Chola MS student travel insurance

Chola MS student insurance plan details

• Coverage BenefitsFeaturesExclusions
• Coverage Benefits

  Chola MS plan benefits

  Coverage	Silver	Gold	Platinum	Deductible
  Medical Cover	$ 50,000 / $ 100,000	$ 250,000 / $ 100,000	$ 250,000 / $ 100,000	$ 100
  Repatriation of Remains (within the overall medical limit)	$ 7500	$ 7500	$ 7500	N/A
  Dental Treatment	$ 250	$ 250	$ 250	$ 100
  Passport Loss	N/A	$ 150	$ 150	$ 30
  Checked Baggage Loss	N/A	$ 1000	$ 1000	N/A
  Personal Liability	N/A	$ 100,000	$ 100,000	N/A
  Personal Accident-Overseas	N/A	$ 25,000	$ 25,000	N/A
  Personal Accident - Domestic	N/A	Rs.2,00,000	Rs.2,00,000	N/A
  Study Interruption	N/A	$ 7,500	$ 7,500	N/A
  Sponsor Protection	N/A	$ 10,000	$ 10,000	N/A
  Compassionate Visit	N/A	$ 7,500	$ 7,500	N/A
  Bail Bond	N/A	$ 5,000	$ 5,000	N/A

• Features

  Key features of Chola MS travel medical insurance policy

  • Medical Expenses
    Our student travel insurance ensures to take care of unforeseen expenses during emergency medical situations.
  • Dental treatment
    Benefit in addition to the medical expenses limit.
  • Loss of Passport
    cover for obtaining duplicate passport.
  • Bail Bond
    Covers bail amount applicable if arrested or detained by the police or judicial authorities for any bailable offence while abroad.
  • 2-Way Compassionate Visit
    If you or a family member is hospitalized for more than seven (7) consecutive days, and if a family member visits you or you visit the hospitalized family member in India, we'll cover the cost of the round trip, economy-class air ticket for you/family member and accommodation charges for the family member who is visiting abroad
  • Checked Baggage Loss
    Adequate compensation for loss of baggage in the custody of the airline.
  • Personal Accident — Overseas
    Includes cover for death and/or permanent total disability while overseas.
  • Personal Accident — Domestic
    Gives you cover against death and/or permanent total disability while traveling from residence to airport or from airport to residence in India
  • Study interruption
    If your studies are interrupted on account of medical grounds or due to death of an immediate family member or the sponsor, Chola MS will reimburse the non-refundable portion of the tuition fee for the remaining part of the current school semester.
  • Sponsor Protection
    In case of accidental death of the sponsor, Chola MS will reimburse the tuition fee for the remaining part of the education
  • Personal Liability
    Compensation towards any legal liability that you may have to bear due to third party injury to a person or damage to a property
• Exclusions

  Chola MS international student medical insurance exclusions

  • Any treatment, if that is the sole reason or one of the reasons for the travel
  • Overseas Travel to treat a pre-existing illness
  • Treatment against doctors/overseas administrators advice for an illness that could have waited till your return to India
  • Treatment for orthopedic, degenerative or oncologic diseases unless the medical attention is unforeseen, and is necessary to avert a clear and material danger to your life
  • Treatment for Cancer unless the medical attention is unforeseen, and is necessary to avert a clear and material danger to your life
  • Treatment for removal of physical flaws or anomalies or abnormalities (cosmetic treatment)
  • Pregnancy /pregnancy check-ups /termination of pregnancy or any complications arising out of these.
  • Treatment for internal or external congenital conditions
  • Any claim relating to events occurring before the commencement of the cover or otherwise outside of the Period of Insurance
  • Treatment by relatives
  • Any kind of consequential loss
  • War (whether declared or not), terrorism or terrorist acts, nuclear perils
  • Any intentional, reckless or criminal act, suicide, or attempted suicide, or the use or abuse of any drugs, alcohol and the like
  • HIV, AIDS and all related medical conditions