Global Medical Health Insurance

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1. Applicant's age
Gender
2. Applicant's spouse age
Gender
3. Deductible amount
4. Country of citizenship
Non USA   USA
5. Where coverage is required

H1B Visa Health Insurance

Global health insurance is comprehensive major medical coverage and are designed to the special needs of Expatriates, US H1B, H4 and Green Card holders, sailors and cruisers too get coverage in all countries including the USA. Under these plans benefits are offered including maternity, mental health, wellness (preventive check ups) and medical evacuation.

International travelers, sailors and cruisers of all nationalities are eligible to purchase the special insurance plan designed for them to get worldwide coverage (USA and foreign countries) called as International Health Insurance. There will not be any limit on the maximum plan life under these long term insurance plans.

Insurance for H1B visa holders in USA »

International Health Insurance Plans

There are several travelers who travel and live in different parts of the globe and they require a proper medical insurance. These plans are designed to meet the medical insurance requirements of the travelers who are going to the USA, the UK or any parts of the world. To cope with the expensive health care system the coverage of the plans will be very useful. The plans mentioned above are designed from some the popular insurance companies in the USA.

Global Health Insurance for H1B Visa Holders

As health care costs are very high in the USA and Canada, H visa insurance is very important while traveling to these countries. You can buy long term health insurance as per the duration of travel and stay in the USA or Canada. These major medical plans will cover the insured for eventualities like accident and sickness, medical care expenses incurred for doctors visits, hospital fee and medicine...

The insurance plans offered on our website are underwritten by reputed insurance companies with A.M. rating of A+. On purchase of the insurance the insured will be given relevant medical insurance details including the toll free numbers. You should call the toll free number to use the medical insurance and the process of direct billing will be guided.

IMG's Maestro global health insurance offers exclusive annual medical insurance coverage to individuals, families and groups of all nationalities residing in Latin American and the Caribbean

Fixed benefit plans

Plan Benefits Reside Worldwide

BUY
Global Medical Silver

BUY
Brochure Reside Worldwide Insurance Global Medical Silver Insurance
Eligibility US Citizens:
Must either be outside the US or plan to depart the United States within 30 days of Effective Date. Must also reside outside the US at least 6 months for every 12 month period.

Non-US Citizens:
Must be outside the US or plan to depart the United States within 30 days of Effective Date. If the Insured Person is located in the United States for more than 30 days after the Effective Date then proof of not being eligible for mainstream US health insurance is required.
U.S. Citizens:
Must reside outside the US or plan to leave the US on their effective date and plan to reside abroad for at least six of the next 12 months.

Non-US Citizens: Can reside anywhere, including their country of citizenship, although certain eligibility restrictions may apply while residing in the US (should not be eligible for mainstream US health insurance).
Coverage Worldwide including USA Worldwide including USA
Medical Expenses Covered $5 Million (sub limits exist) $5 Million (sub limits exist)
Co-Insurance Inside the US:
Plan pays 100% if the provider network is used.

Outside the US:
Plan pays 100%.
Inside the US:
Plan pays 100% if the provider network is used.

Outside the US:
Plan pays 100%.
Deductibles Range from $250 to $5,000 Range from $250 to $10,000; Deductible will be reduced by 50% if a network provider is used
Hospital Room Semi Private Room:
$600 per day (max. 240 consecutive days).

Intensive Care Room:
$1500 per day (max. 180 consecutive days)
Semi Private Room:
$600 per day (max. 240 consecutive days).

Intensive Care Room:
$1500 per day (max. 180 consecutive days)
Outpatient Doctor Office visits $70 covered per visit (max 25 visits per year). Deductible and coinsurance apply. $70 covered per visit (max 25 visits per year). Deductible and coinsurance apply
Surgery Up to $5 Million Up to $5 Million
Maternity $4,000 (12 month wait) $4,000 (12 month wait)
Pre-existing Condition Coverage Pre-existing conditions can be covered up to a lifetime maximum of $50,000 ($5,000 limit per year) after 24 months of continuous coverage. Pre-existing conditions can be covered up to a lifetime maximum of $50,000 ($5,000 limit per year) after 24 months of continuous coverage.
Dental Coverage Not available Not available
Accidental Death & Dismemberment $10,000 Optional; Costs extra; Total limit varies with age
Medical Evacuation $50,000 $50,000
Repatriation of Remains $25,000 $25,000
Payment Options Monthly, Quarterly, Semi-Annual & Annual Quarterly, Semi-Annual & Annual

Comprehensive plans

Plan Benefits Global Medical Platinum

BUY
Reside Prime

BUY
Global Medical Gold

BUY
Global Citizen

BUY
Brochure Global Medical platinum Insurance Reside Prime Insurance Global Medical Gold Insurance Global Citizen Medical Insurance
Eligibility Global Medical Platinum Insurance is offered to the persons between the age of 14 days and 74 years old may apply for coverage. Person older than 74 years of age are not eligible. U.S. Citizens:
Must either be outside the US or plan to depart the United States within 30 days of Effective Date. Must also reside outside the US at least 6 months for every 12 month period.

