As a student, you should be able to focus on your education and not be burdened by any external factors. When you are in a foreign country, the last thing you want to face is a huge medical expense. Student health insurance shields you for big medical bills, and in the context of an international education, Indian student insurance plans are very affordable, given that the coverage is in US Dollars. Student medical insurance gives protection for any unforeseen emergency medical expenses while staying overseas. Student insurance is also required as it is mandatory in some countries and universities.