Diplomat Long Term Insurance offers long term medical insurance coverage to travelers of any age travelling outside or inside the US. The plan is renewable up to 3 years. Senior Travelers 80 years and over are covered up to $20,000. Offers optional coverage for treatment of injuries resulting from adventure sports.Ideal for US citizens visiting USA
Diplomat LT must be purchased for a minimum of 3 months, the maximum is 365 days. Renewal coverage may be purchased for up to 365 days at a time, to a maximum of 3 years.
Global Underwriters will provide a refund of your plan cost, less a $25 processing fee, will be considered only if written request is received by Global Underwriters prior to the effective date of coverage. After that date, the premium is considered fully earned and non-refundable. Partial refunds are not available.
Underwritten by HDI Global Specialty SE
The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.
|Emergency Medical Evacuation & Repatriation||$500,000|
|Return of Mortal Remains||$50,000|
|Return of Minor Child||$50,000|
|Emergency Medical Reunion||$50,000|
|Interruption of Trip||$5,000|
|Loss of Baggage||$50 per article; up to a maximum of $250|
|Seat Belt and Airbag Benefit||Up to $25,000.|
|Felonious Assault Benefit||Covered|
|Home Alteration and Vehicle Modification||Up to a maximum of $2,500 (within one year after the date of the accident)|
|Political & Natural Disaster Evacuation||$50,000; ($100,000 if enhanced political and natural disaster evacuation rider is purchased)|
|In Hospital Indemnity (for US citizens only)||$100 per day to a maximum of 10 days|
|Coma Benefit||Covered ($250 per month).|
|Emergency dental treatment||$100 for relief of pain to natural teeth.|
|Emergency Dental Treatment (Accident)||Usual and Customary Expense for emergency Dental Treatment to natural teeth|
|Sudded Recurrence of a Pre-existing Conditions||Up to $20,000; ($2,500 for age 65 years and older) with waiting period of 18 months(for US citizens only)|
|Accidental Death and Dismemberment||$25,000 with paralysis, coma|
|Excess Benefits||All Coverage, except Accidental Death & Dismemberment, shall be in excess of all other valid and collectible insurance.|
Global Underwriters Covid19 travel insurance by Diplomat Long term Insurance for coronavirus coverage will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2. Eligible medical expenses are medically necessary expenses that are not subject to another plan exclusion.