Travel Insurance Cancellation Forum

Cancellation Fee

Question
Dear NRIOL insurance desk,
I want to buy travel insurance from 10 December to 20th Jan, if I decide not to go and cancel my trip, how much would I be charged as cancellation fee for silver plus plan

Thanks
Dheerja

Answer
Dear Dheerja,
Thank you for contacting NRIOL for your travel medical insurance requirements. If your travel plans are cancelled and the policy is cancelled before the travel dates there will be a charge of Rs.300/-. If you want to cancel the policy after the insurance start date, we will need all 36 pages of your passport as proof that you have not traveled before we can cancel the policy. Please get more details at
TATA AIG Cancellation Procedure

Thank you,
NRIOL Customer support.
080-4110 1026
TATA AIG travel insurance cancellation policy

Question
Dear Insurance desk,
As mentioned in the conversation, I had bought TATA AIG travel guard policy for 6 months when I traveled from India 1st-June. But due to some emergency in the family, I am forced to travel back to India immediately. I have used the policy only for 3 months, can I cancel the policy for remaining 3 months and get refund of premium for the unused portion of the policy. Let me know?

Thanks,
M Kumar

Answer
Dear Mr. Kumar,
Thank you for choosing NRIOL for your TATA AIG travel insurance requirements. Regret to inform that TATA AIG travel guard policy do have the benefit of partial refund of premium in case of early return of the insured.

Thank you,
NRIOL Customer support.
080-4110 1026
Bajaj Allianz travel insurance cancellation and refund of premium

Question
Dear NRIOL insurance desk,
I want to buy Bajaj Allianz insurance for 6 months for my father who is visiting us in UK. I am not sure whether he will be staying here for 6 months. In case if he returns early, if there is any refund of premium for unused period of policy

Thanks
Mellen

Answer
Dear Sir,
Thank you for contacting us for your travel insurance requirements. Yes Bajaj Allianz refunds for the unused period of the policy. Below is the grid for refund:
Period of Risk Premium retained by Company
Above 50% of policy period 100% of premium
Between 40% to 50% of policy period 80% of premium
Between 30% to 40% of policy period 75% of premium
Between 20% to 30% of policy period 60% of premium
Policy inception - 20% of policy period 50% of premium
Thank you,
NRIOL Customer support.
080-4110 1026
Cancellation and Refund of Insurance premium

Question
Hi,
I would like to inform you that my schedule of foreign trip with my wife and my son has been cancelled with personal problems for your kind information. And I have purchased a travel insurance regarding this foreign trip which has been cancelled now. So I want to cancel this travel insurance policy purchased for myself, my wife and my son.
The details are:
  • My Policy/Schedule No: PD723413
  • Date of Issue: 25/05/2015
At last I humbly request you to please cancel my travel insurance and refund my whole insurance Fees as soon as possible
Regards
Mohan

Answer
Dear Sir,
As per your email request. We have cancelled your policy.
There will be cancellation charges of Rs.300/-. And the remaining amount of the refund cheque will be sent in 3-4 working days.
Thanking you for providing us an opportunity to be of service to you.

Thank you,
NRIOL Customer support.
080-4110 1026
Cancellation of policy

Question
Hi,
I had purchased an international travel insurance (order id TATA-AIG-27NOV13-06) for my mother Vijaya Meenakshi. Unfortunately her visa was not granted and her travel plans are cancelled. She was supposed to travel on 30th Dec 2013. Request you to let me know the process to cancel her insurance

Thanks & Regards,
Sreenivas

Answer
Dear Sir,
Please email us the scan copy of all the 36 pages of her passport to cancel the insurance policy. There will be cancellation charges of Rs.300/- to cancel this policy.

Thank you,
NRIOL Customer support.
080-4110 1026
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