innovative insurance products, quality customer care, and being there for our members when they need us the most. INF offers coverage for Pre-Existing Visitor Accident & Sickness Insurance on the market- providing the coverage necessary for many travelers visiting their families in the United States or Canada. You can travel with confidence when you have the coverage you want, and the peace of mind you need.

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INF travel insurance plans

Ideal for: For any foreign nationals visiting the United States and US Citizen Expatriates visiting the United States.
Purpose: These plans offer coverage for dental, loss of checked luggage, medical emergencies and accidents incurred while traveling.

INF Covid19 travel insurance with coronavirus coverage will cover eligible medical expenses resulting from COVID-19.

Elite Plan

  • INF Elite Covid insurance covers coronavirus illness.
  • INF Elite Network offers full pre-existing conditions coverage for non US citizens travelling to the USA, Available up to 99 years.
  • There is a minimum purchase of 90 days required to buy this plan

Traveler USA

  • INF Traveler USA Covid insurance covers coronavirus illness.
  • INF Traveler USA insurance offers coverage for infectious diseases like urinary tract infection and ideal for older travelers visiting USA.
  • This plan has a minimum purchase requirement of 30 days.

Premier Plan

  • INF Premier Covid insurance covers coronavirus illness.
  • INF Premier Plan is a fixed benefit insurance, affordable prices, offers full coverage for pre-existing conditions, best US visitors insurance.
  • There is a minimum purchase of 90 days required to buy this plan

Standard Plan

  • This is a fixed plan and is not available to US residents and is only available to non-US residents
  • INF Standard Covid insurance covers coronavirus illness.
  • INF Standard Plan is affordable US visitors insurance offers coverage for Urinary tract infection for older travelers and high risk illnesses.
  • This plan has a minimum purchase requirement of 30 days

BMI Travel Insurance

  • BMI Travel Insurance plan is available for Non-US Citizens visiting the United States.
  • INF-BMI travel assist provides travel & medical assistance for international trips with no deductible or copayments and provides medical assistance for pre-existing conditions, acute onset of pre-existing conditions, and COVID-19 as per the limits in the Plan.

Elite Plus Plan

  • Covers Preventive & maintenance care and coverage for full body physicals.
  • Coverage for TDAP, Flu, etc Vaccines
  • Covid-19 medically necessary testing & treatment covered as any other new sickness.
  • INF Elite Plus insurance covers 90% of eligible medical expenses
  • INF Elite Plus offers full pre-existing conditions coverage for non US citizens travelling to the USA, Available up to 99 years.
  • There is a minimum purchase of 90 days required to buy this plan

Elite 90 Plan

  • Covid-19 medically necessary testing & treatment covered as any other new sickness.
  • INF Elite 90 insurance covers 90% of eligible medical expenses
  • INF Elite 90 offers full pre-existing conditions coverage for non US citizens travelling to the USA, Available up to 99 years.
  • There is a minimum purchase of 90 days required to buy this plan

Traveler USA 90 Plan

  • INF Traveler USA 90 Covid insurance covers coronavirus illness.
  • INF Traveler USA 90 insurance offers coverage for infectious diseases like urinary tract infection and ideal for older travelers visiting USA.
  • This plan has a minimum purchase requirement of 30 days.
  • This plan covers 90% of elgibile medical expenses

INF travel insurance USA related links

INF US travel insurance - FAQ's

Now that the CDC announced that the world is at a level 3 travel advisory, is there any coverage for your policies for COVID-19?

There is no change in the coverage.

If they are currently enrolled, the policy will not be voided. If they are enrolling after the arrival date (most common situation now) they may go through special underwriting.

Currently, we will continue to support our customers and allow new enrollments in INF Standard and INF Traveler USA and others case by case.

Yes, they can enroll in the INF policies.

Being tested is a service, if we determine a related service was done 12 months prior to the effective date, the condition would be considered Pre-Existing.

