Diplomat International Insurance offers medical insurance coverage to travelers of any age travelling outside their home country. The coverage includes accident & sickness medical benefits, travel assistance, AD&D benefits and optional coverage for adventure sports. Travelers aged 80 years and above are covered up to $20,000.
It is administered by Global Underwriters Insurance
Emergency Medical Evacuation & Repatriation | $500,000 |
Return of Mortal Remains | $500,000 |
Return of Minor Child | $50,000 |
Emergency Medical Reunion | $50,000 |
Interruption of Trip | $5,000 |
Loss of Baggage | $50 per article; up to a maximum of $250 |
Incidental Trips | Up to a maximum of 15 days for Incidental Trips to Canada, Mexico, and the Caribbean Islands only. |
Seat Belt and Airbag Benefit | Up to $25,000. |
Felonious Assault Benefit | Covered |
Home Alteration and Vehicle Modification | Up to a maximum of $2,500 (within one year after the date of the accident) |
Political & Natural Disaster Evacuation | $50,000 |
Coma Benefit | Coma Benefit |
Additional Accidental Death & Dismemberment | Purchase up to $1,000,000 of 24 hour AD&D coverage. Benefits and exclusions are same base plan. |
Physical Therapy | Up to the maximum limit (Medical order or treatment plan required) |
Urgent Care Clinic | $25 copay for urgent care center. Copay is not applicable when the $0 deductible is selected. Not subject to deductible. |
Walk-In Clinic | $15 copay. Copay is not applicable when the $0 deductible is selected. Not subject to deductible |
Radiology / X-ray | Up to the maximum limit |
Laboratory | Up to the maximum limit |
Pre-Certification | 50% reduction of eligible medical expenses if pre-certification provisions are not met |
The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.
A travel health insurance (also known as visitors insurance) plan provides coverage for travelers outside their home country for both long and short trips as opposed to domestic health insurance which cover offers protection for the insured within their home country.The visitors medical insurance offers protection both for medical and travel accidents and illness while on an international trip.
The insured receive medical care and assistance for unexpected medical and travel events while travelling overseas.
Visitor health insurance is available for all categories of the travelers like for vacationers, business men, Students, short visits and annual multi-trips depending on the duration of the stay and the visa type of the traveler.