Individual travel insurance

When your travel plans are confirmed. You can buy travel insurance online any time before you depart from your destination. It is better to buy the travel insurance at least one day before your departure to avoid last minute rush and confusion.

Travel insurance provides medical insurance which covers the policy holder for unforeseen emergency medical and non-medical expenses while outside India. There is a mistaken notion that buying travel insurance is not necessary as the traveler is healthy and nothing untoward will happen during the trip. Firstly the cost of the travel insurance is relatively small when compared to the cost of international travel. Also, insurance provides a safety net and peace of mind, even is not used.

Insurance is not purchased just to make a claim, however life is uncertain, anything many happen at any point of time. Travel insurance insures the traveler for any unforeseen emergency accident & sickness medical expenses and non-medical expenses. Travel insurance makes your trip a worry free otherwise expensive medical bills can nullify all your hard earned money. Thanks to the advances in technology and the awareness of travelers regarding the insurance industry, there is a growing acknowledgement of the need for travel insurance.

Once you complete the transaction, the policy will be sent to you immediately to the email-ids provided in the online application. The email copy of the policy is a valid legal document and a printout of the same is proof of your insurance coverage.

Before the policy start date - We need an email from the policy holder for the cancellation of the policy and the reason for cancellation. The policy will be cancelled and refund will be sent to the customer after deducting the cancellation charges.

After the policy start date - We need an email from the policy holder for the cancellation of the policy and the reason for cancellation. We need scan copies of all pages of the passport as proof that you have not traveled overseas. The policy will be cancelled and refund will be sent to the customer after deducting the cancellation charges.

Given the high costs of healthcare around the world, Travel medical insurance is not a luxury but very much a necessity while traveling outside India. Overseas travel insurance coverage is in fact required as a mandate to get a visa while traveling to certain countries.

The outlay of money for travelling can be quite substantial. You may find yourself facing the loss of more money than you want to lose should unforeseen circumstances arise that make it necessary to cancel or interrupt your trip. Trip insurance can provide protection against such losses in many cases. Other unforeseen losses such as trip delays or baggage delays can also be covered.

Depending upon the features of the plan that you purchase, travel insurance can provide the additional assurance that expenses will be covered for medical care including hospital admission, emergency dental care, and emergency medical evacuation. Emergency cash advances, and help with retrieval of luggage or other services may also be available.

Individual travel insurance is a policy designed to protect a solo traveler against risks such as medical emergencies, trip cancellations, lost luggage, and other travel-related issues during their trip.

It provides financial protection and peace of mind by covering unexpected events like medical expenses, trip interruptions, or lost belongings while traveling abroad.

Coverage includes medical treatment, emergency evacuation, trip cancellation, lost or delayed luggage, missed flights, personal liability, and 24/7 emergency assistance.

Some policies may offer limited coverage for pre-existing conditions, while others may exclude them. It's important to read the terms and check with the insurer about coverage for pre-existing conditions.

Yes, individual travel insurance is available for both short and long-term trips. Policies are flexible and can be tailored based on your travel duration.

To make a claim, contact your insurer’s claims department and provide required documentation such as medical bills, travel receipts, or a police report for lost items. Most insurers have a simple online claims process.

Yes, most individual travel insurance policies offer 24/7 assistance to help with emergencies, including medical issues, travel disruptions, and lost documents.

Yes, many insurers allow you to extend your coverage if your travel plans change. However, it’s important to contact the insurer before your current policy expires.

The cost of individual travel insurance depends on factors like your age, the duration of your trip, the destinations, and the level of coverage you choose. Typically, it’s a small percentage of your total trip cost.

Although it is not legally mandated for the majority of trips, certain countries or specific visa categories may ask travellers to possess travel insurance.