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In some instances overseas travel insurance is required to get a visa to travel to certain countries. Schengen country (many countries of Western Europe constitute the Schengen countries) consulates insist on having travel insurance with a minimum of $37,500 coverage. However even if insurance is not required for visa purposes, it is still prudent to purchase health insurance for the following reason.
Health care costs in India is much less when compared to developed countries like the USA, Japan and other European countries. In most of these countries medical care is not subsidized by the government, and medical bills can easily exceed thousands of dollars which patients have to pay by themselves. Most people in these countries have some form of health insurance, however these insurance policies are not available to visitors.
Given this scenario, purchasing travel insurance can be viewed as a necessity. Along with medical coverage, these travel insurance policies also provide coverage for baggage loss, baggage delay, loss of passport etc.
You can purchase it at any time before leaving India.
When you purchase insurance online, you will immediately receive a confirmatory email with details of the insurance. It is prudent to print this and to keep a backup of this email. You will also receive an insurance policy within 3-4 business days. This policy will have your name, policy number, insurance company's contact information such as the toll-free telephone number and the address where claims should be submitted.
Purchasing insurance online is very simple. Click on the 'Buy' button will lead you to the appropriate online application form. You have to complete the online application form and make the payment using a credit card. You will immediately receive an email acknowledgment, and the policy will be mailed or emailed to you within 3-4 business days. The coverage will start from the start date as indicated on the form.
Yes you can purchase for only partial duration of the entire stay. However the purpose of purchasing insurance is in the event of unanticipated medical emergencies. One can never be sure when such an emergency can happen. Having purchased insurance for part of their stay will not help in the event of an emergency during the uninsured period.
A month is calculated as 30 continuous days from the start date requested and it can include two partial calendar months.
The minimum duration varies for different insurance plans. It is typically for as little as five days.
You can also get this information by calling the toll free number provided in the insurance policy.
All the information required to complete the application is available in the applicants passport. The main data elements are the applicants complete name, passport number, date of birth, mailing address and telephone number in India, the assignee (the beneficiary for the policy) and the correct travel dates.
If your plan has a $100 deductible, you pay the first $100 of expenses and then the insurance company picks up the rest.
You can buy insurance online by using a UPI, credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque
Travelers who have already traveled from India and do not have insurance can buy ICICI Lombard travel medical insurance.
Get all the answers to the most frequently asked questions (FAQs) regarding ICICI Lombard overseas travel insurance.
Download ICICI Lombard travel insurance policy copy online.
In case of Claim or reimbursement of treatment expenses, notify ICICI Lombard travel health insurance.
ICICI Lombard travel insurance policy wordings.
ICICI Lombard travel insurance proposal form for Indians travelling overseas.
Insurance customers can renew their existing policy online before the exipry date at any time.
ICICI Lombard overseas travel insurance Review - Customer experiences and testimonials.
ICICI Lombard Assistance & Claims Services.
Calculate the international travel health insurance premium for Indian travelers travelling overseas.
Calculate the international travel health insurance premium for Indian travelers travelling overseas.
Quick Service
Hi NRIOL team
Thank you very for quick service. Thanks once again for everything.
Prompt Response Thank you very much for your clarification. Appreciate the prompt response.
Prompt Action Thank you for prompt processing of the papers.
Efficient Service Thank you for issuing the policy online. Am grateful for your efficient service,and will recommend your organization when the opportunity arises.
Travel insurance reviews Thanks for the prompt responses and help through out the process. ICICI Lombard settled the bills directly with the hospital and this took off burden from my daughter as well as me as health expenses are really high aboard.
Travel insurance claims experience
On my overseas trip, my luggage got stolen. I was stranded in a foreign land with nothing in hand. That's when ICICI Lombard send me money to cover my financial emergency.
Prompt Response Thank you very much for your clarification. Appreciate the prompt response.
Prompt Action Thank you for prompt processing of the papers.
Efficient Service Thank you for issuing the policy online. Am grateful for your efficient service,and will recommend your organization when the opportunity arises.
Travel insurance reviews Thanks for the prompt responses and help through out the process. ICICI Lombard settled the bills directly with the hospital and this took off burden from my daughter as well as me as health expenses are really high aboard.
Travel insurance claims experience
On my overseas trip, my luggage got stolen. I was stranded in a foreign land with nothing in hand. That's when ICICI Lombard send me money to cover my financial emergency.
Student insurance review
eally appreciate your effort and will always remember your help. Much appreciated .
Prompt Action Thank you for prompt processing of the papers.
