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Does the traveler need Schengen Visa Insurance or Long term Europe Visa insurance?
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  Visitor insurance USA details

Insurance Categories

International students, visitors to USA holding the J visa, Schengen visa, f1 visa or other visas can select the type of insurance they want and compare free quotes.

Visitor Travel Medical Insurance

For family members visiting USA

  • Visitor medical insurance plans are ideal for visitors to the USA to cope with the medical bills incurred in case of sudden illness or injury during their stay outside their native land.
  • Insurance customers can purchase visitor medical insurance plans at any point during the trip or even after leaving their home country.
  • The visitor insurance coverage options range from $25,000 to $1,000,000.
  • The coverage of visitor medical insurance includes medical expenses (only few cover for pre-existing condition), prescription drugs expenses, emergency medical evacuation and accidental death & dismemberment.
  • Other secondary benefits include, trip interruption, baggage loss, baggage delay etc.
  • Preventative care is excluded under visitor travel medical insurance.
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Global Health Insurance

Ideal for H1B visa holders

  • To suit all the requirements of new immigrants to the US, or US H1B and H4 visa holders and Green Card holders, sailors and cruisers, Global health insurance plans are designed with comprehensive major medical coverage.
  • These plans are also ideal for US Expatriates, Missionaries and international travelers who spend a lot of time in different countries.
  • The comprehensive coverage of Global Health Insurance plan cover medical benefits including maternity, mental health, wellness (preventive check ups) and medical evacuation.
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US Immigrant Health Insurance

For H4, F2 Visa holders and new immigrants

  • Immigrants to the USA are not immediately eligible of US domestic insurance plans.
  • They however require proper health insurance coverage and can buy US Immigrant Medical Insurance plans which provides long term coverage.
  • Immigrants health insurance plans cover new immigrants (Green Card holders sponsored by family members) to the US and potential immigrants (H4 & F2 visa holders) for special healthcare needs.
  • US Immigrant Health Insurance plans cover medical expenses resulting from sudden illness or injuries during their period of coverage. These plans typically offer coverage ranging from 2 to 5 years.
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Student Medical Insurance

  • International student medical insurance is ideal for students who are no longer covered as a dependent under their parents insurance or who are attending school outside an HMO or PPO region or find individual health insurance or other plan as too expensive.
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J1, J2 Visa Health Insurance

For exchange program visitors and scholars

  • Health insurance is a requirement mandated by the US government for J1 exchange visitors in the US and j2 dependents visa holders.
  • As per the government regulations if one willfully fails to carry health insurance then the J1 sponsor must terminate the exchange visitor program and inform the termination to US Department of State.
  • Benefits of J visa insurance include coverage for medical expenses (pre-existing conditions may be covered), prescription drugs expenses, emergency medical evacuation and accidental death & dismemberment.
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Package Trip Insurance

For vacationers and cruise travel

  • Package Trip Insurance plans are ideal short term insurance coverage for vacationers and cruise travelers.
  • These plans are available with good coverage, affordable premium and no deductible.
  • Benefits Package Trip Insurance includes coverage for medical expenses (pre-existing conditions may be covered), dental expenses, prescription drugs expenses, emergency medical evacuation.
  • These plans can also cover your losses (non refundable ticket costs) due to a trip cancellation, trip interruption, lost baggage etc.
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Europe Travel Insurance

For business travel, vacation and Schengen visa

  • Schengen Visa has made traveling to Europe convenient. You can travel to 25 Schengen countries with this single visa.
  • However, you have to purchase health insurance coverage to fulfill the requirements of the Schengen Visa Countries.
  • Schengen Visa insurance requirements are specified by the consulates.
Schengen Visa Requirements
  • Insurance company must have a representative office in Europe
  • The policy must provide at least EUR 30,000 for medical treatment, emergency evacuation/repatriation coverage.
  • Insurance must be valid for duration of stay in the Schengen states.
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Nanny Health Insurance

  • To protect nannies and au pairs from hospital and doctor bills you require babysitter (Nanny) Health insurance coverage.
  • annies or Au pairs who are usually non US citizens require health insurance to cope with unforeseen medical expenses during their stay in the USA.
  • There are special classes of medical insurance for New Immigrants to the country (green card holders) and au pairs while in the US.
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Older traveler visitor medical insurance plans

