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Individual Personal Accident (IPA) Insurance Products


Accidents are a fact of life.

Whether you are an individual or a corporate, you are essentially looking for the same thing: to take care of the people you value - either your family or your employees.

Tata AIG has well-researched products for your accident insurance needs. And our products are just the cover you are looking for.

Individual Personal Accident Insurance Products covers

  • Rail accidents
  • Air Crash
  • Road accidents
  • Falling from Stairs
  • Animal Attack

Products covered under Individual Personal Accident Insurance


Policy Exclusion:
1. Class I & II- White coller non-hazardous occupations with office, showroom only i.e. lawyers; doctors; dentists; office executives; clerks; salesmen; superintending engineers, etc. Semi-hazardous occupations with duties in a supervisory capacity (not a macchine operator of any type, nor doing manual work, labour, etc.)
2. Class III & IV- Skilled or semi-skilled workers using light/heavy machinery i.e. filling station attendants, taxi drivers, heavy motor vehicle drivers, industrial workers or unskilled labours, construction workers, electricians, farmers, labourers etc.
The main exclusion includes suicide, military service or operations, war, illigal act, bactirial infections, diseases, AIDS, dangerous sports etc.



 
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Why Buy Online?
Buy Online
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Client Testimonials
  • NRIOL has been providing online insurance services since 2006


  • 20,000+ satisfied online customers so far


  • Buy / Renew from anywhere in the world with credit card (Indian and International cards accepted) or pay by Cheque (Only Indian Rupees cheques accepted)


  • Policy will be issued (emailed & couriered) within 24 hours


  • TATA AIG Travelguard offers cashless settlement (direct billing to insurance company) for hospitalisation


  • The TATA AIG insurance provides coverage to the customer up to the policy maximum per ailment. In other words under a $50,000/- policy, the customer is covered up to $50,000/- for each ailment. He or she can even avail insurance claims of $100,000/- in the event of the traveler having two independent ailments during the coverage period.


  • TATA AIG will cancel the StudentGuard policy and provide a refund on a pro-rate basis if the University does not accept TATA AIG's StudentGuard policy.
  • Insurance is the subject matter of solicitation

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