Study USA Insurance, Travel Insurance Services for International students and US students

Here are some key features and benefits of Study USA Health Insurance:

Medical Coverage: The insurance plan provides coverage for medical expenses, doctor visits, hospitalization, surgery, prescription drugs, and other essential medical services required during the student's stay in the United States.
Emergency Medical Evacuation: If the student suffers from a serious medical condition that cannot be adequately treated in their current location, the insurance covers the cost of transportation to the nearest appropriate medical facility or back to their home country if necessary.
Repatriation of Remains: In the unfortunate event of the student's death, the insurance covers the expenses associated with repatriating their remains to their home country.
Mental Health Coverage: Some plans may include coverage for mental health services, counseling, and treatment.
Maternity Coverage (Optional): Depending on the plan, students may have the option to add maternity coverage if needed.
Pre-existing Conditions (Varies): Some plans may offer limited coverage for pre-existing conditions, while others may exclude them altogether.
Travel Assistance: Many Study USA Health Insurance plans offer 24/7 travel assistance services, including help with lost passports, emergency travel arrangements, language interpretation, and more.
Personal Liability: Coverage for legal expenses and compensation in case the insured student is held liable for causing injury or damage to a third party.
Sports and Activities Coverage: Some plans offer coverage for certain sports and activities, particularly important for students who plan to engage in recreational activities while studying in the US.

Study USA Health Insurance is typically available for the duration of the student's academic program, and the coverage can be extended if needed. It is often a requirement for international students to have health insurance while studying in the US, and schools or universities may have specific insurance requirements that students must meet. Compare and buy Study USA health care insurance on American Visitor Insurance.

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Does Study USA Insurance cover covid illness?

Travel Insurance Covid19 travel insurance by Study USA Insurance for coronavirus coverage will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2. Eligible medical expenses are medically necessary expenses that are not subject to another plan exclusion.

Is Travel Insurance Services a reliable insurance company?

Travel Insurance Services is a member company of the USI Holdings Corporation which was established in 1973 .TIS being a national insurance agency in Philadelphia –PA offers travel insurance solutions for individuals, groups and organizations worldwide. TIS have administered innovative travel insurance covers for International travelers .

They offer travel medical coverage for foreign nationals and temporary residents who otherwise were not insured while visiting the US. Travelers can customize the plans according to their travel needs. They have a good worldwide network of physicians, hospitals and pharmacies that are very well recognized.

Is there coverage for Covid-19 illness in Travel Insurance Services travel insurance?

Yes, Travel Insurance services offers covid 19 travel insurance for coronavirus with their Travel Insure insurance plans.

Travel Insurance Select Elite Insurance offers Covid19 international travel insurance coverage for medical expenses arising from Covid illness regardless of the variant.
Study USA (Plus, Preferred and Platinum plans ONLY) offers international student health insurance with covid coverage for students outside their home country.
Visit USA Covid insurance for USA visitors offers coverage for coronavirus as a covered medical expense.
WorldMed Insurance offers coverage for Covid-19 as any other illness for travel outside home country.

Is there a Cancel for any reason insurance cover with Travel Insure travel insurance?

Travel Insurance Select Elite Insurance has Cancel for any reason benefit which can be included at an additional cost within 21 days of the initial trip deposit/payment. To get the CFAR benefit travelers must cancel the trip at least two days prior to the scheduled departure date.

Is a Travel Insure service a good company?

Travels insure is a member of USI Affinity Travel Insurance, who has 40+ years of expertise to help travelers find the insurance coverage required for an international trip.

Can I purchase travel insurance from Travel Insure?

Travel Insure is one the most reputed travel insurance providers of the USA offering international travel insurance. USI Affinity Travel Insurance Services has served travelers since 1973 offering protection while traveling outside of one's own country. It offers coverage for a business trip, vacation or even relocating abroad to live or to study.

Can I buy Study USA if I am already outside my home country and studying?