  • Older travelers visiting the USA for a short period always require health insurance coverage to meet the medical expenses incurred in case of an emergency.
  • Older travelers can get quotes and compare online and make a purchase..
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Pre-existing coverage plans

  • There are only few insurance companies who offer visitor to the USA for pre existing medical conditions.
  • Travelers with such health conditions cancompare pre existing health insurance plans online.
  • The medical benefits of these plans are exclusively designed for travelers to short term coverage while in America.
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Short term health insurance for USA

  • Compare and buy the best short term visitors insuranc for USA
  • The medical benefits of the plans from trop rated insurance providers are exclusively designed for visitors to short term coverage while in America.
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Cruise travel insurance

  • Going on a cruise vacation is truly exciting, however one must take precautions to ensure that the cruise vacation is not a disappointment. Vacationers are likely to pay for the cruise well in advance of the actual travel date, and it is possible that one is not able to travel on the cruise as initially planned.
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What are the different types of international travel insurance?

International travel insurance can be categorized based on different aspects..
Coverage type:
Based on the coverage type, there are three main types of international travel insurance
  • Trip cancellation insurance which is designed to insure the expense of the vacation. It covers all pre-paid expenses for trip cancellation, trip interruption, trip delay, baggage loss, airline expenses, rental car coverage, hotel bookings, cruise bookings and any other trip related costs. This will also cover medical benefits like dental expense and other expenses that a travel medical insurance covers.
  • Travel medical insurance which is designed to insure the health of the vacationer. This is ideal for tourists and vacationers on a single trip travel insurance. The duration of trips extending from a few days to a few weeks or even a few months. These plans usually do not insure preventive care and have limited coverage for pre-existing conditions.
  • Global medical insurance which is designed to insure Global citizens or Expatriates and offers long term major medical insurance. These long term medical insurance are ideal for expats who will be living and working outside their home country for an extended period, could be even a couple of years. These plans need underwriting approval and usually cover preventive care also.

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Travel insurance resources

Find the right travel insurance for your needs
Visitors insurance coverage for injury/sickness
Steps to purchase the US visitors insurance online
International travel insurance - Glossary
International students, US Visitors, US Immigrants…
Compare visitors insurance options

Visitors insurance - Frequently asked questions

01. Why is travel insurance to USA so expensive?

There is no denying that travel insurance to USA is sadly very expensive. The main reason for this is simply because the cost of healthcare in the USA is very expensive and the travel insurance USA costs are directly related to the healthcare costs. One more factor for some USA travel insurance plans to be very expensive is that there are specially designed travel insurance USA plans available for older travelers, with higher medical coverage as well as some plans with coverage for pre-existing ailments.

There are many US travel insurance plans available on American Visitor Insurance that cover covid. International travelers can compare best Covid travel insurance plans and buy it online. These US travel insurance plans are available for visitors to the US, US citizens and US residents traveling abroad as well as non US travelers traveling outside their home country.

We get many inquiries about how the insurance works and if you must pay up front and submit a claim to get reimbursed or if the insurance company will directly pay the provider. This is an excellent question and one which many clients do not understand. Many US residents are used to showing our ID cards and having all the bills directly paid (albeit slowly) and then paying our portion some time later to the provider. Because the insurance companies that issue plans for visitors are much smaller than our domestic companies, many providers will say "We don't take this insurance." What that means is they do not want to call the insurance company and arrange direct payment for you. In that case, you can still use the provider, but you will have to pay up front and submit a claim to get reimbursed. Some clients take this message from the provider to mean their insurance is no good. Nothing could be farther from the truth. All the policies we offer can be used at any doctor or hospital you desire -- they are meant to be used in an emergency and the closest place may or may not be in the PPO network (if that is an issue). So, you don't have to worry about that. All that means is you will have a little more legwork on your end to get your reimbursement. The good news is the claims forms are all available on our website to download and they are very straightforward. You do not need to be a doctor to fill them out. Be sure you keep a copy of anything you send in for yourself and simply follow the directions on the claims form for the insurance policy you purchased. You should expect to get repaid within a couple weeks if they get all the documentation they need. Be sure, if you have a client zone login, to check on your claim from time to time to be sure you have done your part to move the process along. There is one company, called GeoBlue which works with a very large network that does claim to have "guaranteed" direct bill pay (IF you do use a BlueCross/BlueShield provider). I would personally take this with a grain of salt since nobody can make someone make a phone call if they are unwilling to do so. However, the network is very popular and extensive and may provide some reassurance to a traveler to the US. This company also has providers abroad in over 100 countries as well, but I do assume these are less numerous. Happy traveling!

