Chola MS insurance logo Chola MS senior citizen travel insurance

For 60+ travelers, below are the medical report required to buy overseas travel insurance:

  • CBC – Complete blood count.
  • FBS – Fasting blood Sugar.
  • ECG - Electrocardiography.
  • SGOT - Serum Glutamic Oxaloacetic Transaminase
  • Serum Creatinine
  • Total Cholesterol
  • MER Format – Has to be done by an MD certified physician.

Travelers who falls in to the senior citizen 60+ age group can purchase Chola MS senior citizen travel insurance and stay secure. The benefit coverage in Chola MS senior citizen travel insurance is effective and helps the senior travelers to enjoy their travel least worried about expensive health care system. Buy Chola MS senior citizen travel insurance online and stay secure during your overseas journey.

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Chola MS travel insurance extension/renewal while outside India

Indian overseas travelers who are stranded outside India are unable to travel back want to extend or renew Chola MS travel insurance online. These travelers can complete the Chola ms international travel insurance renewal request form online and we will try to get an approval for you.

ONLINE RENEWAL

Chola MS senior citizen travel insurance benefits

  • Chola MS plan benefits

    Benefits Senior Citizen (70+) Deductible
    Medical Treatment $ 50,000 $ 100
    Repatriation of Remains (within the overall medical limit) $ 7500 NIL
    Dental Treatment $ 250 $ 50
    Checked Baggage Loss $ 250 NIL
    Checked Baggage Delay $ 100 12 Hrs
    Passport Loss $ 150 $ 30
    Personal Accident - Domestic Rs. 100,000 N/A
    Hijack Relief Benefit ( $100 / day: max 7 days) $ 700 12 Hrs

  • Chola MS travel medical insurance eligibility

    • Eligible age & trip duration- 71 to 80 years: up to 180 days
    • Asia Pacific includes :Australia, New Zealand & Asia(except Japan).
    • $50,000 medical coverage with medical reports
    • Pre-existing conditions covered under life-saving unforeseen emergency measures
    • Per day rates - Pay only for the number of days you want insurance coverage.

  • Key features of Chola MS travel medical insurance policy

    • Medical expenses
      This covers any sudden expenditure that occurs as a result of an emergency medical situation during the overseas travel
    • Dental treatment
      This is in addition to the medical expenses cover limit
    • Total loss of checked-in baggage
      Compensation is offered in the event of permanent loss of all luggage while still in custody of the airline
    • Delay in checked-in baggage
      Compensation is offered for expenses incurred by the policy holder to buy replacement items for essentials, such as toiletries, that might have been in the checked-in baggage that has been delayed by the airline
    • Loss of passport
      Compensation for reasonable expenses arising out of the process of getting a duplicate passport
    • Loss of international driving license
      If such a license is lost during the overseas travel, expenses related to the process of obtaining a duplicate license are covered
    • Personal accident cover
      Permanent total disability and death during overseas travel are covered by our travel insurance
    • Personal liability
      Cover for legal liability incurred by the policy holder towards a third party, either in terms of injury or damage to property
    • Financial emergency
      Compensation for the loss of insured funds, or robbery or theft during the overseas trip
    • Hospital daily cash
      Compensation for expenses, based on the sum insured, for each day of hospitalization for the policy holder. The claim for this should be filed under the medical expenses cover.
    • Hijack relief
      Cover offered via sum insured for each day that travel is disrupted as a result of the hijack of the aircraft for more than 12 hours
    • Trip curtailment or cancellation
      Reimbursement for any non-refundable expenses that might be incurred if the trip is cut short or cancelled for a specified reason.
    • Trip delay
      Reimbursement for the amount spent on meals and lodging arising out of a delay in travel of more than 12 hours, if such expenses are not covered by the airline
    • Personal accident domestic
      Cover for permanent total disability or death during travel from the residence to the airport or from the airport to the residence within India.
    • Home burglary cover
      Loss of or damage to contents of the policy holders home in India while the insured is traveling

Chola MS travel insurance frequently asked questions

Does Chola MS overseas travel insurance has any coverage restrictions for senior citizens?
Yes Senior citizens 71 to 80 years have medical coverage restrictions.
  • Policy maximum - $50,000
  • Restrictions for 71 to 75 years - Any one illness medical expenses is $12,500 and any one accident medical expenses is $25,000
  • Restrictions for 76 to 80 years - Any one illness medical expenses is $10,000 and any one accident medical expenses is $25,000
Senior citizens policy cannot be purchased online. It requires proposal form and medical reports. Please contact us at +91-80-41101026 or email us at insurance@nriol.com for the policy.

Yes, Chola MS travel insurance is a comprehensive policy with no sub-limits up to age of 70 years. The policy cannot be purchased online. However the policy can be purchased office by submitting the below necessary documents.
  • Proposal form
  • Medical reports (if any)
Once the travelers submit the required documents, it will be sent to the head office for approval. If approved the traveler can purchase the policy. Please contact us at +91-80-41101026 or email us at insurance@nriol.com for policy.

Yes you can extend your travel insurance while being abroad. Fill the Chola MS insurance policy renewal form so that our insurance advisors will help you to renew your policy.

Below 70 year old Travel policies can initially be purchased for 6 months and can be renewed for another 6 months provided that the policy holder is in good health, no claims on the existing policy and the policy has not expired. If the policy has expired or has any claims then renewal is based on approval from the insurance head office.

However for 70+ travel policies the sum total number of policy days included subsequent renewals cannot exceed 180 days.
You can renew the Chola MS policy online. Fill the relevant details of the current existing policy and claims information (if any)and submit the form online. Our insurance advisors will then try to get approval based on the filled details. The policy holder will be updated on the approval or rejection of the renewal request as early as possible (maximum 1 working day). if approved the policy holder will be sent a buy url where he / she can pay online and renew his policy.

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