Maximum medical coverage options are: $25,000, $50,000, $100,000
Individual deductible options are: 0, $50 and $100 deductible per life of plan
Incidental Home Country Coverage: During the plan life, the insured traveler may return to his/her home country for incidental visits up to a cumulative of 2 weeks total.
Common Carrier Acciental Death Coverage: $25,000.
Emergency Evacuation: Visitors Care Plan A, B & C - $25,000
Return of Mortal Remains or Cremation/Burial: Up to $7,500 for Return of Mortal Remains or $5,000 for Cremation/Burial.
Renewable for a total of up to 2 years unless there is a break in coverage. A policy period cannot be more than 12 months. $5 renewing will be charged in addition to the premium costs.
In-Patient Medical Benefits
| COVID-19/SARS-CoV-2 Coverage | Visitors Care insurance Offers coverage for COVID-19/SARS-CoV-2 as any other Illness or Injury. |
| Hospital room and board? | Lite: Up to $825 max per day 30 day max per period of coverage Plus: Inpatient - Up to $1,400 max per day 30 day max per period of coverage Platinum: Inpatient - Up to $2,000 max per day 30 day max per period of coverage |
| Surgery? | Lite: In-Patient & Outpatient - Up to $2,000 max per surgical session Plus: In-Patient & Outpatient - Up to $3,300 max per surgical session Platinum: Inpatient - In-Patient & Outpatient - Up to $5,500 max per surgical session |
| Intensive care unit? | Lite: Inpatient - Up to an additional $400 max per day, 8 day max per period of coverage Plus: Inpatient - Up to an additional $660 max per day, 8 day max per period of coverage Platinum: Inpatient - Inpatient - Up to an additional $850 max per day, 8 day max per period of coverage |
| Physician visits? | Lite: $40 max per visit, 30 max visits per period of coverage Plus:$60 max per visit, 30 max visits per period of coverage Platinum:Up to $85 max per visit, 30 max visits per period of coverage |
| Prescription drugs and medications? | Lite: $40 max per visit, 30 max visits per period of coverage Plus: 60 max per visit, 30 max visits per period of coverage Platinum: Up to $85 max per visit, 30 max visits per period of coverage |
Out-Patient Medical Benefits
| Physical Therapy? | Lite: Up to $40 max per visit per day, 12 max visits per period of coverage Plus:Up to $40 max per visit per day, 12 max visits per period of coverage Platinum:Up to $40 max per visit per day, 12 max visits per period of coverage |
| Urgent Care Clinic? | Lite: $40 max per visit/10 max visits Plus:$60 max per visit/10 max visits Platinum: $85 max per visit/10 max visits |
| Walk-In Clinic? | $15 copay. Copay is not applicable when the $0 deductible is selected. Not subject to deductible |
| Radiology / X-ray? | Lite: Up to $400 max per period of coverage ($200 per procedure) Plus: Up to $450 max per period of coverage ($250 per procedure) Platinum:Up to $500 max per period of coverage ($500 per procedure) |
| Outpatient Surgical / Hospital Facility? | Lite: Up to $2,000 max per surgical session, up to $750 max per surgical session (facility) Plus: Up to $3,300 max per surgical session, up to $900 max per surgical session (facility) Platinum:Up to $5,500 max per surgical session, up to $1,000 max per surgical session (facility) |
| Chemotherapy / Radiation Therapy? | Lite:$550 max per visit Plus: $1,100 max per visit Platinum: $1,350 max per visit |
| Pre-Admission Testing? | Lite: Up to $750 max per period of coverage Plus: Up to $1,100 max per period of coverage Platinum: Up to $1,100 max per period of coverage |
| Assistant Surgeon? | Lite: Up to $450 max per surgical session Plus: Up to $825 max per surgical session Platinum: Up to $1,375 max per surgical session (20% of the primary surgeon’s eligible fee) |
| Anesthesia? | Lite: Up to $450 max per surgical session Plus: Up to $825 max per surgical session Platinum: Up to $1,375 max per surgical session |
Emergency Services
| Emergency local ambulance? | Lite: Up to $250 max per period of coverage Plus: Up to $450 max per period of coverage Platinum: Up to $475 max per period of coverage |
| Hospital emergency room? | Lite: $200 max per visit Plus: $330 max per visit Platinum: $550 max per visit |
Dental
| Emergency dental treatment? | Up to $550 max per period of coverage or unexpected pain to sound natural teeth |
Evacuation
| Emergency medical evacuation? | Lite: Up to $25,000 max Plus: Up to $50,000 max Platinum: Up to $50,000 max |
| Return of mortal remains or cremation/burial? | Lite: $25,000 max with $5,000 max for Cremation/Burial Plus: $25,000 max with $5,000 max for Cremation/Burial Platinum: $25,000 max with $5,000 max for Cremation/Burial |
Trip Protection
| Terrorism? | $50,000 maximum limit. Not subject to deductible |
| Small pet common air carrier accidental death? | $500 maximum limit. Not subject to deductible (For a pet cat or dog up to 30 pounds traveling with the insured person) |
Life
| Accidental death & dismemberment? | $50,000 principal sum. Death must occur within 90 days of the accident. Not subject to deductible |
| Common carrier accidental death? | $25,000 max per period of coverage |
Other Benefits
| Extended care facility? | Covered under Hospital Room & Board (Upon direct transfer from an acute care hospital) |
| Incidental Emergency in the U.S.? | Insured person's country of residence is not the United States 14 day maximum |
Pre-Existing Condition
| Acute Onset of Pre-Existing Conditions? | Lite: $25,000 max per coverage period (subject to sub-limits) Plus: $50,000 max per coverage period (subject to sub-limits) Platinum: $100,000 max per coverage period (subject to sub-limits) |
| Pre-Existing condition medical evacuation | Emergency Medical Evacuation (arises or results directly or indirectly from ta covered acute onset of a pre-existing condition): $25,000 max per period of coverage |
Visitors Care offers acute onset of pre-existing conditions coverage upto policy maximum. Emergency Medical Evacuation (arises or results directly or indirectly from ta covered acute onset of a pre-existing condition): $25,000 max per period of coverage
Yes. Visitors Care insurance Offers coverage for COVID-19/SARS-CoV-2 as any other Illness or Injury.
Yes Visitors Care Insurance can be bought after the arrival in the US within the following constraints. It must be bought within 30 days for travelers above 65 years. Travelers below the age of 65 years can buy the Visitors Care Insurance within a 6 month time period after arriving in the US.
International Medical Group (IMG) offers the Visitors Care insurance plan which has good coverage for acute onset of pre-existing conditions up to chosen plan maximum.
Yes Visitors Care Insurance insurance is available up to a maximum of 364 days. Visitors to USA can renew Visitors Care Insurance online to extend their coverage.
Visitors Care Insurance is not offering coverage for residents of Belarus, Russia or Ukraine and travelers visiting Belarus, Russia or Ukraine.
Email: insurance@imglobal.com
Fax: 317-655-4505
1.800.628.4664
International Medical Group
P.O.Box 88500 Indianapolis,
IN 46208-0500
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