Chola MS travel insurance

Chola MS travel insurance extension/renewal while outside India

Indian overseas travelers who are stranded outside India are unable to travel back want to extend or renew Chola MS travel insurance online. These travelers can complete the Chola ms international travel insurance renewal request form online and we will try to get an approval for you.

ONLINE RENEWAL

Chola MS travel medical insurance plan details, Chola MS health insurance plan benefits

• Chola MS travel medical insurance benefits

  Benefits	Silver	Gold	Deductible
  Medical Expenses	$ 50,000 / $ 100,000	$100,000 / $ 250,000	$ 100
  Repatriation of Remains (within the overall medical limit)	$ 7500	$ 7500	NIL
  Dental Treatment	$ 250	$ 250	$ 50
  Checked Baggage Loss	$ 500	$ 1000 ($500 for Med SI 100k)	NIL
  Checked Baggage Delay	$ 100	$ 100	12 Hrs
  Passport Loss	$ 150	$ 250	$ 30
  Personal Liability	$ 100,000	$ 100,000	NIL
  Personal Accident-Overseas	$ 10,000	$ 25,000 ($10,000 for Med SI 100k )	NIL
  Personal Accident - Domestic	Rs.1,00,000	Rs.2,50,000	NIL
  Hijack Relief Benefit( $100 / day: max 7 days)	$ 700	$ 700	12 Hrs
  Hospital Daily Cash ( $ 25 / day; max 14 days )	NIL	$ 350	NIL
  Financial Emergency	NIL	$ 250	NIL
  Trip Cancellation	NIL	$500	$50
  Trip Curtailment	NIL	$500	$50
  Trip Delay ($10 per 12 hrs; max $ 150)	NIL	$ 150	12Hrs
  International Driving License Loss	NIL	$100	$25
  Home Burglary (Contents First Loss Basis)	NIL	Rs.2,00,000	Rs.2,500

• Chola MS travel medical insurance eligibility

  • Eligible age & trip duration
  • 3 months to 60 years: up to 360 days
  • Asia Pacific includes: Australia, New Zealand & Asia(except Japan)
  • No medical check-up required up to 60 yrs
  • Cashless outpatient bill settlement for more than $400 if intimated to TPA
  • Unique coverage for Chola travel medical insurance is door to door cover i.e. from residence to international airport to residence

• Key features of Chola MS travel medical insurance policy

  • Medical expenses
    This covers any sudden expenditure that occurs as a result of an emergency medical situation during the overseas travel
  • Dental treatment
    This is in addition to the medical expenses cover limit
  • Total loss of checked-in baggage
    Compensation is offered in the event of permanent loss of all luggage while still in custody of the airline
  • Delay in checked-in baggage
    Compensation is offered for expenses incurred by the policy holder to buy replacement items for essentials, such as toiletries, that might have been in the checked-in baggage that has been delayed by the airline
  • Loss of passport
    Compensation for reasonable expenses arising out of the process of getting a duplicate passport
  • Loss of international driving license
    If such a license is lost during the overseas travel, expenses related to the process of obtaining a duplicate license are covered
  • Personal accident cover
    Permanent total disability and death during overseas travel are covered by our travel insurance
  • Personal liability
    Cover for legal liability incurred by the policy holder towards a third party, either in terms of injury or damage to property
  • Financial emergency
    Compensation for the loss of insured funds, or robbery or theft during the overseas trip
  • Hospital daily cash
    Compensation for expenses, based on the sum insured, for each day of hospitalization for the policy holder. The claim for this should be filed under the medical expenses cover.
  • Hijack relief
    Cover offered via sum insured for each day that travel is disrupted as a result of the hijack of the aircraft for more than 12 hours
  • Trip curtailment or cancellation
    Reimbursement for any non-refundable expenses that might be incurred if the trip is cut short or cancelled for a specified reason.
  • Trip delay
    Reimbursement for the amount spent on meals and lodging arising out of a delay in travel of more than 12 hours, if such expenses are not covered by the airline
  • Personal accident domestic
    Cover for permanent total disability or death during travel from the residence to the airport or from the airport to the residence within India.
  • Home burglary cover
    Loss of or damage to contents of the policy holders home in India while the insured is traveling