StudentSecure Select Insurance by WorldTrips provides health insurance coverage for international students studying in the USA. Designed for eligible F-1 and J-1 students, the plan helps cover eligible medical expenses, hospitalization, emergency medical evacuation, repatriation of remains, mental health services, and eligible acute onset of pre-existing conditions. StudentSecure Select offers flexible coverage options to help international students manage healthcare costs while studying abroad.
Student Secure Select international student medical insurance offers the second highest coverage limits of our StudentSecure plans.This plan is designed specifically to meet the insurance needs of international students outside their home country. StudentSecure Select meets J-1 visa requirements, includes a $0 deductible, offers savings for paying in full and covers pre-existing condition coverage after policy is in effect for 6 months and some intercollegiate, interscholastic, intramural, or club sports coverage.
StudentSecure insurance is designed for international students seeking:The policy maximum amount of coverage is the cumulative total amount of Dollar amount benefit that is available by StudentSecure Select insurance. Once reached, no other benefits will be available. StudentSecure Select insurance has policy maximum options of Certificate period maximum: $1,000,000 and Maximum benefit per injury or illness: $500,000
Co-insurance is the percentage of eligible expenses the company will pay after the deductible is met. If the insured receives treatment in the PPO Network, Inside the PPO Network the plan pays 80% of eligible expenses up to $25,000, then 100% up to the maximum Limit. Outside the PPO Network URC charges covered and the insured is responsible for any charges exceeding the payable amount.
StudentSecure Select Insurance from WorldTrips provides comprehensive health insurance coverage for international students studying in the USA. Designed for eligible F-1 and J-1 students, the plan helps cover eligible medical expenses, hospitalization, emergency medical evacuation, and other healthcare needs while studying abroad.
Top reasons to choose the StudentSecure Select plan include:The StudentSecure Select insurance cost per month is starting at just $106 to $538 per month for students studing in USA. premiums varying based on the traveler's age, trip duration, selected coverage limit, and deductible. The Student Secure Select plan offers medical maximum of $500,000 with $0 deductible. Both monthly and annual payment options are available.
Below is the monthly cost of StudentSecure Select insurance of coverage with a $0 deductible
| Student age | 18 - 24 years | 25 - 30 years | 31 - 40 years |
|---|---|---|---|
| Medical maximum $1,000,000 | $106 | $240 | $538 |
| Sports coverage | Covers intercollegiate, interscholastic, intramural, or club sports | ||
| Dental treatment | Covers up to $500 | ||
| Maternity coverage | This plan provides maternity coverage up to $10,000 | ||
| Pre-existing condition | Covered after a 6 month waiting period | ||
Student Secure Select student health insurance cost ranges from $78 to $ 453 for students studying outside USA. This is dependent on the factors namely age of the student, the plan maximum and the deductible.
StudentSecure Select student insurance offers $500,000 medical maximum with $0 deductible. For example here we are showing Student Secure Select cost per month with $0 deductible.
| Hospital Room & Board help | Average semi-private room rate, including nursing services |
| Intensive Care help | Up to the overall maximum limit |
| Outpatient Treatment | Up to the overall maximum limit |
| Outpatient Prescription Drug | 50% of actual charge (not subject to coinsurance) |
| Outpatient Physical Therapy & Chiropractic Care | Up to $50 per visit per day |
| Maternity Care for a Covered Pregnancy | Up to $10,000 lifetime maximum |
| Nursery Care of Newborn | Up to $750 |
| Therapeutic Termination of Pregnancy | Up to $500. (Not subject to coinsurance) |
| Emergency Dental Treatment | Up to $500 |
| Emergency local ambulance | Up to $750 per injury or illness, when covered illness or injury results in hospitalization as inpatient. |
| Mental Health Disorders help | Physician Office Visit: Maximum of 30 visits Inpatient: Maximum of 30 days |
| Student Health Center Copayment | $10 per visit |
| Physician Office Visit Copayment | $50 per visit within the PPO network outside the U.S.; otherwise, $100 per visit |
| Urgent Care Center Copayment | $100 per visit within the PPO network or outside the U.S.; otherwise, $200 per visit |
| Emergency room co-payment (Claims incurred in the U.S. only) | Up to $200. Not subject to coinsurance |
| Student Health Copayment (claims incurred in the U.S. only) | Up to $10 per visit |
| Emergency medical evacuation help | Up to $300k lifetime maximum |
| Emergency Reunion help | Up to $5,000, subject to a maximum of 15 days |
| Repatriation of remains | Up to $50,000 lifetime maximum |
| Accidental Death & Dismemberment help | Lifetime Maximum - $25k Death - $25k Loss of 2 Limbs - $25k Loss of 1 Limb - $12,500 |
| Acute onset of pre-existing condition help | $25k lifetime maximum for eligible expenses |
| Pre-Existing Conditions | Covered after 6 months of waiting period |
| Terrorism help | Up to $50,000 lifetime maximum; eligible medical expenses only |
| Sports & Activities - Leisure, Recreational, Entertainment or Fitness | Up to the overall maximum limit |
| Intercollegiate, Interscholastic, Intramural, or Club Sports | Up to $5,000 maximum per injury or illness; medical expenses only |
A Preferred Provider Organization (PPO) is a network of highly qualified doctors, well-recognized hospitals, medical providers/facilities who are contracted by WorldTrips to offer services to insureds. This will help reduce the insured’s out-of-pocket costs. StudentSecure Select travel medical insurance PPO Network is United Healthcare network.
When seeking treatment within the U.S., you may reduce your out-of-pocket costs by visiting a doctor within your preferred provider organization (PPO). A PPO is a network of hundreds of thousands of established, highly qualified medical practitioners and well-recognized hospitals in the U.S.
StudentSecure Select insurance offers Maternity care for covered pregnancy up to $10k.It also offers Nursery care of new born up to $750.
StudentSecure Select insurance offers up to $5k maximum for medical expenses for treatment of injuries while taking part in Intercollegiate, interscholastic, intramural, or club sports.
Yes, StudentSecure Insurance is available for full time students and will end its coverage once you graduate.
Yes. StudentSecure Select provides coverage for outpatient is covered up to a maximum of 30 visits. Inpatient is covered up to a maximum of 30 days. Under StudentSecure Smart, outpatient is covered up to a $50 maximum per day and up to a $500 lifetime maximum. Inpatient is covered up to a $5,000 lifetime maximum.
On American Visitors Insurance students can buy US student insurance using a paper application form either on monthly basics or yearly. Students should complete and the Student Secure proposal form and make the payment. On receiving the completed Student Secure insurance application form and the payment, the Student Secure insurance policy will be emailed to the customer.
Email: service@worldtrips.com
1-800-628-4664
Mail to WorldTrips PO Box 240358
Apple Valley, MN 55124
