Parents travel insurance by TATA AIG

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International travel insurance for Indian parents overseas

Indian citizens and expatriates living overseas often have parents visiting them. While parents’ international travel consists of threats to health and life, to be on the safer side it is a good idea to have overseas parents health insurance to receive quality medical treatment. Overseas health care is excellent but very expensive. The Indian domestic health insurance will not cover your parents outside India and parents are responsible for their expenses in case of medical emergency. Also while applying for visa in countries like USA, UK, Australia, Europe (Schengen countries), Singapore… parents will have to show documents to prove that they can take care of all expenses while living in the visa applying country. Some parents may also have pre-existing illness which can distress them while abroad. Buying a good international travel insurance that covers pre-existing conditions can be liable for all medical expenses arising from receiving treatment in a healthcare center.
TATA AIG offers covers international pre-existing conditions insurance for parents under life threatening conditions only. The insured can reimburse up to $1,500 for which they have spent while receiving treatment of pre-existing illness under life threatening when they were in a foreign country.

Travel tips for Indian parents

flight

Being old, it is advisable for parents to do some planning before leaving India. This includes counseling about the health care treatment and prevention of health threats while overseas.

doctor

Visit the doctor to get opinion on the travel precautions and health care. If you have pre-existing conditions carry necessary medications.

water bottle

While travelling it is necessary to drink lots of water it will keep them hydrated. It is advisable to carry less baggage so it will be easy to move around. Carrying unwanted luggage can be burdensome.

health care

Try to take care of your health overseas, stay warm, and avoid eating food that doesn’t suit you. Do not do anything that can result in sickness or accident.

documents

Take copies of travel documents, passports, tickets, extra pair of glasses, medical prescriptions and doctor’s advice.

Insurance coverage benefits of TATA AIG overseas travel insurance for parents

01.
Medical expenses

Covers medical expenses arising from treatment of sudden illness or accident while overseas Emergency medical evacuation.
Covers expenses arising from transporting parents to the nearest medical facility if not available in the current area

02.
Repatriation of Remains

Covers expenses arising from sending the remains to India when there’s death.

03.
Baggage loss or Baggage delay

Reimbursement of expenses involved when the checked baggage is lost or delayed

04.
Dental coverage

Treatment of sudden acute pain in tooth.

05.
Pre-existing conditions

Coverage of $1,500 for treatment of pre-existing conditions in case of life threatening situations

06.
No Sub limits

Offers comprehensive coverage without sub limits up to the age of 99 years.

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