INF Coronavirus travel insurance coverage for Covid19

INF Premier Plan:
  • COVID-19 medically necessary testing & treatment covered as any other new sickness
  • Pre-Existing Complications from COVID-19 Covered
INF Elite:
  • COVID-19 medically necessary testing & treatment covered as any other new sickness
  • Pre-Existing Complications from COVID-19 Covered
INF Traveler USA:
  • COVID-19 medically necessary testing & treatment covered 100% as any other new sickness with no cost sharing
INF Standard:
  • COVID-19 medically necessary testing & treatment covered as any other new sickness.
INF Traveler USA 90:
  • COVID-19 medically necessary testing & treatment covered as any other new sickness
  • Minimum purchase of 30 days is required for this plan
INF Elite Plus:
  • COVID-19 medically necessary testing & treatment covered as any other new sickness
  • Pre-Existing Complications from COVID-19 Covered
  • Covers Preventive & maintenance care and coverage for full body physicals.
INF Elite 90:
  • COVID-19 medically necessary testing & treatment covered as any other new sickness
  • Pre-Existing Complications from COVID-19 Covered
  • Covers 90% of eligible medical expenses
INF BMI Travel Insurance:
  • Covid-19 medical assistance
  • Covers Covid-19 resting & treatment

INF Travel insurance for Covid19

At American Visitor Insurance, we are committed to getting you the best travel insurance coverage for Covid19 as any other new sickness. INF offers travel insurance plans for coverage in the USA, Canada and Mexico. INF Insurance: offers two fixed benefit plans namely INF premier insurance and INF standard insurance and two comprehensive benefit plans namely INF Elite Network Insurance and INF traveler USA plans covers pre-existing complications from COVID-19. Please know we are here to help you make the best, informed decision to get coverage even for COVID-19! Let us know how we can assist you. Feel free to contact us by email or phone at any time.

INF Visitor medical insurance for pre-existing conditions

What is covered by INF Visitor Medical Insurance:
1. Worsening Pre-Existing Conditions
A worsening pre-existing condition is one that is otherwise stable but has become worse in a new manifestation.
2. Acute Onset of Pre-Existing Conditions
Sudden, Rapid, Unpredictable emergency related to pre-existing issue.
3. New Sickness & Accidents
  • New Illnesses include UTI or Kidney Issues, Fever, Headache, etc - Accidents are random in nature
  • COVID-19 is covered like a new sickness under INF.

What is not covered by INF Visitor Medical Insurance:

1. Maintenance Treatment, Devices, or Prescription Drugs

Includes treatment for on-going illnesses, derivatives/ complications of that illness, medical devices to monitor chronic conditions, or maintenance drugs for pre-existing conditions like Lipitor or Amlodipine.

2. Preventative Treatment, Devices, or Prescription Drugs

INF will not cover preventive treatment like physicals, regular doctor checkups, or drugs that are used for prevention of other diseases.

3. Pregnancy & Childbirth

No coverage for pregnancy before the policy effective date.

4. Cancer Treatment

No coverage for cancer treatment, or cancer related illnesses in the policy.

5. Dialysis Treatment

No coverage for dialysis treatment.

6. Planned, expected, or anticipated medical care

There is no coverage for expected, planned, or anticipated medical care. If your clients are planning to take their visitor to any clinic, treatment, or anything of the like it will be rejected by the insurance company.

7. Medical Tourism

INF does not cover medical tourism for issues like elective or medically necessary surgery, cancer treatments, specialist treatment for on-going medical issues.


INF Visitor Medical Insurance plans are designed only to cover truly unexpected sickness and accidents- all other claims are at risk of being denied if they are deemed to meet any (but not limited to) of the above restrictions.

INF Visitor Medical Insurance plans will cover any unexpected sickness or accident, but any planned medical treatments, treatment for on-going issues, or maintainance treatment will not be covered by INF.

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