chola Logo Chola MS Student travel insurance for USA

Buy student travel insurance fo USA

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Chola MS Travel Insurance

Eligibility to buy Chola MS student travel insurance

Chola MS student medical insurance is one of the affordable and effective student health insurance plans in India. Students who are traveling abroad for education can purchase Chola MS travel insurance plan and stay secure from unforeseen financial crisis in case of a medical emergency. Plan covers the insured for a wide range of risks and assures a peace of mind while abroad. Buy student health insurance online and travel safely.

  • Personalized Support Provided
  • Help Complete Waiver Form
  • Pro-Rata Refund if Rejected by University

Chola MS student travel insurance plans for USA

Sliver Plan

  • Silver plan coverage upto $100,000
  • Offers coverage for Dental Treatment, Repatriation of remains and emergency medical evacuation, Study Interruption, Compassionate Visit etc
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Gold Plan

  • Gold plan coverage upto $250,000
  • Offers coverage for Dental Treatment, Repatriation of remains, emergency medical evacuation, Study Interruption, Compassionate Visit etc
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Platinum Plan

  • Platinum plan coverage upto $250,000
  • Offers coverage for Dental Treatment, Repatriation of remains, emergency medical evacuation, Study Interruption, Compassionate Visit etc
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Chola MS senior citizen travel insurance benefits

  • Chola MS plan benefits

    Silver Gold Platinum Deductible
    Medical Cover $ 50,000 / $ 100,000 $ 250,000 / $ 100,000 $ 250,000 / $ 100,000 $ 100
    Repatriation of Remains (within the overall medical limit) $ 7500 $ 7500 $ 7500 N/A
    Dental Treatment $ 250 $ 250 $ 250 $ 100
    Passport Loss N/A $ 150 $ 150 $ 30
    Checked Baggage Loss N/A $ 1000 $ 1000 N/A
    Personal Liability N/A $ 100,000 $ 100,000 N/A
    Personal Accident-Overseas N/A $ 25,000 $ 25,000 N/A
    Personal Accident - Domestic N/A Rs.2,00,000 Rs.2,00,000 N/A
    Study Interruption N/A $ 7,500 $ 7,500 N/A
    Sponsor Protection N/A $ 10,000 $ 10,000 N/A
    Compassionate Visit N/A $ 7,500 $ 7,500 N/A
    Bail Bond N/A $ 5,000 $ 5,000 N/A

  • Key features of Chola MS travel medical insurance policy

    • Medical Expenses
      Our student travel insurance ensures to take care of unforeseen expenses during emergency medical situations.
    • Dental treatment
      Benefit in addition to the medical expenses limit.
    • Loss of Passport
      cover for obtaining duplicate passport.
    • Bail Bond
      Covers bail amount applicable if arrested or detained by the police or judicial authorities for any bailable offence while abroad.
    • 2-Way Compassionate Visit
      If you or a family member is hospitalized for more than seven (7) consecutive days, and if a family member visits you or you visit the hospitalized family member in India, we'll cover the cost of the round trip, economy-class air ticket for you/family member and accommodation charges for the family member who is visiting abroad
    • Checked Baggage Loss
      Adequate compensation for loss of baggage in the custody of the airline.
    • Personal Accident — Overseas
      Includes cover for death and/or permanent total disability while overseas.
    • Personal Accident — Domestic
      Gives you cover against death and/or permanent total disability while traveling from residence to airport or from airport to residence in India
    • Study interruption
      If your studies are interrupted on account of medical grounds or due to death of an immediate family member or the sponsor, Chola MS will reimburse the non-refundable portion of the tuition fee for the remaining part of the current school semester.
    • Sponsor Protection
      In case of accidental death of the sponsor, Chola MS will reimburse the tuition fee for the remaining part of the education
    • Personal Liability
      Compensation towards any legal liability that you may have to bear due to third party injury to a person or damage to a property

  • Chola MS international student medical insurance exclusions

    • Any treatment, if that is the sole reason or one of the reasons for the travel
    • Overseas Travel to treat a pre-existing illness
    • Treatment against doctors/overseas administrators advice for an illness that could have waited till your return to India
    • Treatment for orthopedic, degenerative or oncologic diseases unless the medical attention is unforeseen, and is necessary to avert a clear and material danger to your life
    • Treatment for Cancer unless the medical attention is unforeseen, and is necessary to avert a clear and material danger to your life
    • Treatment for removal of physical flaws or anomalies or abnormalities (cosmetic treatment)
    • Pregnancy /pregnancy check-ups /termination of pregnancy or any complications arising out of these.
    • Treatment for internal or external congenital conditions
    • Any claim relating to events occurring before the commencement of the cover or otherwise outside of the Period of Insurance
    • Treatment by relatives
    • Any kind of consequential loss
    • War (whether declared or not), terrorism or terrorist acts, nuclear perils
    • Any intentional, reckless or criminal act, suicide, or attempted suicide, or the use or abuse of any drugs, alcohol and the like
    • HIV, AIDS and all related medical conditions