In-patient treatment: Medical expenses for hospitalisation as an in-patient for a minimum period of 24 consecutive hours.
Day Care Treatments: 150 medical expenses incurred by you while undergoing Specified Day Care Treatment (as mentioned in the Day Care Surgeries list), which require less than 24 hours hospitalisation.
In patient AYUSH treatment: Expenses for Ayurveda, Unani, Siddha and Homeopathy (AYUSH) treatment only when the treatment has been undergone in a Government Hospital or in any Institute recognised by the Government and/or accredited by Quality Council of India/National Accreditation Board on Health upto Sum Insured.
Domiciliary Hospitalisation Cover: Medical expenses incurred by you during your domiciliary hospitalisation upto Sum Insured.
Donor Expenses: Hospitalisation expenses, as incurred by the organ donor for undergoing organ transplant surgery for your use, are covered upto Sum Insured.
Pre & Post Hospitalisation: Medical expenses incurred by you, immediately up to 60 days before and up to 90 days after your hospitalisation covered upto Sum Insured.
Domestic Road Emergency Ambulance Cover: The reasonable and actual expenses up to 1% of your Sum Insured, maximum up to `5,000, incurred by you on availing an ambulance services offered by a Hospital/ambulance service provider in an emergency condition.
Reset Benefit: For plans with deductible of 3 lakhs and above, we shall reset up to 100% of the Sum Insured once in a policy year in case the Sum Insured including accrued Additional Sum Insured (if any) is insufficient due to previous claims in that policy year.
Relationships covered: Self, spouse, dependent children, brother, sister, dependent parent, grandparents, grandchildren, mother-in-law, father-in-law, son-in-law, daughter-in-law, dependent brother-in-law and dependent sister-in-law.
Wellness Program: Wellness program intends to promote, incentivize and reward you for your healthy behavior through various wellness services. All the wellness activities as mentioned below make you earn wellness points which will be tracked by us.