Diplomat America US Coronavirus Insurance for Covid19

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International travel requires proper medical insurance coverage for travelers when they are outside their home country. It is an ideal insurance while traveling abroad, particularly for the US citizens. It is administered by Global Underwriters Insurance.

Diplomat America insurance covid - Covid 19 Global Underwriters travel insurance coverage for Coronavirus

Diplomat America Insurance by Global Underwriters offers coverage for covid-19 as a new sickness. It is available for Non-US citizens or residents travelling to the US. Pre-existing ailments are however excluded, which means that travelers infected before the plan effective date, will be considered as an pre-existing medica condition and will not provide coverage for that ailment.

Global Underwriters travel insurance offers coverage for coronavirus as any new sickness. If it is pre-existing, then it's excluded. That is of the travelers is infected before the plan effective date, the travel insurance will treat it as pre-existing and will not offer coverage for it.

The coronavirus testing would be covered if a medical physician deems it necessary that the insured fits the criteria for the test and the insured is effective on the policy during the time of the testing. The medical expenses would be covered as well during the time of the policy and if the signs and symptoms started during the effective date of the policy and will be paid per the parameters of the policy.

Plan highlights

Eligibility

  • It provides Accident and Sickness medical coverage, travel assistance, and Accidental Death and Dismemberment benefits to foreign nationals while visiting the United States.
  • Coverage is available for you, a second adult, unmarried dependent Children, or Children travelling alone.

Policy Maximum

  • This plan offers benefits maximums of $50,000, $100,000, $250,000, $500,000 and $1,000,000 for the life of the plan.
  • For travelers aged 70 - 79 years: $50,000 or $100,000.
  • For travelers aged 80 years and above: $20,000.

Deductible

  • $0, $50, $100, $250, $500, $1,000, $2,500, $5,000 per person/policy period.

Co-insurance

  • After you pay your selected deductible this plan will pay 100% of Covered Expenses outside the USA and Canada up to the selected policy maximum.

Underwriter :

  • United States Fire Insurance Company; rated “A” (excellent) by A.M. Best.

Travel Plans:

Does Diplomat America Insurance cover covid illness?

Global Underwriters Covid19 travel insurance by Diplomat America Insurance for coronavirus coverage will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2. Eligible medical expenses are medically necessary expenses that are not subject to another plan exclusion.

Benefits Details

Benefits Coverage
Emergency Medical Evacuation $500,000
Return of Mortal Remains $50,000
Emergency Medical Reunion $50,000
Return of Minor Child $50,000
Interruption of Trip $5,000
Loss of Baggage $50 per article; up to a maximum of $250
Emergency Dental Treatment $100
Accidental Death and Dismemberment $25,000 (Enhanced Benefit Amounts available) with paralysis and coma, seat belt and airbag, felonious assault and home alteration and vehicle modification benefits.
Political & Natural Disaster Evacuation $50,000; ($100,000 if enhanced political and natural disaster evacuation rider is purchased)

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