Tokio Marine HCC

Visitor Secure Insurance

  • Best Suitable for
    • Non US citizens while visiting the USA
  • Eligibility
    • Travelers traveling outside their home country and who are at least 14 days of age
    • US citizens must be traveling outside of the continental US, Alaska, Hawaii, Puerto Rico, and the US Virgin Islands in order to be eligible
    • For individuals coming to the US who are over age 65, coverage must be effective within 30 days of arrival
  • Visitor Secure Plan offers pre-existing conditions coverage
Advantages
Disadvantages
  • UNDERWRITERS : Underwritten by Lloyds
  • ADMINISTRATOR : Tokio Marine HCC(formerly known as HCC Medical Insurance Services)

Plans Highlights

POLICY MAXIMUM
  • Age 14 days through 69 years: Plan A - $50,000; Plan B - $75,000; Plan C - $100,000; Plan D - $130,000;
  • Age 70 through 79 years: Plan A - $50,000; Plan B - $75,000;
  • Age 80 and above: Plan A - $10,000;
Co-insurance
  • No Co-insurance
DEDUCTIBLE
  • Age 14 days through 69 years: $0, $50 or $100
  • Age 70 years and above:
    • Plan A: $100 or $200
    • Plan B: $100 or $200
  • Ages 80 years and above:
    • Plan A: $100 or $200

Pre-Existing Conditions Coverage(only available to members under age 70 years)

Optional Pre-Existing Condition Rider? :
  • Plan A: $50,000 lifetime maximum for eligible expenses
  • Plan B: $75,000 lifetime maximum for eligible expenses
  • Plan C: $100,000 lifetime maximum for eligible expenses
  • Plan D: $100,000 lifetime maximum for eligible expenses
  • $25,000 lifetime maximum for emergency medical evacuation

Benefits Details

Coverage Details Plan A Plan B Plan C Plan D
Plan maximum per injury/sickness $50,000 $75,000 $100,000 $130,000
Inpatient
Hospital Room & Board $1,450 per day, maximum 30 days $1,725 per day, maximum 30 days Up to $2,000/day, 30 day max Up to $2,585/day, 30 day max
Hospital Intensive Care Unit $2,200 per day, maximum 8 days $2,600 per day, maximum 8 days $3,000 per day, maximum 8 days $3,800 per day, maximum 8 days
Surgery $3,600 per session $4,800 per session $6,000 per session $7,800 per session
Consultant physician $450 maximum $475 maximum $500 maximum $650 maximum
Private duty nurse $550 maximum $550 maximum $550 maximum $700 maximum
Physician visits $60 maximum per visit, 30 visits max. $75 maximum per visit, 30 visits max. $90 maximum per visit, 30 visits max. $115 maximum per visit, 30 visits max.
Outpatient
Surgical $3,300 per session $4,400 per session Up to $5,500 per session Up to $7,150 per session
Outpatient surgical facility $1,100 maximum $1,150 maximum $1,200 maximum $1,500 maximum
Pre-admission testing $1,100 maximum $1,100 maximum $1,100 maximum $1,450 maximum
Diagnostic x-ray and labs $500 maximum, plus $400 for one CAT Scan, MRI or PET $550 maximum, plus $450 for one CAT Scan, MRI or PET $600 maximum, plus $500 for one CAT Scan, MRI or PET $750 maximum, plus $650 for one CAT Scan, MRI or PET
Emergency room (all expenses incurred therein) $375 maximum $485 maximum $600 maximum $785 maximum
Observation room services $355 maximum $465 maximum $575 maximum $750 maximum
Outpatient prescription drugs $150 maximum $200 maximum $250 maximum $300 maximum
Office visits, including urgent care $70 allowable per visit, 10 visits max. $85 allowable per visit, 10 visits max. $100 allowable per visit, 10 visits max $130 allowable per visit, 10 visits max
Others
Anesthesiologist $825 $1,110 $1,375 $1,775
Assistant surgeon $825 $1,110 $1,375 $1,775
Local ambulance $500 maximum
Dental accident $550 maximum
Physical therapy $40 maximum per visit, 1 visit per day, maximum 12 visits
Mental & nervous disorder & substance abuse Same as any illness
Durable medical equipment $1,100 maximum $1,200 maximum $1,300 maximum $1,700 maximum
Other Benefits (not subject to deductible or overall policy maximum)
Emergency medical evacuation $50,000 lifetime maximum, except as provided under acute onset of pre-existing condition. Available only to members under age 70.
Repatriation of remains $25,000 per member
Local burial & cremation $5,000 per member
Common carrier accidental death & dismemberment $25,000 lifetime maximum principal sum per member Death or loss of two limbs - principal sum Loss of one limb - one-half the principal sum

