Global Underwriters COVID insurance
Diplomat International Insurance offers medical insurance coverage to travelers of any age travelling outside their home country. The coverage includes accident & sickness medical benefits, travel assistance, AD&D benefits and optional coverage for adventure sports. Travelers aged 80 years and above are covered up to $20,000.
It is administered by Global Underwriters Insurance
After you pay your selected deductible this plan will pay 100% of Covered Expenses outside the USA and Canada up to the selected policy maximum.
Diplomat International Insurance is not available for travel to Afghanistan.
Underwritten by HDI Global Specialty SE
The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.
Travel
| Emergency Medical Evacuation & Repatriation | $500,000 |
| Trip Delay | $2,000 |
| Return of Mortal Remains | $50,000 |
| Return of Minor Child | $50,000 |
| Emergency Medical Reunion | $50,000 |
| Interruption of Trip | $5,000 |
| Loss of Baggage | $50 per article; up to a maximum of $250 |
| Political & Natural Disaster Evacuation | $50,000 |
| In Hospital Indemnity (for US citizens only) | $100 per day to a maximum of 10 days |
Dental
| Emergency dental treatment | Accident: Usual & Customary Expense; Palliative: $100 |
Life
| Sudded Recurrence of a Pre-existing Conditions | Up to $20,000; ($2,500 for age 65 years and older) with waiting period of 18 months(for US citizens only) |
| Accidental Death and Dismemberment | $25,000 with paralysis, coma |
Other Benefits
| Excess Benefits | All Coverage, except Accidental Death & Dismemberment, shall be in excess of all other valid and collectible insurance. |
For Diplomat International plan:
Covid-19 is excluded on the Diplomat International plan. This plan does not cover any claim in any way caused by or resulting from:
a) Coronavirus disease (COVID-19);
b) Severe acute respiratory syndrome coronavirus 2 (SARS-CoV-2);
c) any mutation or variation of SARS-CoV-2;
d) any fear or threat of a), b) or c) above
For Covid19 travel insurance, please buy Diplomat longterm insurance with Global Underwriters coronavirus travel medical coverage.
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