Travel health insurance for parents visiting USA
The highly educated and successful Indian American community in the United States typically consists of qualified professionals with strong ties with family in India. It is very common for parents of Indian Americans visiting the US to spend time with their children and grand-children. Given the harsh US winters, the summer months are most popular to have parents from India visit the US. Given the long distances and expenses involved in traveling from India, these parental visits are sadly few and far in between. However it is important that visits by parents to the US are planned to ensure that nothing untoward occurs.
Expectedly visiting parents are quite elderly, most often in ages above Sixty years. The visits to the US by parents from India often range from a few weeks and go up to Six months due to US tourist visa constraints. Given that parents are visiting the United States where weather patterns, clothing, food and even water is all quite different from India, these senior citizen parents are vulnerable to falling sick.
While having parents visit the US is most exciting, being forced to take parents to an American hospital especially without any visitor health insurance can be traumatic. Everyone in the United States knows about the costly healthcare system, where short visits to a physician is expensive leave alone an overnight stay in the hospital. It is therefore very important to buy good visitors insurance for parents traveling to the US.
On our website, we help customers understand the nuances of the different parents visitor insurance plans so that you can make a good decision while buying parents visitor health insurance. There are different factors for visitors insurance
that Indian parents should be informed about. Indian parents in the US should know of the difference between fixed benefits visitor insurance and comprehensive visitor insurance plans
. Visiting parents and their children should also understand the concepts of deductibles and co-insurance. Most important is that since parents are usually older travellers, they should know of visitor insurance coverage for Pre-existing conditions.