Yes, you can buy Study USA insurance as long as you satisfy the eligibility requirements.

How does the insurance cover my expenses whether I treated in the student health center, inside a PPO network or outside PPO network?

For Non US students in USA

Treatment at the student health center can enjoy the in-network benefit.

Treatment within the PPO network - Expenses are covered at a lower deductible and coinsurance than when you get treated outside network.

The student can also visit any doctor or hospital by contacting the Emergency Assistance Company who will help you find a doctor or hospital.

For US students studying outside USA

Treatment at student health center or any doctor or hospital can enjoy the in-network benefit.

If treated at a student health center first can waive the deductibles.

The student can also visit any doctor or hospital by contacting the Emergency Assistance Company who will help you find a doctor or hospital.

Are pre-existing conditions covered by Study USA?

Yes, pre-existing conditions are covered after a waiting period of a minimum of 6 months

Does Study USA cover travel outside US?

Yes Study USA offers worldwide coverage for students outside their home country.

For every 3 months of coverage, Study USA offers 15 days of coverage in the home country.

Is there a Cancel for any reason insurance cover with Travel Insure travel insurance?

Plan benefits of Study USA Insurance

Medical Benefits

Covid19 coverage	Basic: No Coverage Standard: Covered as any other illness Preferred: Covered as any other illness Platinum: Covered as any other illness
Maximum per injury or illness	Basic: $100K Standard: $100K Preferred: $300K Platinum: $500K
Overall Maximum Limit	Basic: $200K Standard: $200K Preferred: $600K Platinum: $3M
Coinsurance inside the U.S.	Basic: In network: 80% after deductible, up to overall maximum limit Out of Network: Plan pays 100% Standard: In network: 80% after deductible, up to overall maximum limit Out of Network: Plan pays 100% Preferred: In network: 80% after deductible, up to $25,000, then overall maximum limit Out of Network: Plan pays 100% Platinum: In network: 80% after deductible, up to $10,000, then overall maximum limit Out of Network: Plan pays 100%
Coinsurance outside the U.S.	Basic: Plan pays 100% Standard: Plan pays 100% Preferred: Plan pays 100% Platinum: Plan pays 100%
Deductible (except emergency room)	Basic: $250 in network / $500 out of network Standard: $100 in network / $250 out of network Preferred: $50 in network / $150 out of network Platinum: $25 in network / $100 out of network
ER Deductible	Basic: $500 per incident Standard: $350 per incident Preferred: $250 per incident Platinum: $100 per incident

Maternity Care

Maternity Care for a Covered Pregnancy	Basic: Not Available Standard: We will pay: Within the PPO: 80% of eligible expenses, after the deductible, up to $8K. Outside the PPO: Usual, reasonable, and customary up to $8K. You may be responsible for any charges exceeding the payable amount. Outside the U.S.: 100% coinsurance, after the deductible, up to $8K Preferred: We will pay: Within the PPO: 80% of eligible expenses, after the deductible, up to $15K. Outside the PPO: Usual, reasonable, and customary up to $15K. You may be responsible for any charges exceeding the payable amount. Outside the U.S.: 100% coinsurance, after the deductible, up to $15K. Platinum: We will pay: Within the PPO: 80% of eligible expenses, after the deductible, up to $25K. Outside the PPO: Usual, reasonable, and customary up to $25K. You may be responsible for any charges exceeding the payable amount. Outside the U.S.: 100% coinsurance, after the deductible, up to $25K.
Nursery Care of Newborn	Basic: Not Available Standard: Up to $250 - not subject to coinsurance Preferred: Up to $750 - not subject to coinsurance Platinum: Up to $750 - not subject to coinsurance
Therapeutic Termination of Pregnancy	Basic: Not Available Standard: Up to $500 - not subject to coinsurance Preferred: Up to $500 - not subject to coinsurance Platinum: Up to $500 - not subject to coinsurance

