WorldTrips COVID insurance
Age 80+: $10,000.
Age 14 days through 69 years: Plan A - $50,000; Plan B - $75,000
Age 70 through 79 years: $50,000, $100,000, $250,000, $500,000, $1,000,000 and $2,000,000
Age 80 and above: Plan A - $10,000
Age 14 days through 69 years: $0, $50 and $100
Age 70 years and above: Plan A - $100 and $200; Plan B - $100 and $200
Ages 80 years and above: Plan A - $100 and $200
Acute onset of pre-existing conditions means sudden, unexpected emergency due to a pre-existing condition that can be dangerous to life and the traveler cannot wait to get treatment in the home country but to receive treatment immediately. It should be noted that for acute onset coverage, treatment must be sought within the defined time period for the plan and chronic and congenital conditions may not be covered.
Coverage details
| Plan maximum per injury/sickness | Plan A: $50,000 Plan B: $75,000 Plan C: $100,000 Plan D: $130,000 |
In-Patient Medical Benefits
| Hospital room and board? | Plan A: $1,450 per day, maximum 30 days Plan B: $1,725 per day, maximum 30 days Plan C: Up to $2,000/day, 30 day max Plan D: Up to $2,585/day, 30 day max |
| Hospital Intensive Care Unit? | Plan A: $2,200 per day, maximum 8 days Plan B: $2,600 per day, maximum 8 days Plan C: $3,000 per day, maximum 8 days Plan D: $3,800 per day, maximum 8 days |
| Surgery? | Plan A: $3,600 per session Plan B: $4,800 per session Plan C: $6,000 per session Plan D: $7,800 per session |
| Consultant physician | Plan A: $450 maximum Plan B: $475 maximum Plan C: $500 maximum Plan D: $650 maximum |
| Private duty nurse | Plan A: $550 maximum Plan B: $550 maximum Plan C: $550 maximum Plan D: $700 maximum |
| Physician visits? | Plan A: $60 maximum per visit, 30 visits max. Plan B: $75 maximum per visit, 30 visits max. Plan C: $90 maximum per visit, 30 visits max. Plan D: $115 maximum per visit, 30 visits max. |
Out-Patient Medical Benefits
| Surgery? | Plan A: $3,300 per session Plan B: $4,400 per session Plan C: Up to $5,500 per session Plan D: Up to $7,150 per session |
| Outpatient surgical facility | Plan A: $1,100 maximum Plan B: $1,150 maximum Plan C: $1,200 maximum Plan D: $1,500 maximum |
| Pre-Admission Testing? | Plan A: $1,100 maximum Plan B: $1,100 maximum Plan C: $1,100 maximum Plan D: $1,450 maximum |
| Diagnostic x-ray and labs? | Plan A: $500 maximum, plus $400 for one CAT Scan, MRI or PET Plan B: $550 maximum, plus $450 for one CAT Scan, MRI or PET Plan C: $600 maximum, plus $500 for one CAT Scan, MRI or PET Plan D: $750 maximum, plus $650 for one CAT Scan, MRI or PET |
| Emergency room (all expenses incurred therein) | Plan A: $375 maximum Plan B: $485 maximum Plan C: $600 maximum Plan D: $785 maximum |
| Observation room services | Plan A: $355 maximum Plan B: $465 maximum Plan C: $575 maximum Plan D: $750 maximum |
| Outpatient prescription drugs | Plan A: $150 maximum Plan B: $200 maximum Plan C: $250 maximum Plan D: $300 maximum |
| Office visits, including urgent care | Plan A: $70 allowable per visit, 10 visits max. Plan B: $85 allowable per visit, 10 visits max. Plan C: $100 allowable per visit, 10 visits max Plan D: $130 allowable per visit, 10 visits max |
| Assistant Surgeon? | Plan A: $150 maximum Plan B: $200 maximum Plan C: $250 maximum Plan D: $300 maximum |
| Physical Therapy? | Plan A:$40 maximum per visit, 1 visit per day, maximum 12 visits Plan B: $40 maximum per visit, 1 visit per day, maximum 12 visits Plan C: $40 maximum per visit, 1 visit per day, maximum 12 visits Plan D: $40 maximum per visit, 1 visit per day, maximum 12 visits |
| Mental & nervous disorder & substance abuse | Plan A: Same as any illness Plan B: Same as any illness Plan C: Same as any illness Plan D: Same as any illness |
| Durable medical equipment | Plan A: $1,100 maximum Plan B: $1,200 maximum Plan C: $1,300 maximum Plan D: $1,700 maximum |
Emergency Services
| Emergency local ambulance? | Plan A: $500 maximum Plan B: $500 maximum Plan C: $500 maximum Plan D: $500 maximum |
Dental
| Dental accident | Plan A: $550 maximum Plan B: $550 maximum Plan C: $550 maximum Plan D: $550 maximum |
Other Benefits(not subject to deductible or overall policy maximum)
| Emergency medical evacuation? | $50,000 lifetime maximum, except as provided under acute onset of pre-existing condition. Available only to members under age 70. |
| Repatriation of remains | $25,000 per member |
| Local burial & cremation? | $5,000 per member |
| Common carrier accidental death & dismemberment | $25,000 lifetime maximum principal sum per member Death or loss of two limbs - principal sum Loss of one limb - one-half the principal sum |
| Benefit Period | 90 days per certificate period. |
The Visitor Secure is not available to individuals who are physically located in the states of New York, Maryland, or Washington; or in the countries of Canada or Australia at time of purchase.
Go for it now!
Email: service@worldtrips.com
Fax: (+1) 317-575-2256
1-800-605-2282
For Outside U.S : (317)262-2132
WorldTrips
251 North Illinois Street,
Suite 600, Indianapolis,
IN 46204
