ICICI Lombard travel insurance - Platinum Plan

ICICI Lombard travel insurance Platinum plan details

• ICICI Lombard travel insurance Platinum plan benefits

  Coverage	Platinum	Deductible
  Medical Cover (includes medical evacuation cost)*	US$ 50,000 to US$ 5,00,000	US$ 100
  Repatriation of Remains (Included in medical Sum Insured)	US$ 7,500	N/A
  Daily Allowance In Case of hospitalisation (franchise of 2 days)	USD 50 per day (Max. 5 days	N/A
  Dental Treatment	US$ 300	US$ 100
  Total Loss of Checked-in Baggage	US$ 500	N/A
  Delay of Checked-in Baggage	US$ 100	6 hours
  Loss of Passport	US$ 300	US$ 50
  Personal Liability	US$ 100,000	5% of actuals
  Personal Accident	US$ 15,000	N/A
  Hijack Distress Allowance	US$ 125 per day, Max 7 days	12 hours
  Emergency Cash Advance	US$ 300	N/A
  Trip Cancellation & Interruption	US$ 500	N/A
  Missed Flight Connection	US$ 300	3 hours
  Trip Delay	US$ 500	6 hours
  Political Risk and Catastrophe Evacuation	US$ 7,500	N/A
  Accidental Death (Common Carrier)	US$ 5,000	N/A

  * Deductible of US$ 100. This deductible is applicable on per illness (complete treatment) basis and not on per visit to the doctor / hospital.

  **Deductible of US$ 50.

  *** 12 hours

  $ 2 days deductible - If hospitalisation is for more than 2 consecutive days, this benefit can be cleared only once during the policy period

  + 12 hours delay - Applicable if baggage is delayed for more than 12 hours from actual arrival time of common carrier

  ++ up to US$ 100/- per day, if trip is delayed for more than 6 hours

  Limit of Covered Expenses

  For policies with medical expenses Sum insured over $100,000, the limit of liability of the company will be restricted to $100,000 per sickness, disease or accident contracted within the period of insurance whilst on the trip abroad, that may lead to one or more medical expenses and/ or hospitalization expenses.

  For persons aged 56 years and above, the maximum eligible medical expenses per sickness, disease or accident contracted within the period of insurance whilst on the trip abroad, that may lead to one or more medical expenses are as mentioned in the table.

  Medical Sublimits for aged 51 years and above

  • Hospital Room and board, and hospital misc. expenses: Max $1,800 per day up to 30 days.
  • ICU: Max. $3,250 per day up to 7 days.
  • Surgical treatment: Max. up to $15,000.
  • Anaesthetist services: up to 25% of surgical treatment.
  • Physician's visit: Max. $100 per day up to 10 visits.
  • Diagnostic and pre-admission testing: Max. $1000.
  • Ambulance services: Max up to $500.

• ICICI Lombard travel insurance platinum plan eligibility

  • The person need to be between 1-70 years of age.
  • If you are 70+ years of age, avail our ICICI Lombard senior citizen overseas travel insurance.