This plan will be available from June 19, 2018. Liaison Student Elite provides medical insurance benefits to students and other educational professionals with valid J-1, H-3, F, M or Q Visas. It can be renewed as long as the student satisfy the eligibility requirements and also offers coverage for maternity.
Non US Citizens and U.S Citizens
International Students, visiting faculty, scholars between 12 and 64 years of age and the student must be engaged in full-time educational, research activities residing outside their home country.
Non US citizens must have a valid J-1, H-3, F-1, M-1 or Q-1 Visa and are covered if destination is the United States.
U.S. citizen must have a current passport and visa issued by their host country and are covered for destinations outside of the United States.
COVERAGE : 5 days to 364 days
COUNTRY RESTRICTIONS :
State Restrictions: The plan will not accept a mailing address in Maryland, Washington, New York, South Dakota, and Colorado.
Country Restrictions: The plan will not accept an address in Islamic Republic of Iran, Syrian Arab Republic, U.S. Virgin Islands, Gambia, Ghana, Nigeria, and Sierra Leone.
Destination Restrictions: The plan will not cover trips to Islamic Republic of Iran and Syrian Arab Republic.
RATING : A (excellent) by AM Best UNDERWRITERS : Certain Underwriters at Lloyd's of London (rated "A" (Excellent) by AM Best) and Tramont Insurance Company Limited. ADMINISTRATOR : Seven Corners
Liaison Student Elite Insurance Covid19 travel insurance by Seven Corners for coronavirus will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2.
This plan covers both U.S and international students traveling outside their home country.
Students who are on J1, H3, F, M or Q visa can purchase this plan.
Full refund when cancellation request is received before the insurance start date. If the cancellation request is received after the insurance start date, only the unused portion of the insurance policy days will be refunded after withholding the cancellation charges.
This plan also covers for spouse and dependent child.
Good PPO network both within the US and outside the US.
Acute onset of a pre-existing condition covered up to $25,000.
This policy covers for mental illness, alcohol and drug abuse, injuries from a motor vehicle accident, sports related injuries etc.
Maternity and Routine Newborn care is covered
It also covers repatriation, medical evacuation, emergency reunion, home country coverage and AD&D.
Pre-notification penalty within the first 90 days of pregnancy is 25% reduction in benefits for maternity.
Does Liaison Student Elite Insurance cover covid illness?
Liaison Student Elite Insurance Covid19 travel insurance by Seven Corners for coronavirus coverage will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2. Eligible medical expenses are medically necessary expenses that are not subject to another plan exclusion.
Ages 14 days to 59 years: $50,000; $100,000; $250,000; $500,000; $1,000,000 Ages 60 to 64 years: $50,000; $100,000; $250,000.
Ages 14 days to 59 years:$0; $50; $100; $250 Ages 60 to 64 years: $100; $250.
Inside the United States
In ppo network : We pay 80% of the first $5,000, then 100% to the medical maximum..
Out of ppo network : We pay 70% of the first $5,000, then 100% to the medical maximum.
Inside the United States
The plan pays 100% to the medical maximum.
Medical Maximum Options Ages 14 days to 59 years: $50,000; $100,000; $250,000; $500,000; $1,000,000 Ages 60 to 64 years: $50,000; $100,000; $250,000
Deductible Options Ages 14 days to 59 years:$0; $50; $100; $250 Ages 60 to 64 years: $100; $250
Hospital Room & BoardURC to medical maximum
Emergency Room Services$25 copay
Doctor’s Office Visits$5 copay
Urgent Care Visits$10 copay
Prescription DrugsUp to medical maximum
Physiotherapy$75 per visit, 60 visits maximum
Vaccinations $200 per 364 days of continuous coverage
Spinal Manipulation$75 per visit, 60 visits maximum
Local Ambulance Benefit$750
Coma benefit$50,000 separate from the medical maximum
Felonious assault$20,000 separate from the medical maximum
Extension of Benefits to Home Country$10,000
Incidental Trips to Home Country $10,000
Acute Onset of Pre-existing Conditions$25,000
Waiver of Pre-existing ConditionsUp to medical maximum
Mental Illness including Alcohol and Substance AbuseInpatient: $20,000, 45-day limit Outpatient:$2,000
Motor Vehicle AccidentInside the United States: 100,000 Outside the United States: Up to medical maximum
Non-contact Amateur Sports$10,000
Maternity CareInside the United States : In PPO Network: 80% up to $25,000 Out of PPO Network :60% up to $25,000 Outside the United States :80% up to $25,000
Routine Newborn Care$750 per newborn child
Dental — Sudden Relief of Pain$350
Dental Emergency — Accident$2,500
Emergency Medical Evacuation & Repatriation $500,000
Emergency Medical Reunion$200 per day, 10-day limit
Return of Children$50,000
Return of Mortal Remains$50,000
Local Cremation or Burial$5,000
Natural Disaster Evacuation $10,000
Natural Disaster Daily Benefit$75 per day, 5-day limit
Political Evacuation & Repatriation$10,000
Pre-certification — 25% penaltyRequired inside the United States for specific types of treatment. Penalty does not apply to emergencies.
Accidental Death and Dismemberment (AD&D)Primary Insured or Travel Companion $25,000 Principal Sum Eligible Spouse $10,000 Principal Sum Eligible Dependent Children $5,000 Principal Sum Aggregate limit of $250,000 for total number of insureds on the plan