Diplomat Long term Coronavirus Insurance for Covid19

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Diplomat Long Term Insurance is an excellent international travel medical insurance plan which provides Accident and Sickness medical coverage, Diplomat Long Term Insurance also provides Accidental Death and Dismemberment benefits and Travel Assistance to individuals while traveling outside their Home Country for a minimum of 3 months. It is administered by Global Underwriters Insurance

Diplomat Long Term insurance covid - Covid 19 Global Underwriters travel insurance coverage for Coronavirus

Diplomat Long Term Insurance by Global Underwriters: Global Underwriters offers international medical insurance for coronavirus (Covid19) with their Diplomat Long Term Travel insurance plan. Diplomat Long Term Travel insurance is available for $500,000 and $1 million coverage and with a minimum of 3 months coverage. The Diplomat LT provides Accident and Sickness Medical Coverage and AD&D benefits to those traveling outside their Home Country (For coverage inside the U.S., you must be a Non-U.S. Resident). Coverage is available for the traveler, a second adult, unmarried dependent Children, or Children traveling alone.

Global Underwriters travel insurance offers coverage for coronavirus as any new sickness. If it is pre-existing, then it's excluded. That is of the travelers is infected before the plan effective date, the travel insurance will treat it as pre-existing and will not offer coverage for it.

The coronavirus testing would be covered if a medical physician deems it necessary that the insured fits the criteria for the test and the insured is effective on the policy during the time of the testing. The medical expenses would be covered as well during the time of the policy and if the signs and symptoms started during the effective date of the policy and will be paid per the parameters of the policy.

Plan highlights


  • It provides Accident and Sickness Medical Coverage, Travel Assistance, and AD&D benefits to Non-US Residents while visiting the United States or for those traveling internationallyoutside their Home Country.
  • Coverage is available for you, a second adult, unmarried dependent Children, or Children traveling alone.

Policy Maximum

  • Plan offers benefit maximums of US$500,000, US$1,000,000 for the life of the plan.
  • Persons age 70-79 are limited to a $100,000 maximum and Persons age 80+ are limited to a $20,000 maximum.


  • $0, $50, $100, $250, $500, $1,000, $2,500, $5,000 per person or policy period.


    Traveling to the United States

  • After you pay the selected deductible, the plan pays 80% up to $5,000 of eligible costs, then 100% to the Medical Maximum. There will be an additional $250 deductible for each emergency room visit as a result of an Illness. The ER deductible will be waived if hospital admittance is within 12 hours of the incident.
  • Traveling Outside the United States

  • After you pay your selected deductible this plan will pay 100% of Covered Expenses outside the USA and Canada up to the selected policy maximum.


  • Emergency dental: $100.
  • Trip interruption: $5,000.
  • Accidental death & dismemberment: $25,000 (Enhanced Benefit Amounts available).
  • Loss of Baggage: $50 per article; up to a maximum of $250.

Plan Life

  • The minimum initial period of coverage that can be purchased is 3 months, the maximum is 12 months. Additional coverage may be available for up to 12 months at a time, to a maximum of 36 consecutive months.

Pre-Existing Condition Exclusion

  • 18 Months prior to the start date of coverage


  • United States Fire Insurance Company; rated “A” (excellent) by A.M. Best.

Does Diplomat Long Term Insurance cover covid illness?

Global Underwriters Covid19 travel insurance by Diplomat Long Term Insurance for coronavirus coverage will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2. Eligible medical expenses are medically necessary expenses that are not subject to another plan exclusion.

Benefits Details

Benefits Coverage
Emergency Medical Evacuation $500,000
Return of Mortal Remains $50,000
Emergency Reunion $50,000
Political & Natural Disaster Evacuation $50,000; ($100,000 if enhanced political and natural disaster evacuation rider is purchased)
Emergency Dental Treatment $100
Accidental Death and Dismemberment $25,000 with paralysis, coma
Sudded Recurrence of a Pre-existing Conditions (for US citizens only) Up to $20,000; ($2,500 for age 65 years and older)
In Hospital Indemnity (for US citizens only) $100 per day to a maximum of 10 days

Global Underwriters Resourceful Links

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