If you initially buy less than 364 days of coverage, you may buy additional time, to a total of 364 days. Your original effective date is used to calculate your deductible and coinsurance and to determine pre-existing conditions. $5 administrative fee is charged for each renewal.
Seven Corners will provide a refund of your plan cost if they receive a written request from you prior to your coverage start date. If they receive your written request after your coverage start date, the unused portion of your plan cost may be refunded minus a cancellation fee if you have not submitted any claims.
Medical Maximum Options (Worldwide Excluding the United States) |
Ages 14 days to 64 years - $50,000; $100,000; $500,000; 1,000,000; $2,000,000; $5,000,000 Ages 65 to 79 years - $50,000; $100,000 80 years and older - $10,000 |
Co-insurance | Pays 100% for outside of the US. |
Deductible Options (Worldwide Excluding the United States) |
Ages 14 days to 64 years - $0; $100; $250; $500; $1,000; $5,000 Ages 65 to 79 years - $0; $250; $500; $1,000; $5,000 80 years and older - $0; $500; $1,000; $5,000 |
Hospital room and board? | URC to medical maximum |
Emergency Room Services? | URC to medical maximum |
Urgent Care Clinic? | URC to medical maximum |
Physician Office Visit? | URC to medical maximum |
Prescription drugs and medications? | URC to medical maximum | Hospital indemnity? | $150 per day, 30‐day limit |
Telehealth Consultations or Care | URC up to medical maximum |
Physiotherapy and Chiropractic Care | $50 per visit, 10 visits maximum |
Outpatient Hospital / Clinical Service | URC up to medical maximum |
Home Health Care | URC up to medical maximum |
Pre‐certification Penalty | Inside the United States: 25% reduction in Covered Expenses Outside the United States: N/A Penalty does not apply to a Medical Emergenc |
Incidental Trips to Home Country | - $5,000 |
Extension of Benefits to Home Country | - $5,000 |
Dental Emergency — Accident? | $500 for accident and $200 for sudden relief of pain |
Emergency local ambulance? | Up to Medical Maximum |
Emergency eye examination? | $100 per occurrence |
Emergency medical evacuation? | $500,000 (separate from Medical Maximum |
Return of mortal remains or cremation/burial? | Up to $50,000 and $5,000 for cremation/burial |
Return of minor children? | Up to $50,000 |
Return of mortal remains or cremation/burial? | Up to $25,000 and $5,000 for cremation/burial |
Return of minor children? | Up to $25,000 |
Political evacuation and repatriation? | - $10,000 |
Emergency reunion? | $200 per day / 10 day and $50,000 maximum |
Natural disaster evacuation? | $50,000 maximum limit. Not subject to deductible |
Accidental death & dismemberment? | Members under age 18: Up to $5,000 principal sum Members age 19 and over : $25,000 principal sum $250,000 aggregate limit per total insureds on plan |
Common carrier accidental death? | Members under age 18: Up to $10,000 principal sum Members age 19 and over : $50,000 principal sum $250,000 aggregate limit per total insureds on plan |
Acute Onset of Pre-Existing Conditions? | Ages 14 days to 64 years - $50,000 Ages 65 to 79 years - $10,000 Ages 80 years over - Not Covered |
Trip interruption? | $5,000 maximum limit. Not subject to deductible |
Lost luggage? | $50 per article / $500 per occurrence |
Natural Disaster Daily Benefit? | $100 per day, 5 day limit |
Terrorism? | Up to $25,000 |
Personal Liability | Up to $50,000 |
Trip Delay | $100 per day, 2‐day limit per occurrence |
Claims Timely Filing | 90 days |
Purchase Date vs. Effective Date | 12 months |
Refund / Cancellation | Before Effective Date: Full refund After Effective Date: Partial refund unused portion of plan cost less $25 cancellation fee if no claims on file |
Adventure Activities | Up to medical maximum |
The following expenses must always be pre-certified in the U.S. only:
Once we pre-certify your expenses, we will review them to determine if they are covered by the plan. Failure to comply with pre-certification requirements
If you do not comply with the pre-certification requirements or if the expenses are not pre-certified, we will review the expenses to determine if they are covered by the plan. If covered:
Pre-certification does not guarantee benefits – Pre-certification does not guarantee coverage for, or payment of expenses.
Seven Corners offers covid19 travel insurance for coronavirus with their Seven Corners insurance plans. Travel Medical Plus Insurance offered by Seven Corners has covid health insurance for international travelers.
The Sevencorners coronavirus visitor insurance treatment benefit is available for COVID-19 (the disease); SARS-Cov-2 (the virus); and any mutation or variation of SARS-CoV-2.
Liaison Student Travel Plus Insurance offered by Seven Corners has covid health insurance for international students studying outside their home country. Insurance plan will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2.
Wander Frequent Traveler Plus offered by Seven Corners has covid coverage for business and frequent travelers which will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2.
Seven Corners maintains a wide network of health care providers. In US there are 2 options: United health care, Multiplan and PHCS Out of Area Network.
You need to check your insurance card to find any one of the below 2 logos:Outside US: Wellabroad.com to use Seven Corners’ International Network While calling your provider network, you need to say "my coverage uses United healthcare or Multiplan PPO network and found your name on the registry". Do not say "I have Travel medical plans or I use seven corners plan". The provider will not identify your coverage and may say that you are not covered.
Find Provider Network
If your travel plan is changed and want to cancel Travel Medical Choice insurance, you have to submit a written request to cancel@sevencorners.com for cancellation and refund of your premium. The subject of the email must contain the first name and last name of the policy holder. While the body of the email must contain the name of the policy holder, birth date, certificate number and date of cancellation. If you have filed claims for reimbursement, your premium is non refundable.
Following are the cancellation policy terms and conditions:Yes Travel Medical Choice insurance is available up to a maximum of 364 days. Visitors to USA can renew Travel Medical Choice insurance online to extend their coverage.
Email: claims@sevencorners.com
Fax: (+1) 317-575-2256
800-335-0477 or
317-575-2656
Seven Corners, Inc
Attn: Claims,
303 Congressional Boulevard,
Carmel, IN 46032 USA