The actual forms and instructions on filing a claim vary slightly by company. For certain, each company has a form (usually only one page front and back) to be filled out. The full instructions for submission of the form are on the form itself and all the forms can be downloaded from our website (for companies we work with). There can be two different forms for medical expenses and other expenses (baggage loss, etc), so check to make sure you have the correct form. If the provider will not set up a direct payment with the insurance company, you will have to pay for all bills out of your pocket. Keep all receipts and documents you are given. Fill out the claims form as instructed, make a copy of all documents for yourself and mail, fax, or email the document as instructed to the insurance company. If you have a login for your insurance policy, use that to check on the status of the claim to make sure they receive all the necessary documentation they require (careful reading of the instructions will help, but they may need something more from the provider which you may be able to expedite in person). Then, you simply have to be patient as the process unfolds. Those of us that are US residents know that this can take weeks with our own medical insurance as they work out their process. Some clients are shocked to get a bill in the mail soon after a stint in the hospital or at a doctor's office (even if they did get direct billing). Just hang on to the bill and give the insurance company at least two weeks before giving them a call. Do not pay anything until you have heard back from the insurance company. As we say, "chill and let it ride" until you get your insurance company to do their part!

Yes, international tourists can and should buy travel health insurance in USA. Given the high cost of US healthcare, it is very risky to travel without the best short term health insurance for UK visitors to USA. UK tourists can compare different travel health insurance online and then buy travel insurance for USA Visitors to get coverage as early as the following day.

The cost of UK travel health insurance for USA depends mainly on the following factors; The age of the traveler, the duration of travel health insurance coverage, type of travel insurance (fixed vs comprehensive coverage), any add on coverage requirements, or the need for health insurance for visitors to usa with pre-existing conditions.

There are many visitor health insurance plans for coverage in the USA offered by US insurance providers. Given the several US visitor insurance options, it can be confusing to find the best health insurance for travel to USA for your needs. What is very useful in making this decision is to compare travel insurance USA of different companies. The US travel insurance comparison allows travelers compare prices as well as coverage benefits in an objective manner. The traveler can change relevant factors like the medical maximum coverage required, the US traveler insurance deductible, any US travel health insurance plans with coverage for pre-existing ailments, travel insurance USA coverage for Covid19 ... The global travel insurance comparison also allows travelers to buy the best travel insurance based on ones needs by completing an online application and paying using a credt card. One completing the purchase the travel insurance plan is emailed to the customer.

us visitor insurance

Best travel insurance to USA

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Visitor insurance USA links, Health insurance for overseas visitors

Insurance FAQ

Commonly asked questions (FAQ's) about international health insurance.

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Insurance Blog

Read insurance blogs and articles for international travel health insurance.

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Insurance Forum

Customer queries and answers about international health insurance.

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Travel tips for parents and older travelers to USA

Are you excited about your parents and in-laws visiting the US? As they are senior citizens and older travelers travelling on long flights and coming to different weather conditions, they are more vulnerable to travel and health risks. Here some travel tips for parents and older travelers visiting you.

Tips for Senior Citizens

One does not have to stop traveling as one gets on with age. Below are some useful travel tips for older travellers.

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Travel to hot and cold places

Some useful tips while traveling to different climatic condition places, be it extreme heat or cold weather.

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Tips for food and water safety

When you are traveling, you are exposed to food and water. Some precautions to help you reduce chance of getting sick.

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Tips for Cruise travelers

Cruise travellers can enjoy their vacation more by taking certain precautions. Some tips for cruise travelers.

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B2 visa health insurance for tourists, B2 visa tourist insurance for USA.

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F1 visa student health insurance, international student insurance in USA.

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J1 visa insurance for exchange scholars, J1 visa medical insurance.

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US Immigrant insurance

Compare to buy best US health insurance for new immigrants.

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Travel insurance for spouses of students (F2 visa)

F2 visa medical insurance for F1 visa dependents. F2 visa health insurance.

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K1 visa insurance

Fiancée health insurance, K1 visa health insurance for fiancé on K1 visa.

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Travel insurance international for Global destinations

01. International travel insurance for USA

International travel insurance for USA

Travel insurance for USA

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