Efficient Service Thank you for issuing the policy online. Am grateful for your efficient service,and will recommend your organization when the opportunity arises.
Travel insurance reviews Thanks for the prompt responses and help through out the process. ICICI Lombard settled the bills directly with the hospital and this took off burden from my daughter as well as me as health expenses are really high aboard.
Travel insurance claims experience
On my overseas trip, my luggage got stolen. I was stranded in a foreign land with nothing in hand. That's when ICICI Lombard send me money to cover my financial emergency.
Student insurance review
eally appreciate your effort and will always remember your help. Much appreciated .
Student medical insurance
I am extremely happy with what ICICI Lombard is offering - both in terms of the products as well as the ease of obtaining the product.
Efficient Service Thank you for issuing the policy online. Am grateful for your efficient service,and will recommend your organization when the opportunity arises.
Travel insurance reviews Thanks for the prompt responses and help through out the process. ICICI Lombard settled the bills directly with the hospital and this took off burden from my daughter as well as me as health expenses are really high aboard.
Travel insurance claims experience
On my overseas trip, my luggage got stolen. I was stranded in a foreign land with nothing in hand. That's when ICICI Lombard send me money to cover my financial emergency.
Student insurance review
eally appreciate your effort and will always remember your help. Much appreciated .
Student medical insurance
I am extremely happy with what ICICI Lombard is offering - both in terms of the products as well as the ease of obtaining the product.
ICICI Lombard student insurance
I have a wonderful and pleasant experience with ICICI Lombard.
Travel insurance reviews Thanks for the prompt responses and help through out the process. ICICI Lombard settled the bills directly with the hospital and this took off burden from my daughter as well as me as health expenses are really high aboard.
Travel insurance claims experience
On my overseas trip, my luggage got stolen. I was stranded in a foreign land with nothing in hand. That's when ICICI Lombard send me money to cover my financial emergency.
Student insurance review
eally appreciate your effort and will always remember your help. Much appreciated .
Student medical insurance
I am extremely happy with what ICICI Lombard is offering - both in terms of the products as well as the ease of obtaining the product.
ICICI Lombard student insurance
I have a wonderful and pleasant experience with ICICI Lombard.
Quick Service Hi NRIOL team
Thank you very for quick service. Thanks once again for everything.
Travel insurance claims experience
On my overseas trip, my luggage got stolen. I was stranded in a foreign land with nothing in hand. That's when ICICI Lombard send me money to cover my financial emergency.
Student insurance review
eally appreciate your effort and will always remember your help. Much appreciated .
Student medical insurance
I am extremely happy with what ICICI Lombard is offering - both in terms of the products as well as the ease of obtaining the product.
ICICI Lombard student insurance
I have a wonderful and pleasant experience with ICICI Lombard.
Quick Service Hi NRIOL team
Thank you very for quick service. Thanks once again for everything.
Prompt Response Thank you very much for your clarification. Appreciate the prompt response.
Student insurance review
eally appreciate your effort and will always remember your help. Much appreciated .
Student medical insurance
I am extremely happy with what ICICI Lombard is offering - both in terms of the products as well as the ease of obtaining the product.
ICICI Lombard student insurance
I have a wonderful and pleasant experience with ICICI Lombard.
Quick Service Hi NRIOL team
Thank you very for quick service. Thanks once again for everything.
Prompt Response Thank you very much for your clarification. Appreciate the prompt response.
Prompt Action Thank you for prompt processing of the papers.
Student medical insurance
I am extremely happy with what ICICI Lombard is offering - both in terms of the products as well as the ease of obtaining the product.
ICICI Lombard student insurance
I have a wonderful and pleasant experience with ICICI Lombard.
Quick Service Hi NRIOL team
Thank you very for quick service. Thanks once again for everything.
Prompt Response Thank you very much for your clarification. Appreciate the prompt response.
Prompt Action Thank you for prompt processing of the papers.
Efficient Service Thank you for issuing the policy online. Am grateful for your efficient service,and will recommend your organization when the opportunity arises.
ICICI Lombard student insurance
I have a wonderful and pleasant experience with ICICI Lombard.
Quick Service Hi NRIOL team
Thank you very for quick service. Thanks once again for everything.
Prompt Response Thank you very much for your clarification. Appreciate the prompt response.
Prompt Action Thank you for prompt processing of the papers.
Efficient Service Thank you for issuing the policy online. Am grateful for your efficient service,and will recommend your organization when the opportunity arises.
Travel insurance reviews Thanks for the prompt responses and help through out the process. ICICI Lombard settled the bills directly with the hospital and this took off burden from my daughter as well as me as health expenses are really high aboard.