International travel requires proper medical insurance coverage for travelers when they are outside their home country. It is an ideal insurance while traveling abroad, particularly for the US citizens. It is administered by Global Underwriters Insurance
The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.
Emergency Medical Evacuation & Repatriation | $500,000 |
Return of Mortal Remains | $500,000 |
Return of Minor Child | $50,000 |
Emergency Medical Reunion | $50,000 |
Interruption of Trip | $5,000 |
Loss of Baggage | $50 per article; up to a maximum of $250 |
Incidental Trips | Up to a maximum of 15 days for Incidental Trips to Canada, Mexico, and the Caribbean Islands only. |
Seat Belt and Airbag Benefit | Up to $25,000. |
Felonious Assault Benefit | Covered |
Home Alteration and Vehicle Modification | Up to a maximum of $2,500 (within one year after the date of the accident) |
Political & Natural Disaster Evacuation | $50,000 |
Coma Benefit | Coma Benefit |
Additional Accidental Death & Dismemberment | Purchase up to $1,000,000 of 24 hour AD&D coverage. Benefits and exclusions are same base plan. |
Physical Therapy | Up to the maximum limit (Medical order or treatment plan required) |
Urgent Care Clinic | $25 copay for urgent care center. Copay is not applicable when the $0 deductible is selected. Not subject to deductible. |
Walk-In Clinic | $15 copay. Copay is not applicable when the $0 deductible is selected. Not subject to deductible |
Radiology / X-ray | Up to the maximum limit |
Laboratory | Up to the maximum limit |
Pre-Certification | 50% reduction of eligible medical expenses if pre-certification provisions are not met |
The cost of Diplomat America insurance for seniors is dependent on the following factors - The age of the traveler, the plan medical maximum coverage, the co-insurance and the deductible.
The higher the plan limit, the higher will be the premium, while the higher the deductible the lower will be the premium. Travelers can choose maximum limits of $50k, $100k,$250K, $500k, $1M depending on the age of traveller up to age of 64. . $50k ,$100k and $250K is available for people age 65 to 69 years, $50k and $100k coverage is available for people age 70 to 79 years. For above 80 years $20,000 is available.
You can purchase Global Underwriters Insurance on American Visitor Insurance at buy Diplomat insurance. You can also call them at (877)-340-7910 to get more information on how to apply for Global underwriters travel health insurance from licensed insurance agents.