ICICI Lombard Senior Citizen Travel Insurance

Plan Type
No. of Travelers
Date of Birth
        OR age      years
Trip Start Date
Trip End Date
 Total Days:
Buy ICICI Lombard senior citizen health insurance key features
  • Available for 71-85 years
  • Coverage from $25,000 to $50,000.
  • No medical check up for ICICI Lombard Senior Citizen Plans.
  • Cashless hospitalization
  • Value added services
  • Works with United health Insurance

ICICI Lombard Overseas Travel Insurance for Senior citizen

Senior citizen travelers are more vulnerable to emergency medical situations while outside India which require quality health care services. ICICI Lombard Senior citizen travel insurance offers coverage for older travelers outside their home country. Irrespective of where the senior traveler are going be it USA, Australia, UK, Europe (Schengen countries), other Asian countries, ICICI Lombard covers them against medical expenses and they can have a hassle free trips worldwide. United Health International, a popular US health care company with which ICICI Lombard works with offers high quality medical facilities for travelers.

ICICI Lombard offers coverage for senior parents from $25,000 to $50,000.

For detailed schedule of benefits review the ICICI Lombard travel insurance brochure. To understand the coverage visit the ICICI Lombard travel Insurance policy wordings. You can also complete an online ICICI Lombard travel insurance proposal form. In case you wish to extend you travel, the insurance plan can be renewed up to 365 days by filling the ICICI Lombard Extension form for travel insurance.

International Travel Health Insurance from ICICI Lombard - Useful links

how to buy icici insurance online
How to buy ICICI Lombard senior citizen health insurance?

You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque

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Already outside India
Traveler Outside India

Travelers who have already traveled from India and do not have insurance can buy ICICI Lombard travel medical insurance.

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ICICI Lombard Brochure
ICICI Lombard travel insurance brochure

Download ICICI Lombard international travel insurance brochure pdf.

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ICICI Lombard insurance claims
ICICI Lombard travel insurance claim

In case of Claim or reimbursement of treatment expenses, notify ICICI Lombard travel health insurance for senior citizens.

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ICICI Lombard insurance faq
ICICI Lombard senior travel insurance FAQ

Get all the answers to the most frequently asked questions (FAQs) regarding ICICI Lombard senior citizen travel insurance plan in India.

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Online Renewal
ICICI Lombard travel medical insurance renewal

Insurance customers can renew their existing policy online before the exipry date at any time.

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Can I buy senior citizen travel insurance after starting the journey?

It is always recommended to buy Indian senior citizen travel insurance before you leave India. You will need approval from the ICICI Lombard insurance company to buy ICICI Lombard senior citizen travel insurance after you have left India.
Please send us an email and complete the ‘traveler outside India’ form and we will try to get the required approval for you. Given the expensive healthcare costs in most parts of the globe, it is risky to travel overseas without good ICICI Lombard Indian senior citizen travel insurance. Indian senior citizens can buy the best Indian travel insurance for their needs to get coverage as early as the following day.

Does travel insurance go up at age 70?

Indian insurance companies provide overseas travel insurance policies up to the age of 85. However the price increases for older travelers, and the coverage is also reduced. There are however many policies for Indian senior citizens over 70 years and the coverages are getting more comprehensive when compared to a few years ago!

What is the cutoff age for travel insurance for senior citizens?

ICICI Lombard overseas travel insurance policies up to the age of 85. However the price increases for older travelers. The main difference for older travelers is that the maximum coverage of the policy available goes down with higher ages. You may only find options limited within $50,000 maximum coverage.
Travel tips for senior citizens overseas

Senior citizen travellers can get their younger offspring to plan the trip for them which includes flight bookings and other travel reservations.


It is advisable to book a flight with minimum number of stops or no stops. This will prevent the older travelers from missing their flight and travel for a less duration of time.


Some airlines company offer discounts for senior citizens. Do take hold of them if you get a chance!


Some airlines company offer exclusive support for seniors with disabilities. It is recommended to select those help options while booking the flights


Book flights that fly at a convenient time so that older travellers don’t get tired.


Relatives and children could travel along with older travelers to assist them while immigration and to carry baggage


Baggage must not have unnecessary things there by making it weightless and easy to carry.


Senior citizens must carry their medical prescriptions and also the medicines which they need for the entire duration of travel overseas.


At the airport, they have wheelchair assistance to help the senior travelers move around faster and easily


At the destination, decide the outings in such a way that the seniors must be given short intervals to rest.

  • Coverage Benefits
  • Policy Coverage
  • Eligibility
  • Exclusions

ICICI Lombard Senior Citizen - Details, Benefits & Reviews

Coverage Sum Insured Deductible
medical cover   Medical Cover* $25,000 / $50,000 $100
person   Repatriation of Remains $7,500 -
luggage   Loss of Checked-in Luggage $500 -
airport   Delay of Checked-in Luggage** $100 6 hours
accident   Personal Accident $2,500 -
personal liaibility   Personal Liability $100,000 5% of actual
hijack   Hijack Distress Allowance $125 per day(for max. 7 days) 12 hours
trip   Trip Cancellation & Interruption $500 -
plane   Missed Connection $500 3 hours
trip delay   Trip Delay $500 6 hours
* - Deductible of $ 100. This deductible is applicable on per illness (complete treatment) basis and not on per visit to the doctor / hospital.
** - Applicable when the luggage is delayed for more than 6 hours from the actual arrival of common carrier.

Medical Sublimits for aged 51 years and above for any one illness and/or injury

For persons aged 51 years and above, the maximum eligible medical expenses per sickness, disease or accident contracted within the period of insurance whilst on the trip abroad, that may lead to one or more medical expenses are as mentioned in the table.
Medical Expense Sub-limit
Hospital Room and board, and hospital misc. expenses Max $1,800 per day up to 30 days.
ICU Charges Max. $3,250 per day up to 7 days.
Surgery* Max. up to $15,000.
Anaesthetist services Up to 25% of surgical treatment.
Physician's visit Max. $100 per day up to 10 visits.
Diagnostic and pre-admission testing Max. $1000.
Ambulance services** Max up to $500.
*Surgery: includes Operation room charges, Surgeon fees and implant charges
**Ambulance Services: includes cost of transportaation to hospital and paramedic services

ICICI Lombard travel insurance review

  • Pay Per Day- no slab rates charged - You don't pay for the days you don't use. So next time you travel for 24 days, you will pay for 24 days and not for 30 days in the slab system.
  • Policy Issuance - The policy is issued without any medical checkup upto 85 years of age.
  • Cashless settlement of claims - You can avail of cashless services at medical institutions worldwide.
  • Lightning Fast Claims - Your claims are settled within 7 days of the receipt of the required documents.
  • Coverage up to 360 days.

ICICI Lombard travel health insurance eligibility

  • The insured should be of age 71 years to 85 years at the time of buying the policy. The policy must be purchased before the insured leaves India for travelling abroad.
  • Instant Senior Citizen Plan - New senior citizen plan available with no medical tests and offers a claim up to $15,000 per illness or injury.

ICICI Lombard travel medical insurance exclusions

  • Medical expenses arising out of
    - Pre-existing conditions.
    - Addiction to alcohol, drugs.
    - Mental disorder, anxiety, depression.
    - Venereal diseases.
    - Sexually transmitted diseases, AIDS, HIV.
    - Radiation, nuclear weapons induced.
    - Sporting activities.
  • Expenses arising out of loss valuables, money, securities and tickets.
  • Loss of passport in public places.

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