Emergency Services

Emergency local ambulance	Basic: $300 per injury or illness Standard: $350 per injury or illness Preferred: $350 per injury or illness Platinum: $350 per injury or illness

Dental

Dental Treatment due to Alleviate pain	Basic: Not Available Standard: Not Available Preferred: $100 Platinum: $100
Dental Treatment - Due to Accident	Basic: Not Available Standard: Not Available Preferred: $1K maximum per certificate period Platinum: $1K maximum per certificate period

Pre-Existing Condition

Pre-existing Conditions Waiting Period	Basic: No Coverage Standard: $500 maximum per certificate period; 12 months waiting period Preferred: 12 months waiting period Platinum: 6 months waiting period

Life

Accidental Death and Dismemberment	Basic: Not Available Standard: Up to $5K lifetime maximum Preferred: Up to $25K lifetime maximum Platinum: Up to $25K lifetime maximum

Evacuation

Emergency medical evacuation	Basic: Up to the overall maximum limit Standard: Up to the overall maximum limit Preferred: Up to the overall maximum limit Platinum: Up to the overall maximum limit
Emergency reunion	Basic: Up to $1,500, maximum of 15 days Standard: Up to $2,500, maximum of 15 days Preferred: Up to $2,500, maximum of 15 days Platinum: Up to $5K, maximum of 15 days
Return of mortal remains or cremation/burial	Basic: Up to $25K lifetime maximum Standard: Up to $25K lifetime maximum Preferred: Up to $25K lifetime maximum Platinum: Up to $50K lifetime maximum
Terrorism	Basic: Not Available Standard: Not Available Preferred: Up to $50K lifetime maximum Platinum: Up to $50K lifetime maximum
Prescription Drugs	Basic: For outpatient prescription 50% of actual charges Standard: $30 deductible for generic drugs $100 deductible for brand name Preferred: $15 deductible for generic drugs $50 deductible for brand name Platinum: $15 deductible for generic drugs $30 deductible for brand name
Mental Health Disorders (excludes drug abuse and alcohol abuse)	Basic: Treatment must not be provided at a student health center. Outpatient: $50 maximum per day, $500 maximum. Inpatient: Up to $5K Standard: Treatment must not be provided at a student health center. Outpatient: $50 maximum per day, $500 maximum. Inpatient: Up to $5K Preferred: Treatment must not be provided at a student health center. Outpatient: $50 maximum per day, $500 maximum. Inpatient: Up to $10K Platinum: We will pay: Within the PPO: 80% of eligible expenses, after the deductible, up to the overall maximum. Outside the PPO: Usual, reasonable, and customary up to the overall maximum. You may be responsible for any charges exceeding the payable amount. Outside the U.S.: 100% coinsurance, after the deductible, up to the overall maximum. Outpatient: Maximum of 30 visits. Inpatient: Maximum of 30 days. Treatment must not be provided at a student health center.
Outpatient Treatment	Basic: Up to the overall maximum limit Standard: Up to the overall maximum limit Preferred: Up to the overall maximum limit Platinum: Up to the overall maximum limit

Sports

Intercollegiate, interscholastic, intramural or club sports	Basic: Not Available Standard: Not Available Preferred: Not Available Platinum: Optional Buy-Up: $10K
Sports & Activities - Leisure, Recreational, Entertainment, or Fitness	Basic: Up to the overall maximum limit Standard: Up to the overall maximum limit Preferred: Up to the overall maximum limit Platinum: Up to the overall maximum limit
Optional Vaccination Benefit Rider	Basic: Not Available Standard: Not Available Preferred: Not Available Platinum: Up to $150. Covered vaccinations and testing are: Measles, Mumps, Rubella (MMR); Tetanus/Diphtheria/Pertussis (TDAP); Chicken Pox (Varicella); Hepatitis B; and Meningitis (Meningococcal MCV4 and B) - not subject to deductible or coinsurance

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Study USA student health insurance

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