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Frequently asked questions on Annual Multitrip Insurance

  • What is an Annual Multi-Trip policy?
    • An Annual Multi-Trip (AMT) is a travel insurance plan which offers medical and non-medical coverage to the policy holder for multiple trips in overseas throughout a year. These policies are valid for one year but each trip length is limited to 30, 45, 60 or 90 days depending on the plan chosen. They do not cover for 12 continuous months of stay in overseas. These plans are suitable for business people or frequent fliers who travel multiple number of times within a year.
  • What is the maximum age limit on an Annual Multi trip policy?
    • The maximum age limit varies from one company to the other. Usually the maximum age limit is 70 years. Some companies offer lifelong renewal (renew for every year without a break) if you had a policy when you are under 70 years.
  • What is the maximum length of any one trip on an Annual Multi trip policy?
    • The maximum length of any one trip varies from 30, 45, 60 and 90 days depending on the insurance company.
  • How many times can I travel if I have an Annual Multi trip policy?
    • The annual multi trip policies are valid for one year. You can travel any number of times within the policy tenure but should exceed the slab days chosen during each trip.
  • Can I extend the maximum trip duration on my Multi trip policy?
    • No you cannot extend the maximum trip duration. If you stay beyond the maximum trip duration in overseas, you will be uninsured for the duration of your overstay till you return back to your home country.
  • I want insurance cover for 12 continuous months? Can I buy multi trip policy?
    • No Though the policy is valid for one year it covers only for the slab days as per the plan. In this case you have to buy single trip / round trip travel insurance policy.
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