Diplomat Long Term Insurance offers long term medical insurance coverage to travelers of any age travelling outside or inside the US. The plan is renewable up to 3 years. Senior Travelers 80 years and over are covered up to $20,000. Offers optional coverage for treatment of injuries resulting from adventure sports.Ideal for US citizens visiting USA
Emergency Medical Evacuation & Repatriation | $500,000 |
Return of Mortal Remains | $500,000 |
Return of Minor Child | $50,000 |
Emergency Medical Reunion | $50,000 |
Interruption of Trip | $5,000 |
Loss of Baggage | $50 per article; up to a maximum of $250 |
Incidental Trips | Up to a maximum of 15 days for Incidental Trips to Canada, Mexico, and the Caribbean Islands only. |
Seat Belt and Airbag Benefit | Up to $25,000. |
Felonious Assault Benefit | Covered |
Home Alteration and Vehicle Modification | Up to a maximum of $2,500 (within one year after the date of the accident) |
Political & Natural Disaster Evacuation | $50,000 |
Coma Benefit | Coma Benefit |
Additional Accidental Death & Dismemberment | Purchase up to $1,000,000 of 24 hour AD&D coverage. Benefits and exclusions are same base plan. |
Physical Therapy | Up to the maximum limit (Medical order or treatment plan required) |
Urgent Care Clinic | $25 copay for urgent care center. Copay is not applicable when the $0 deductible is selected. Not subject to deductible. |
Walk-In Clinic | $15 copay. Copay is not applicable when the $0 deductible is selected. Not subject to deductible |
Radiology / X-ray | Up to the maximum limit |
Laboratory | Up to the maximum limit |
Pre-Certification | 50% reduction of eligible medical expenses if pre-certification provisions are not met |
The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.