Hospital Room and Board

Plan A : $1,450 per day, maximum 30 days

Plan B : $1,725 per day, maximum 30 days

Plan C : Up to $2,000/day, 30 day max

Plan D : Up to $2,585/day, 30 day max

Hospital Intensive Care Unit

Plan A : $2,200 per day, maximum 8 days

Plan B : $2,600 per day, maximum 8 days

Plan C : $3,000 per day, maximum 8 days

Plan D : $3,800 per day, maximum 8 days

Surgery

Plan A : $3,600 per session

Plan B : $4,800 per session

Plan C : $6,000 per session

Plan D : $7,800 per session

Consultant physician

Plan A : $450 maximum

Plan B : $475 maximum

Plan C : $500 maximum

Plan D : $650 maximum

Private duty nurse

Plan A : $550 maximum

Plan B : $550 maximum

Plan C : $550 maximum

Plan D : $700 maximum

Physician visits

Plan A : $60 maximum per visit, 30 visits max.

Plan B : $75 maximum per visit, 30 visits max.

Plan C : $90 maximum per visit, 30 visits max.

Plan D : $115 maximum per visit, 30 visits max.

Surgical

Plan A : $3,300 per session

Plan B : $4,400 per session

Plan C : Up to $5,500 per session

Plan D : Up to $7,150 per session

Outpatient surgical facility

Plan A : $1,100 maximum

Plan B : $1,150 maximum

Plan C : $1,200 maximum

Plan D : $1,500 maximum

Pre-admission testing

Plan A : $1,100 maximum

Plan B : $1,100 maximum

Plan C : $1,100 maximum

Plan D : $1,450 maximum

Diagnostic x-ray and labs

Plan A : $500 maximum, plus $400 for one CAT Scan, MRI or PET

Plan B : $550 maximum, plus $450 for one CAT Scan, MRI or PET

Plan C : $600 maximum, plus $500 for one CAT Scan, MRI or PET

Plan D : $750 maximum, plus $650 for one CAT Scan, MRI or PET

Emergency room (all expenses incurred therein)

Plan A : $375 maximum

Plan B : $485 maximum

Plan C : $600 maximum

Plan D : $785 maximum

Observation room services

Plan A : $355 maximum

Plan B : $465 maximum

Plan C : $575 maximum

Plan D : $750 maximum

Outpatient prescription drugs

Plan A : $150 maximum

Plan B : $200 maximum

Plan C : $250 maximum

Plan D : $300 maximum

Office visits, including urgent care

Plan A : $70 allowable per visit, 10 visits max.

Plan B : $85 allowable per visit, 10 visits max.

Plan C : $100 allowable per visit, 10 visits max

Plan D : $130 allowable per visit, 10 visits max

Anesthesiologist

Plan A : $825

Plan B : $1,110

Plan C : $1,375

Plan D : $1,775

Assistant surgeon

Plan A : $825

Plan B : $1,110

Plan C : $1,375

Plan D : $1,775

Local ambulance

$500 maximum

Dental accident

$550 maximum

Physical therapy

$40 maximum per visit, 1 visit per day, maximum 12 visits

Mental & nervous disorder & substance abuse

Same as any illness

Durable medical equipment

Plan A : $1,100 maximum

Plan B : $1,200 maximum

Plan C : $1,300 maximum

Plan D : $1,700 maximum

Emergency medical evacuation

$50,000 lifetime maximum, except as provided under acute onset of pre-existing condition. Available only to members under age 70.

Repatriation of remains

$25,000 per member

Local burial & cremation

$5,000 per member

Common carrier accidental death & dismemberment

$25,000 lifetime maximum principal sum per member Death or loss of two limbs - principal sum Loss of one limb - one-half the principal sum

Call Back

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Have any questions ?
We are happy to help!
+1(877)340-7910

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