Diplomat Long Term Insurance is an excellent international travel medical insurance plan which provides Accident and Sickness medical coverage, Diplomat Long Term Insurance also provides Accidental Death and Dismemberment benefits and Travel Assistance to individuals while traveling outside their Home Country for a minimum of 3 months. It is administered by Global Underwriters Insurance
Diplomat Long Term Insurance by Global Underwriters: Global Underwriters offers international medical insurance for coronavirus (Covid19) with their Diplomat Long Term Travel insurance plan. Diplomat Long Term Travel insurance is available for $500,000 and $1 million coverage and with a minimum of 3 months coverage. The Diplomat LT provides Accident and Sickness Medical Coverage and AD&D benefits to those traveling outside their Home Country (For coverage inside the U.S., you must be a Non-U.S. Resident). Coverage is available for the traveler, a second adult, unmarried dependent Children, or Children traveling alone.
Global Underwriters travel insurance offers coverage for coronavirus as any new sickness. If it is pre-existing, then it's excluded. That is of the travelers is infected before the plan effective date, the travel insurance will treat it as pre-existing and will not offer coverage for it.
The coronavirus testing would be covered if a medical physician deems it necessary that the insured fits the criteria for the test and the insured is effective on the policy during the time of the testing. The medical expenses would be covered as well during the time of the policy and if the signs and symptoms started during the effective date of the policy and will be paid per the parameters of the policy.
Global Underwriters Covid19 travel insurance by Diplomat Long Term Insurance for coronavirus coverage will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2. Eligible medical expenses are medically necessary expenses that are not subject to another plan exclusion.