Individual travel insurance

Individual travel insurance plans are designed for individual travelers and for families traveling outside India.
Traveling is a wonderful experience both to explore a new location and as a getaway from the regular mundane activities. However while traveling, whether within India or for travel overseas, it is important to buy good travel insurance. Life is uncertain and anything might happen at any time during ones travel. So when traveling, please do not forget to buy adequate travel medical insurance. Some travelers think that they are healthy and that nothing will happen to them and therefore do not buy any insurance. While some end up buying cheap travel insurance as part of a formality. But as travelers you should note that when there is an emergency medical expense the claim amount is usually quite large. Unless you have proper travel insurance from a reputed provider, you might end up burning your own pockets as your claims are not settled due to some clause which you had never read or told before. Hence you need proper travel medical insurance which suits your requirements and is available at a competitive price.
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There are Indian insurance providers who offer popular individual travel insurance plans that are well known among Indian travellers. To name a few well known general insurance companies, there is TATA AIG, Bajaj Allianz, Reliance, ICICI Lombard, Religare, Cholamandalam, Apollo Munich and more. These companies have their assistance providers overseas who will assist their policy holders during any need. These assistance providers guide their policy holders according to the policy holders requirements and provide guarantee of payment to hospitals in case of cashless hospitalization. In case of reimbursement claims, the assistance company guides the policy holder with registration of claims online and further steps from there.

All travel medical insurance plans cover the travelers health during their travel and stay overseas. However there are some plans which also have additional benefits. Some of them covers the travelers in India when they leave their homes to the international airport and during their return from international airport to their respective homes in India. Other benefits include baggage loss, passport loss, trip delay, flight delay, missed connection, baggage delay and more.

Keeping in mind the possible cost of medical expenses overseas it is advisable to take good individual medical travel insurance. For more details on Indian travel medical insurance options, please contact our medical advisors so that they can guide to the best travel insurance product.

Overseas mediclaim travel insurance options for travellers of different ages

below 70 years Below 70 years

Indian overseas travel insurance plans for travelers aged below 70 years.

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above 70 years Above 70 years

Senior Travelers aged 71-79 years are covered under Indian Insurance Plans while overseas.

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above 80 years Above 80 years

Indian overseas travel insurance plans for seniors aged above 80 years.

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Key features

buy online
Buy online
No paper work required and the policy can be bought online.
Cashless Hospitalization for accident and sickness medical expenses.
Medical issues
Reimbursement of Out Patient / Doctor visits including prescribed pharmacy bills.
Pre-existing diseases
Few plans provide coverage for Pre-existing diseases.
trip cancellation
Trip cancellation
Coverage for travel Inconvenience benefits like baggage loss, passport loss, baggage delay, trip cancellation, flight delay, trip delay, missed connection are more.
best price guaranteed
Best price

This is the lowest price guaranteed for any given policy.
Types of Insurance Types of InsuranceCurious to know?

Please find out the different types of travel insurance that suits your travel.

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Already outside India Already outside IndiaWe can help!

Travelers who have already traveled from India and do not have insurance can buy travel medical insurance.

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Online Renewal Online RenewalRenew Today?

Insurance customers can renew their existing policy online before the exipry date at any time.

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Find out more about Indian travel insurance
Frequently asked questions?
Once you complete the transaction, the policy will be sent to you immediately to the email-ids provided in the online application. The email copy of the policy is a valid legal document and a printout of the same is proof of your insurance coverage.
Before the policy start date - We need an email from the policy holder for the cancellation of the policy and the reason for cancellation. The policy will be cancelled and refund will be sent to the customer after deducting the cancellation charges.

After the policy start date - We need an email from the policy holder for the cancellation of the policy and the reason for cancellation. We need scan copies of all pages of the passport as proof that you have not traveled overseas. The policy will be cancelled and refund will be sent to the customer after deducting the cancellation charges.
Given the high costs of healthcare around the world, Travel medical insurance is not a luxury but very much a necessity while traveling outside India. Overseas travel insurance coverage is in fact required as a mandate to get a visa while traveling to certain countries.
The outlay of money for travelling can be quite substantial. You may find yourself facing the loss of more money than you want to lose should unforeseen circumstances arise that make it necessary to cancel or interrupt your trip. Trip insurance can provide protection against such losses in many cases. Other unforeseen losses such as trip delays or baggage delays can also be covered. Depending upon the features of the plan that you purchase, travel insurance can provide the additional assurance that expenses will be covered for medical care including hospital admission, emergency dental care, and emergency medical evacuation. Emergency cash advances, and help with retrieval of luggage or other services may also be available.
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Tourists from India in foreign countries Indian tourists have become a common sight across the globe. Indians with increasing affordability travel around the world for sightseeing, exploring destinations and shopping in foreign countries. Many foreign countries have observed the increase in number of tourists from India every year. Lots of countries woo Indian vacationers with attractive holiday packages and cheap airfares.
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Types of travel insurance India

Single trip

Single Trip Travel Insurance

A single trip travel insurance insures the traveller for any unforeseen emergency medical expenses during ones travel outside India for the travel duration as stated in the policy.

Multi trip

Multi Trip Travel Insurance

People traveling within India or overseas for business for a shorter duration with a year or frequent fliers can buy a multi trip travel medical insurance.
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Types of traveller

Individual travel insurance Individual Travel Insurance
Individual travel insurance plans are designed for individual travelers both traveling overseas from India or for domestic travel within India.
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Senior Citizen travel insurance Senior Travel Insurance
Travelers who are above 70+ can get quotes and compare senior citizens overseas travel insurance plans. Most of the time the children living outside India are generally buying travel insurance for parents who wish to visit them.
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Family travel insurance Family Travel Insurance
A Family refers to an Individual, individuals spouse and children. Family travel insurance is a family floater common coverage plan covering the whole family under one policy.
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Group travel insurance Group Travel Insurance
Group travel insurance is an insurance plan that will cover a group of people who might or might not belong to the same family for their overseas or domestic trip.
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Popular Travel destinations for Indians tourists

Travel to Europe Europe

Travelers who are traveling to Europe to any of the Schengen countries can buy the Schengen travel insurance.

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Travel to Asia Asia

Indians traveling to other Asian countries have the option of buying very specific Asia travel insurance.

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Domestic travel Domestic (Within India)

Travelers travelling within India can get the complete travel insurance quotes & can buy travel medical insurance.

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