You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque
Travelers who have already traveled from India and do not have insurance can buy ICICI Lombard travel medical insurance.
Download ICICI Lombard travel insurance policy copy online.
In case of Claim or reimbursement of treatment expenses, notify ICICI Lombard travel health insurance.
Get all the answers to the most frequently asked questions (FAQs) regarding ICICI Lombard overseas travel insurance.
ICICI Lombard travel insurance policy wordings.
ICICI Lombard travel insurance proposal form for Indians travelling overseas.
Insurance customers can renew their existing policy online before the exipry date at any time.
ICICI Lombard Abroad Travel Medical Insurance provides coverage for unexpected medical expenses while traveling overseas. It offers two options - Gold Plan and Platinum Plan. Travel Gold Plan furnishes the standard coverage but the travel Platinum Plan covers you with extra features to secure your travel abroad.
Platinum | Gold | Silver | Deductible |
---|---|---|---|
Medical Cover* | |||
$50,000 / $100,000 / $250,000 / $500,000 | $50,000 / $100,000 / $250,000 / $500,000 | $50,000 , $100,000 | $100 |
Global Cashless Hospitalization | |||
Available | Available | - | - |
Day-to-day allowance for hospitalization $ | |||
$50 per day, Max 5 days | - | - | NA |
Dental Treatment | |||
$300 | $300 | $300 | $100 |
Passport Loss | |||
$300 | $300 | - | $50 |
Loss of Checked-in Luggage | |||
$500 | $500 | - | - |
Delay of Checked-in Luggage** | |||
$100 | $100 | - | 12 hours |
Personal Accident | |||
$15,000 | $15,000 | - | - |
Personal Liability | |||
$100,000 | $100,000 | - | - |
Assistance for Financial Emergency | |||
$300 | $300 | - | - |
Hijack Distress Allowance | |||
$125 per day, Max 7 days | $125 per day, Max 7 days | - | 12 hours |
Trip Cancellation & Interruption | |||
$500 | $500 | - | - |
Missed Connection | |||
$500 | $500 | - | 3 hours |
Trip Delay | |||
$500 | $500 | - | 6 hours |
Fire cover for building# | |||
Rs. 20,00,000 | - | - | - |
Fire cover for Contents | |||
Rs. 10,00,000 | - | - | |
Repatriation of Remains | |||
$7,500 | $7,500 | $7,500 | - |
180 days Policy extendable upto 360 days | |||
Available | Available | Available | - |
* - The deductible for medical coverage applies for per illness (full treatment) basis and not for per visit to the doctor / hospital.
Note:For medical Cover the maximum amount that can be claimed per illness or injury is $100,000. Further sub-limits applicable for persons aged 56 and above.
# - The building is insured based on reconstruction value and the Contents are insured on their present market value.
$ - 2 days deductible - If hospitalization is for more than 2 consecutive days, this benefit can be cleared only once during the policy period.
** - Applicable when the luggage is delayed for more than 12 hours from the actual arrival of common carrier.
For policies with medical expenses Sum insured over $100,000, the limit of liability of the company will be restricted to $100,000 per sickness, disease or accident contracted within the period of insurance whilst on the trip abroad, that may lead to one or more medical expenses and/ or hospitalization expenses.
For persons aged 51 years and above, the maximum eligible medical expenses per sickness, disease or accident contracted within the period of insurance whilst on the trip abroad, that may lead to one or more medical expenses are as mentioned in the table.
For persons aged 51 years and above, the maximum eligible medical expenses per sickness, disease or accident contracted within the period of insurance whilst on the trip abroad, that may lead to one or more medical expenses are as mentioned in the table.
