Type of coverage
ICICI Lombard travel insurance plans are broadly classified into 3 options namely Platinum, Gold and Silver plans. They all have a deductible of $100. This is the amount the insured has to pay first before the insurance plan actually starts to cover the hospitalization expenses.
Platinum and Gold plan have coverage options from $50,000 up to $500,00 while the Silver plan has $50,000 and $100,000.
The premium for the Platinum plan is obviously higher compared to the Gold and the silver plan as the coverage level is the best. Platinum plan offers premium coverage while the silver plan offers basic coverage.