India Senior Citizen Travel Insurance - Forum

Senior Citizen Travel Medical Insurance for visiting UK
Question
Dear Insurance desk,
I am interested in medical insurance for my mother 85 years who is planning to visit me in the UK. I am a little confused about the $7,500 sublimits for over 81 so what is the $250,000 cover for? Please advise before I purchase the online plan.

Thanks
Sungita

Answer
Dear Ms.Sungita,
Thank you for contacting NRIOL for your trawelltag's Trawelltag Cover-More insurance requirements. Once the travelers crosses certain age every company has medical sublimits or restrictions. In the case of Trawelltag Cover-More insurance plans since your mother is 81 year old and if you choose a $250,000 coverage plan, the limit for each medical claim is $7,500 even though the full coverage is $250,000. So there can be multiple claims up to a maximum of $250,000.

You can get free quotes and buy the policy online at:
Trawelltag Cover-More Travel Insurance

Thank you,
NRIOL Customer support.
080-4110 1026
TATA AIG Senior Citizen Travel Insurance
Question
Dear Insurance desk,
My parents, aged 74 and 68, will be visiting us in a week’s time. I'd like to know what the TATA AIG health insurance policy provided by yourself covers; what types, if any, screening will my parents have to undertake; and does the policy cover pre-conditions.

Thanks
Mushtaq

Answer
Dear Mushtaq,
Thank you for contacting NRIOL for your travel insurance requirements. The policy covers for
  • Sickness and accident medical expenses when the insured is overseas.
  • Pre-existing conditions are covered up to $1,500 only in case of life threatening situations only.
  • No medical reports required to purchase the policy.
TATA AIG Logo
You can get free quotes and buy the policy online at
TATA AIG Travel Insurance

Thank you,
NRIOL Customer support.
080-4110 1026
TATA AIG Travel Insurance for 70+ travelers
Question
Dear NRIOL Customer support,
I'm looking for 70+ TATA AIG insurance (medical / travel) for my mother during her stay in Saudi Arabia for a period of 3 months and might be extended later.

Thank you,
Padmakumar

Answer
Dear Padmakumar,
TATA AIG has a specific $50,000 coverage plan for the travelers above 70 years. You can buy the policy for 6 months at a time. If you are planning to buy initially for 3 months and later on renew the policy for the duration of her stay, please note that the renewal is based on no claims and good health declaration.
Buy 70+ Insurance

tata-aig logo
If she has any claims on the existing policy or policy already expired then your request for renewal of policy will go to the head office for approval. If you get an approval for the renewal of policy then you can renew the policy online from the current day for the number of days you have requested for renewal.
Renew Online

Below are few points to be noted
  1. Claims from after expiry of the initial policy to till you purchase the new policy (after getting approval) will not be accepted, however claims after you purchase the policy will be covered
    Click here to know more about claims procedure
  2. For 70+, sum total number of insurance coverage days under the first policy and subsequent renewals should not exceed 180 days.
Thank you,
NRIOL Customer support.
080-4110 1026
Senior Citizen Travel Insurance
Question
Dear NRIOL Customer support,
I want to take a one month overseas travel insurance for an uncle of mine aged 85 years. Travel is to Australia for a wedding. Total stay is 30 days. Please advice.

Thank you,
George Varghese

Answer
Dear George,
For a traveler aged 85 years, there are only a few companies which offer insurance for overseas travel. Therefore i'm suggesting the following plans:

icic lombard logo
ICICI Lombard offers coverage for $25,000 and $50,000.
Plan Details

national insurance logo
Trawelltag's National Insurance offers coverage for $50,000 and $250,000.
Plan Details

bajaj allianz logo
Bajaj Allianz Insurance offers coverage for $50,000.
Plan Details

As the traveler is 80+ the above companies have medical subimits (capping). You can purchase the policy online by filling simple online proposal form and without giving any medical reports for issuance of policy.
However Bajaj Allianz provides an additional option where the traveler can purchase the policy online by submitting medical reports.

Thank you,
NRIOL Customer support.
080-4110 1026
Welcome to NRIOL Indian Insurance  - Online Chat
Name is required
Email is required Email is invalid
Contact is required

NRIOL.COM, the premier online community since 1997 for the Indian immigrant community provides a range of resourceful services for immigrants and visitors in America.

CONTACT

NRI Online Pvt. Ltd.

Phone: +9180 - 4110 1026

Email:

Estd. 1997 © Copyright NRI Online Pvt. Ltd. All rights reserved worldwide.