ICICI Lombard Overseas Travel Insurance - Gold Plan

ICICI Lombard Gold travel insurance plan details

• ICICI Lombard travel insurance Gold plan benefits, ICICI international health insurance

  This one year plan under International Travel Insurance product is specially designed for frequent fliers. We have three options of 30 days, 45 days & 60 days as maximum trip duration to choose from these comprehensive coverages.

  Coverage	Gold	Deductible
  Medical Cover (includes medical evacuation cost)*	US$ 50,000 to US$ 5,00,000	$100
  Repatriation of Remains	US$ 7,500	N/A
  Dental Treatment	US$ 300	US$100
  Total Loss of Checked-in Baggage	US$ 500	N/A
  Delay of Checked-in Baggage	US$ 100	6 hours
  Passport Loss	US$ 300	US$50
  Personal Liability	US$ 100,000	5% of actual
  Personal Accident	US$ 15,000	N/A
  Hijack Allowance	US$ 125 per day, Max 7 days	12 hours
  Emergency Cash Advance	US$ 300	N/A
  Trip Cancellation & Interruption	US$ 500	N/A
  Missed Flight Connection	US$ 300	3 hours
  Political Risk and Catastrophe Evacuation	US$ 7,500	N/A
  Accidental Death (Common Carrier)	US$5000	N/A

  Please Note : Any claim due to or arising out of pre-existing medical condition/ailment whether declared or undeclared is not covered

  * Deductible of US$ 100. This deductible is applicable on per illness (complete treatment) basis and not on per visit to the doctor / hospital.

  ** Deductible of US$ 50.

  *** 12 hours

  $ 2 days deductible - If hospitalisation is for more than 2 consecutive days, this benefit can be cleared only once during the policy period

  + 12 hours delay - Applicable if baggage is delayed for more than 12 hours from actual arrival time of common carrier

  ++ up to US$ 100/- per day, if trip is delayed for more than 6 hours

  Limit of Covered Expenses

  For policies with medical expenses Sum insured over $100,000, the limit of liability of the company will be restricted to $100,000 per sickness, disease or accident contracted within the period of insurance whilst on the trip abroad, that may lead to one or more medical expenses and/ or hospitalization expenses.

  For persons aged 56 years and above, the maximum eligible medical expenses per sickness, disease or accident contracted within the period of insurance whilst on the trip abroad, that may lead to one or more medical expenses are as mentioned in the table.

  Medical Sublimits for aged 51 years and above

  • Hospital Room and board, and hospital misc. expenses: Max $1,800 per day up to 30 days.
  • ICU: Max. $3,250 per day up to 7 days.
  • Surgical treatment: Max. up to $15,000.
  • Anaesthetist services: up to 25% of surgical treatment.
  • Physician's visit: Max. $100 per day up to 10 visits.
  • Diagnostic and pre-admission testing: Max. $1000.
  • Ambulance services: Max up to $500.

• ICICI travel medical insurance Gold plan eligibility, ICICI overseas insurance eligibility

  • The person need to be between 1-70 years of age.
  • If you are 70+ years of age, avail our ICICI Lombard senior citizen overseas travel insurance.
• • Policy Coverage
  • Exclusions