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The coronavirus (Covid-19) pandemic has stranded many travelers in the US for lack of travel options. The international travel restrictions has forced many foreign travelers to cancel their return journey who are on temporary or short term US visas. These travelers will now have to extend or renew their visa status in order to stay for longer durations in the US.
While you have visited the U.S.A, an unexpected pandemic of COVID-19 has made you stranded in another country. Which is why having a best travel health insurance is very important outside the home country. Staying in America as an uninsured visitor is highly risky. Our insurance covers act as boon in an event of sudden sickness due to COVID-19 or accidental injuries and require a hospitalization which can leave you with huge medical bills having an impact on your financial situation. You can compare travel health insurance plans for Coronavirus to avoid all such disastrous situations.
Steps and procedure to extend US visa for further stay in USA.
The US government has made it compulsory for all new immigrant visa applicants to show proof of adequate health insurance in the United States.This new rule will directly impact new immigrants visa applications to the US of family members of current US citizens.
The aim of this mandatory immigrant health insurance is to reduce the burden on the US hospitals, US health care system and ultimately on US tax payers by uninsured new US immigrants.
While this proclamation is aimed at those applying for immigrant visas, we hear that travelers even on tourist visas are expected to have proper short term visitor insurance.
The US short term health insurance plans offered here work ideally for prospective visitors to the US as well as for new US immigrants. After purchasing these immigrant insurance plans, customers will receive the immigrant insurance document by email.
Customers can show this immigrant insurance document as proof of US health insurance while applying for the tourist visa or Immigrant visa. Given the high cost of US healthcare, it is in any event important for all tourists and new immigrants to buy adequate US health insurance.
The best visitors insurance for parents visiting USA will vary depending on the unique needs of the traveler. However given the profile of Indian parents being elderly, and traveling outside of India to unfamiliar weather and food, it is prudent to buy comprehensive travel insurance for parents visiting USA. It is also useful to buy visitors insurance for parents from India with pre existing conditions coverage.
Yes, international tourists can buy travel insurance in USA. Given the extremely high cost of US healthcare, it is very risky for Indian parents and senior citizen Indian travelers to visit USA without the best travel insurance for USA. Indian parents can compare different travel insurance for USA plans online and buy the best health insurance for parents to get coverage as early as the following day.
US immigration authorities do not insist on travel insurance for visiting Indian parents while issuing the US tourist visa, so visitors insurance for parents is not mandatory. However given the very high cost of US healthcare, it is really not worth the risk of traveling to the US uninsured. Travelers should compare different medical insurance for visitors to usa from India plans and buy the best travel insurance for parents visiting USA.
International travel insurance provides coverage for all unexpected medical and travel emergencies anywhere outside the home country. US travel medical insurance plans typically offer protection for all unexpected illnesses or injuries during the trip. Some travel insurance plans also offer coverage for acute onset of pre-existing conditions while all travel insurance plans offer coverage for medical emergencies.
If the traveler is already in the US or started the trip, he/she can still purchase most of the travel insurance plans (some have a limited time after arrival in the US for eligibility to buy US travel insurance). Travelers should remember that the visitor insurance cover purchased will commence only after the start of the policy.
A traveler, traveling on a US tourist visa can choose to include medical insurance, however, it’s not compulsory. To travel stress-free and get maximum protection on an international trip, it’s best to include medical insurance to avoid inconveniences.
Indian domestic health insurance offers little or no coverage outside Indian borders. Hence travelers cannot use domestic health insurance outside their home country and international travel insurance is required.
Yes, there are various travel insurance covers available for Senior Citizens or older travelers aged above 60. Due to their age they are highly vulnerable to medical risks while traveling. It is advisable that aged travelers should include comprehensive travel insurance to get maximum cover for stress free travel.
No, travel insurance generally becomes more expensive for older travelers or plans that include coverage for acute onset of pre-existing coverage. Mostly it is the age of the traveler that increases the price steadily. Travelers aged above 60 years can see a higher premium of a travel insurance cover. Apart from the age, there are other factors like type of cover (fixed benefits/ Comprehensive), the maximum medical coverage as well benefits that define the cost of travel insurance.
Cost of best Visitor Medical insurance USA plans
|For eg - Age: 40 years; Duration: 1 Month; Deductible: 0|
|Travel Insurance Plans||Medical limit ranges||Estimate Plan Cost|
|International Medical Group (IMG)|
|Patriot America Lite||$50,000 - $1,000,000||$90 - $165?||Buy now|
|Patriot America Plus||$50,000 - $1,000,000||$90 - $165?||Buy now|
|Patriot America Platinum||$2,000,000 - $8,000,000||$180 - $310?||Buy now|
|Visitors CareFixed benefit||$25,000 - $1,00,000||$30 - $50?||Buy now|
|Safe Travels USA - Cost Saver||$50,000 - $1,000,000||$70 - $120?||Buy now|
|Safe Travels USA||$50,000 - $1,000,000||$90 - $160?||Buy now|
|Safe Travels USA Comprehensive||$50,000 - $1,000,000||$90 - $160?||Buy now|
|Safe Travels EliteFixed benefit||$50,000 - $175,00||$40 - $60?||Buy now|
|Atlas America||$50,000 - $2,000,000||$110 - $230?||Buy now|
|Atlas Premium America||$50,000 - $2,000,000||$190 - $330?||Buy now|
|VisitorSecureFixed benefit||$50,000 - $130,000||$40 - $80?||Buy now|
|Travel Medical Basic||$50,000 - $1,000,000||$110 - $180?||Buy now|
|Travel Medical Choice||$50,000 - $1,000,000||$120 - $230?||Buy now|
|Travel Medical Plus||$50,000 - $1,000,000||$160 - $290?||Buy now|
|Inbound USA BasicFixed benefit||$50,000 - $150,000||$55 - $70?||Buy now|
|Inbound USA ChoiceFixed benefit||$50,000 - $150,000||$80 - $100?||Buy now|
|Diplomat America||$50,000 - $1,000,000||$130 - $220?||Buy now|
|Travel Insurance Services|
|Visit USAFixed benefit||$50,000 - $250,000||$50 - $190?||Buy now|
The Indian community in US have their parents, in-laws, other relatives and friends visiting them for few weeks to many months. Majority of the parents are older travelers and they are more prone to fall sick or meet with any emergency. USA being a sophisticated country has high quality health care therefore cost of health care for US visitors is extremely high.
It is advisable to buy good travel insurance USA for Indians visiting US that offers best coverage for emergency medical expenses and also covers travel risks like trip delay, baggage delay or loss, loss of passport. Here you can use the find the best coverage tool to search the best visitor insurance in USA for parents and other travelers from India.
Visitors Insurance Resources for Travelers
US visitor medical insurance resources for indian parents vsiting USA.
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Fixed benefit vs Comprehensive Visitor Medical Insurance
Important factors to consider while buying best travel insurance for parents visiting the U.S.
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Visitor insurance claims procedure
Visitor Insurance India claims process for getting medical care in hospital.
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Compare and purchase US Visitors medical insurance for parents visiting USA from India.
Thank you very much for all the help and explanation of the subtle things that we did not understand by mere reading of the benefits of the different insurance plans.
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Really appreciate your help here. I have gone ahead and purchased the plan so quickly because of your well-organized mail towards what I was exactly looking for to purchase a plan.
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