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Key features

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Buy online

No paper work required and the policy can be bought online.
Hospitalization
Hospitalization

Cashless Hospitalization for accident and sickness medical expenses.
medical
Medical issues

Reimbursement of Out Patient / Doctor visits including prescribed pharmacy bills.
pre-existing
Pre-existing diseases

Few plans provide coverage for pre-existing diseases.
buy online
Buy online

Buy online without need of any paper work.
trip cancellation
Trip cancellation

Coverage for travel Inconvenience benefits like baggage loss, passport loss, baggage delay, trip cancellation, flight delay, trip delay, missed connection are more.

Individual travel insurance

Individual travel insurance plans are designed for individual travelers and for families traveling outside India.

Traveling is a wonderful experience both to explore a new location and as a getaway from the regular mundane activities. However while traveling, whether within India or for travel overseas, it is important to buy good travel insurance. Life is uncertain and anything might happen at any time during ones travel. So when traveling, please do not forget to buy adequate travel medical insurance. Some travelers think that they are healthy and that nothing will happen to them and therefore do not buy any insurance. While some end up buying cheap travel insurance as part of a formality. But as travelers you should note that when there is an emergency medical expense the claim amount is usually quite large. Unless you have proper travel insurance from a reputed provider, you might end up burning your own pockets as your claims are not settled due to some clause which you had never read or told before. Hence you need proper travel medical insurance which suits your requirements and is available at a competitive price.
There are Indian insurance providers who offer travel medical insurance. To name a few well known general insurance companies, there is TATA AIG, Bajaj Allianz, Reliance, ICICI Lombard, Religare, Cholamandalam, Apollo Munich and more. These companies have their assistance providers overseas who will assist their policy holders during any need. These assistance providers guide their policy holders according to the policy holders requirements and provide guarantee of payment to hospitals in case of cashless hospitalization. In case of reimbursement claims, the assistance company guides the policy holder with registration of claims online and further steps from there.

All travel medical insurance plans cover the travelers health during their travel and stay overseas. However there are some plans which also have additional benefits. Some of them covers the travelers in India when they leave their homes to the international airport and during their return from international airport to their respective homes in India. Other benefits include baggage loss, passport loss, trip delay, flight delay, missed connection, baggage delay and more.

Keeping in mind the possible cost of medical expenses overseas it is advisable to take good individual medical travel insurance. For more details on Indian travel medical insurance options, please contact our medical advisors so that they can guide to the best travel insurance product.

Testimonials

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Traveling overseas has inherent risks and you cannot take risk medical expenses while overseas without insurance coverage.
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