StudentSecure Budget Insurance by WorldTrips provides affordable health insurance coverage for international students studying outside their home country. Designed for eligible F-1 and J-1 students, the plan helps cover eligible medical expenses, hospitalization, emergency medical evacuation, repatriation of remains, mental health services, and eligible acute onset of pre-existing conditions. StudentSecure Budget offers cost-effective coverage options with essential medical benefits to help students manage healthcare expenses while studying abroad.
StudentSecure Budget is an affordable health insurance plan designed for international students studying in the U.S. The plan provides up to $250,000 coverage per injury or illness with a $0 deductible. This plan meets J-1 visa insurance requirements and includes pre-existing condition coverage after 12 months from the policy effective date. StudentSecure Budget also offers limited coverage for intercollegiate, interscholastic, intramural, and club sports, making it suitable for students who participate in campus athletic activities.
StudentSecure Insurance Is Designed for International Students Seeking:StudentSecure Budget insurance offers a policy maximum, which is the total cumulative amount of benefits available during the certificate period. Once this maximum is reached, no further benefits are payable.
These limits make StudentSecure Budget a cost-effective option for international students seeking affordable medical insurance with solid coverage while studying abroad.
Coinsurance is the percentage of eligible medical expenses that StudentSecure Budget pays after the deductible (if any) has been met.
StudentSecure Budget Insurance from WorldTrips provides comprehensive health insurance coverage for international students studying in the USA. Designed for eligible F-1 and J-1 students, the plan helps cover eligible medical expenses, hospitalization, emergency medical evacuation, and other healthcare needs while studying abroad.
Top reasons to choose the StudentSecure Budget plan include:The StudentSecure Budget insurance cost per month is starting at just $53 to $236 per month for students studing in USA. premiums varying based on the traveler's age, trip duration, selected coverage limit, and deductible. The Student Secure Budget plan offers medical maximum of $500,000 with $0 deductible. Both monthly and annual payment options are available.
Below is the monthly cost of StudentSecure Budget insurance of coverage with a $0 deductible
| Student age | 18 - 24 years | 25 - 30 years | 31 - 40 years |
|---|---|---|---|
| Medical maximum $500,000 | $53 | $100 | $236 |
| Sports coverage | Covers recreational sports and activities | ||
| Dental treatment | Covers up to $500 | ||
| Maternity coverage | This plan provides maternity coverage up to $5,000 | ||
| Pre-existing condition | Covered after a 12 month waiting period | ||
Student Secure Budget student health insurance cost ranges from $46 to $315 for students studying outside USA. This is dependent on the factors namely age of the student, the plan maximum and the deductible.
StudentSecure Budget student insurance offers $500,000 medical maximum with $0 deductible. For example here we are showing Student Secure Budget cost per month with $0 deductible.
| Hospital Room & Board help | Average semi-private room rate, including nursing services |
| Intensive Care help | Up to the overall maximum limit |
| Outpatient Treatment | Up to the overall maximum limit |
| Outpatient Prescription Drug | 50% of actual charge (not subject to coinsurance) |
| Outpatient Physical Therapy & Chiropractic Care | Up to $50 per visit per day |
| Maternity Care for a Covered Pregnancy | Up to $5,000 lifetime maximum |
| Nursery Care of Newborn | Up to $250 |
| Therapeutic Termination of Pregnancy | Up to $500. (Not subject to coinsurance) |
| Emergency Dental Treatment | Up to $500 |
| Emergency local ambulance | Up to $500 per injury / illness only when covered illness/ injury results in hospitalization as inpatient |
| Mental Health Disorders help | Physician Office Visit: Maximum of 30 visits Inpatient: Maximum of 30 days |
| Acute onset of pre-existing condition help | $25k lifetime maximum for eligible expenses |
| Pre-Existing Conditions | Covered after 12 months of waiting period |
| Terrorism help | Up to $50,000 lifetime maximum; eligible medical expenses only |
| Sports & Activities - Leisure, Recreational, Entertainment or Fitness | Up to the overall maximum limit |
A Preferred Provider Organization (PPO) is a network of highly qualified doctors, well-recognized hospitals, medical providers/facilities who are contracted by WorldTrips to offer services to insureds. This will help reduce the insured’s out-of-pocket costs. StudentSecure Budget travel medical insurance PPO Network is United Healthcare network.
When seeking treatment within the U.S., you may reduce your out-of-pocket costs by visiting a doctor within your preferred provider organization (PPO). A PPO is a network of hundreds of thousands of established, highly qualified medical practitioners and well-recognized hospitals in the U.S.
On American Visitors Insurance students can buy US student insurance using a paper application form either on monthly basics or yearly. Students should complete and the Student Secure proposal form and make the payment. On receiving the completed Student Secure insurance application form and the payment, the Student Secure insurance policy will be emailed to the customer.
Yes, International students can renew StudentSecure Budget Insurance online up to 12 months.
StudentSecure Budget insurance covers sports & activities - leisure, recreational, entertainment, or fitness up to the overall maximum limit
Yes, StudentSecure Insurance is available for full time students and will end its coverage once you graduate. You can buy the Atlas travel insurance plan for more coverage.
StudentSecure Budget insurance offers comprehensive coverage for international students. After the deductible amount. If the student seeks treatment with the provider network namely “First Health care network or United health care.”. When studying outside the United States, you need to visit Equian International Provider Network to find healthcare provider or doctor nearest you outside the US. In the US, after the deductible amount, StudentSecure Budget insurance pays 80% of the next $5,000 of eligible expenses, then 100% to the overall maximum limit. while seeking treatment in a provider network.
Email: service@worldtrips.com
1-800-628-4664
Mail to WorldTrips PO Box 240358
Apple Valley, MN 55124
