It is becoming common for international travelers who are traveling outside India to buy travel medical insurance for unforeseen emergency situations. However these situations can also occur when you are traveling within India.
Different Indian insurance companies like TATA AIG, Bajaj Allianz have now designed domestic travel insurance for Indian citizens traveling within India. You can buy domestic travel insurance for short durations or frequent travelers can buy domestic multi-trip insurance where they can travel multiple times within a year with each trip being limited to a certain number of days according to the plan chosen. Currently domestic travel insurance covers medical expenses due to accidents, but it does not cover sickness medical expenses. They also provide coverage for medical expenses incurred towards the treatment due to accidental injuries while traveling by rail / road / air during the tenure of the policy. These plans also cover for accidental death, baggage loss, missed departure, trip delay, trip cancellation, bounced hotel bookings and more.
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