Medical Expense | Sub-limit |
---|---|
Hospital Room and board, and hospital misc. expenses | Max $1,800 per day up to 30 days. |
ICU Charges | Max. $3,250 per day up to 7 days. |
Surgery* | Max. up to $15,000. |
Anaesthetist services | Up to 25% of surgical treatment. |
Physician's visit | Max. $100 per day up to 10 visits. |
Diagnostic and pre-admission testing | Max. $1000. |
Ambulance services** | Max up to $500. |
Note:
*Surgery: includes Operation room charges, Surgeon fees and implant charges
**Ambulance Services: includes cost of transportaation to hospital and paramedic services
Pre-existing conditions are not covered. Any type of diseases related to Heart, Liver, Kidney, Cancer / Tumour are permanent exclusions. Please refer to the policy wordings for complete list of exclusions.
E-mail: travelclaims@icicilombard.com
Hospitalisation/Financial Emergency/Bail Bond Inform TPA Helpline and register claim aboard Validation & Authorisation TPA settles bills directly with hospital/provides financial assistance
Medical Expenses & other claims Inform TPA Helpline and register claim aboard Validation & Authorisation Mail the required documents to claim department at mailing address TPA to check and reimburse payment
The purchase process for overseas travel insurance plans is convenient through credit/debit. Customers can buy this insurance from anywhere in the world, be it the USA, Canada, Europe, Australia or within India. Insurance customers can make the online transaction for ICICI Lombard overseas travel insurance using their credit card or debit card. Enter your credit card details make the secured payment through secured payment gateways and stay covered under ICICI Lombard travel insurance policy.
The online facility for ICICI Lombard travel insurance purchase can be also made using your cheque. The cheque can be sent to the address specified on the online application and the purchase process for ICICI Lombard travel insurance can be completed. The policy document can be issued, emailed and couriered after receiving the payment. Indian cheques are accepted to issue the ICICI Lombard travel insurance online.
Note : To ensure quality health care in America, ICICI Lombard has partnered with UnitedHealth Group, one of the leading Health Care providers in the United States. This gives our customers access to United Healthcare network of hospitals and physicians in USA.
Other payment options includeCash Cards - ItZ cash, Pay Cash
Mobile Payments - Paymate, IMPS , Scan N Pay
Wallet - Paytm, Mobikwik, Oxigen wallet, Freecharge, Jio Money etc ...
UPI - Unified Payment Interface
Indians visiting Asian countries can purchase ICICI Lombard Asia travel insurance.
Indians travelling to USA can get free quotes for ICICI Lombard international travel insurance online.
Indians travelling to Australia can buy ICICI Lombard overseas travel insurance online.
Indians visiting UK can get free quotes and buy the ICICI Lombard travel health insurance online.
ICICI Lombard offers Indian travel insurance plans to fulfill Schengen visa consular needs.
Travelers aged 3 months – 70 years are eligible for these coverage: $50K max coverage & $100K max coverage.
Travelers aged 71 years – 85 years are eligible for these coverage: $50K max coverage.
ICICI Lombard overseas travel insurance Review - Customer experiences and testimonials.
ICICI Lombard Assistance & Claims Services.
Calculate the international travel health insurance premium for Indian travelers travelling overseas.
ICICI Lombard Travel insurance customer care information for Indians travelling overseas.
Travelers aged 3 months - 85 years are eligible to buy the plan online with out any paper work.
Know more & buy »ICICI Lombard annual multi trip insurance is suitable for travelers who travel frequently for a shorter duration multiple times within a year..
Know more & buy »ICICI Lombard Overseas Asia Travel Insurance covers unexpected and unplanned medical and non-medical expenses when you are abroad.
Know more & buy »ICICI Lombard Overseas Senior Travel Insurance covers unexpected and unplanned medical and non-medical expenses when you are abroad.
Know more & buy »Applying for Schengen visa? Then this ICICI Lombard Schengen insurance is a good option to go for!
Know more & buy »Parents under 70 years can get cover up to $500,000 while 71-85 year old can be covered up to $50,000.
Know more & buy »Do you need health insurance?
Is your family visiting you?
Get them insured
Find Affordable
HEALTH INSURANCE!!
Do you need travel insurance?
Is your family visiting you?
Get them insured
Find Affordable
TRAVEL INSURANCE!!
Do you need schengen travel insurance?
Get free quotes and buy Schengen travel insurance plans offered by ICICI Lombard.