Non-US Citizens: Must be outside the US or plan to depart the United States within 30 days of Effective Date. If the Insured Person is located in the United States for more than 30 days after the Effective Date then proof of not being eligible for mainstream US health insurance is required.
US Citizens:
Must reside outside the US or plan to leave the US on their effective date and plan to reside abroad for at least six of the next 12 months.

Non-US Citizens:
Can reside anywhere, including their country of citizenship, although certain eligibility restrictions may apply while residing in the US (should not be eligible for mainstream US health insurance).
All U.S. citizen living aboard who are 74 or younger at the time of application are eligible to apply for the coverage.

All U.S. residents (citizens and foreign nationals) residing in an approved state 74 years or younger at the time of application..
Coverage Worldwide or Worldwide excluding U.S. and Canada Worldwide including USA Worldwide including USA Worldwide including USA
Medical Expenses Covered $8 Million (no sub-limits) $5 Million (no sub-limits) $5 Million (no sub-limits) $5 Million
Co-Insurance Within the U.S. and Canada:
90% of the next US$5,000 of eligible expenses after the deductible, then 100% to the overall maximum per period of coverage.

Within PPO network and outside the U.S. and Canada:
The plan cover 100% up to the policy maximum.
Inside the US:
Plan pays 100% if the provider network is used.

Outside the US:
Plan pays 100%.
Inside the US:
Plan pays 100% if the provider network is used.

Outside the US:
Plan pays 100%.
Inside the US:
Plan pays 80%.

Outside the US:
Plan pays 100%.
Deductibles Range from $250 to $10,000 Range from $250 to $5,000 Range from $250 to $10,000; Deductible will be reduced by 50% if a network provider is used. Range from $0 to $25,000
Hospital Room Private room rate Up to $5 Million (no sub-limits) Average semi-private room rate  
Outpatient Doctor Office visits Usual, reasonable & customary Usual, reasonable & customary Usual, reasonable & customary Usual, reasonable & customary
Surgery URC URC Up to $5 Million For U.S(in-Network) - 80% to Out-of-Pocket Maximum then 100%. For U.S(outside Network) - 60% to Out-of-Pocket Maximum then 100%
Maternity Same as any illness(SAAI) $1,000 additional deductible, $50,000 lifetime maximum, $200 child wellness benefit for first 12 months(available after 10 months of coverage) $7,500 (12 month wait) $5,000 for normal delivery $7,500 for C-section delivery (12 month wait) Not Covered
Pre-existing Condition Coverage Pre-existing conditions that are fully disclosed on thapplication and have not been excluded or restricted by arider will be covered the same as any illness. Conditions, including any complications there from, that are not fully disclosed on the application will not be covered. Pre-existing conditions can be covered up to a lifetime maximum of $50,000 ($5,000 limit per year) after 24 months of continuous coverage. Pre-existing conditions can be covered up to a lifetime maximum of $50,000 ($5,000 limit per year) after 24 months of continuous coverage. Benefits are not available for any services received: (1) on or within 6 months after the eligibility date of an insured person who is not a late enrollee; or (2) on or within 6 months after the effective date of coverage for a late enrollee.
Dental Coverage Calender year maximum - $750, individual deductible - $50, schedule of benefits - class I : 90%, Class II : 70%, Class III : 50%, Ortho 0% (6 month waiting period). Not available Not available $1,000 per year, $200 per tooth
Accidental Death & Dismemberment Benefits based on age limit of death $10,000 Benefits based on age limit of death $50,000
Medical Evacuation Up to $8 Million $50,000 Up to $5 Million Up to $100,000 for Outside U.S
Repatriation of Remains $25,000 $25,000 $25,000 Up to $25,000 for Outside U.S
Payment Options Monthly, Quarterly, Semi-Annual & Annual Monthly, Quarterly, Semi-Annual & Annual Monthly, Quarterly, Semi-Annual & Annual Monthly, Quarterly, Semi-Annual & Annual

Insurance Partners

IMG
SevenCorners
HTH worldwide
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