Indians visiting the US and the need for visitor medical insurance
The Indian American community which is about 3 million strong is very highly accomplished both academically as well as financially. The community has high achievers in diverse fields ranging from academics, high tech industry to politics and the arts. Notable Indian Americans include Nikki Haley, Sundar Pichai, Satya Nadella, Amartya Sen, Kamala Harris, Kiran Desai, Sheetal Sheth and Bobby Jindal. According to the Pew Research report, in the year 2015, 72% of Indian Americans have at least a bachelor's degree. Indian immigrant headed households have a median income of $107,000, a figure that is significantly higher than native born households.
Most of the Indians in the United States are from the states of Gujarat, Tamil Nadu, Andhra Pradesh, Telangana, Maharashtra and Punjab. Given their professional backgrounds, it is no surprise that Indian Americans are concentrated in urban centers. Large populations of Indian Americans can be found in the New York Metropolitan Area, New Jersey, San Francisco Bay Area, Baltimore-Washington, Philadelphia, Boston, Atlanta, Minneapolis-St. Paul, Chicago, Dallas-Fort Worth, Houston, Detroit, Cleveland, Pittsburgh, Los Angeles, and Seattle.
Despite the long distance, the Indian American community however retains strong ties with India in particular with extended family members. It is in this context that there is a steady stream of Parents, In-laws and other family members from India visiting the US. These family visits extend from a few weeks to a few months. These parents and other family members are quite elderly, and extra care should be taken to ensure that their travels to the US is smooth. Given the high cost of healthcare in the US, it is very important that visitors from India are properly insured while visiting the US. We provide different tools to help visitors understand different insurance options and make an informed decision while buying visitor medical insurance for the US.