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Mr. Khalid Sohail, Head Travel Services at Tata AIG says "NRIOL has been one of our key partners in India for the past 5 years and has been pivotal in providing Tata AIG customers an opportunity to purchase their Travel policies online".
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Asia Travel Guard - TATA-AIG Insurance
Holidays are the perfect opportunity to enjoy yourself and be with your loved ones. These special moments of togetherness are meant to be cherished forever. With Tata AIG's Asia Travel Guard* we ensure that every single moment of your holiday remains a sweet memory. So go ahead and enjoy!!......because we understand that's what the holiday are meant to be!! As for the rest of things"we have got you covered".
*Cover Asia excluding Japan and Korea(s)
TATA-AIG Asia Guard benefit details:
| Benefits |
Silver |
Gold |
Deductible |
| Accidental Death & Dismemberment |
10,000 |
15,000 |
N/A |
| Accident & Sickness medical Expenses Reimbursement |
50,000 |
200,000 |
100 |
| Assistance Services |
Included |
Included |
N/A |
| Emergency Medical evacuation** |
Included |
Included |
N/A |
| Repatriation of remains** |
Included |
Included |
N/A |
| Checked Baggage Delay |
N/A |
75 |
N/A |
| Checked Baggage loss |
500 |
1000 |
N/A |
| Loss of Passport |
250 |
250 |
30 |
| Personal Liability |
1,00,000 |
2,00,000 |
200 |
Personal Accident
24-hr personal accident cover up to Us $ 15,000.
Medical Expenses Cover
Reimbursement of medical expense due to accident and sickness+.
Emergency Medical Evacuation and Repatriation
In the event of a medical emergency, we will arrange for the evacuation and transportation to move an ill or injured traveler to another location where appropriate. Policy provides for repatriation of remains in case of unfortunate death of the insured while on trip.
Checked Baggage Loss
Compensation for the loss of checked in baggage.
Loss of Passport
Compensation for expenses incurred in obtaining a duplicate or new passport.
Checked Baggage Delay
Compensation for reasonable expenses incurred for purchase of emergency personal effects due to delay in arrival of checked in baggage, whilst overseas.
Personal Liability
Compensation for damage to be paid to a third party, resulting from death, bodily injury or damage to property; caused involuntarily by the insured.
Assistance Services#
- Medical Services provider referral
- Arrangement of hospital admissions
- Lost luggage assistance
- Emergency Travel Services
- Embassy referral services
- Claims procedure information services
+Sublimits Application for age 56-70 yrs.
- Hospital Room, boarding & Hosp.Misc.Max.1500$ per day up to 30 days whichever is less.
- ICU: Max.3000$ per day up to 7 days which ever is less.
- Surgical Treatment: Maximum 10,000$
- Anesthetist Services: up to 25% of surgical treatment
- Physician's visit: Max.$75 per day up to 10 visits.
- Diagnostic & preadmission testing: Max 500$.
- Ambulance Services: Max 400$.
# Please refer policy document for other Assistance Services.
Premium Cost
| Premium is inclusive of 12.36% service tax |
| Silver Plan |
Gold Plan |
| Age Band |
0.6-35 yrs |
36-55 yrs |
56-70 yrs |
Age Band |
0.6-35 yrs |
36-55 yrs |
56-70 yrs |
| 1-4 Days |
318 |
348 |
566 |
1-4 Days |
379 |
416 |
675 |
| 5-8 Days |
423 |
464 |
753 |
5-8 Days |
506 |
555 |
899 |
| 9-14 Days |
607 |
664 |
894 |
9-14 Days |
725 |
793 |
1068 |
Countries Covered
Afghanistan, Armenia, Azerbaijan, Bahrain, Bangladesh, Bhutan, Brunei, Burma (Myanmar), Cambodia, China, Hongkong, Indonesia, Iran, Iraq, Israel, Jordan, Kazakistan, Kuwait, Kyrgysztan, Laos, Lebanon, Malaysia, Maldives, Mangolia, Nepal, Oman, Pakistan, Phillippines, Qatar, Saudi Arabia, Singapore, Sri Lanka, Syria, Taiwan, Tajikistan, Thailand, Turkey, Turkmenistan, UAE, Uzbekistan, Vietnam, Yemen.
Main Exclusions
This policy does not cover expenses directly or indirectly in respect of : traveling against the advise of a physician, for obtaining treatment, pre-existing ailments & complications arising out of them, suicide or attempted suicide, war, illegal acts, traveling under the influence of drugs, terrorism, dangerous sports etc. Please refer to the policy wordings for other exclusions.
**Included under the benefit limit of Accident & Sickness medical expenses reimbursement.
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