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TATA AIG Travel Guard Insurance - Review and buy Overseas India Visitor Travel Insurance Online


TATA AIG Travel insurance provides excellent travel insurance coverage. Travelling, whether for business or for leisure, exposes you to many risks: personal accidents, hospitalisation in unfamiliar locations, lost baggage, baggage delay and even lost passports. TATA AIG with "AIG Assist" network services more than a million travellers every year. When you purchase Tata AIG travel insurance you have AIG travel insurance coverage and can use these services through a multilingual staff that is familiar with local conditions. TATA AIG Travel insurance products are high on service excellence, worldwide coverage and value for money.


TATA AIG Free Travel Insurance Quotes

 No of Traveler:  
 Traveler Date of Birth
  OR age
 Travel Destination *  
 Coverage Period  
    days
  * Including Americas - American continent (USA / Canada etc.. ).


Buy Overseas India Travel Mediclaim insurance online - Instant policy - Credit Card Purchase Procedure


You can purchase the policy online using a credit card from anywhere in the globe. Most of our customers buy the policy from the USA, U.K , Australia, etc.. for parents or family traveling from India. Travelers can use international credit cards or Indian debit cards for purchasing. On completing the application and purchase using a credit card, you will receive an immediate acknowledgement of policy issuance. The issued TATA AIG Insurance policy along with claims procedure and relevant documents will be emailed to the email ID provided in the application. The policy will also be couriered to the Indian address in the application if requested. Buy TATA AIG Travel insurance using a Credit/Debit card for instant policy issuance

Buy India Travel Health insurance online - Cheque / Demand draft Payment Purchase


For customers who do not want to use the credit card online, payment can be made by cheque or DD. Please use the TATA AIG cheque payment facility. The policy will be issued on receiving the cheque or Demand draft.

Call us at +91(80) 4110 1026 in India. Our health insurance Advisor will assist you and with our Advisor's guidance, you can choose the level of cover you require. This policy is available to Indian residents only.

Overseas India travel insurance - TATA Travel Insurance Policy Exclusions


You are not covered if any expenses incurred directly or indirectly in respect of: Travelling against the advice of a Physician; for obtaining treatment; Pre-existing ailments& complications arising out of them; Suicide or attempted suicide;War; Terrorism; Illegal Acts; Dangerous Sports; etc. For Other Exclusions please refer to the policy wordings.

Tata AIG Travel Guard India services include


- Medical Emergency Assistance
- Baggage Claim
- Direct Settlement for in-Hospital Medical Expenses Abroad (Subject to policy terms and conditions and sub limits)
- Medical Evacuation & Repatriation
- Loss of Passport Assistance

Unique TATA AIG Travel medical insurance Features


  • Coverage of Medical Expenses: Travel Guard takes care of your medical expenses due to accident and sickness while traveling so that you can concentrate on better things like enjoying the holiday.

  • Checked Baggage Loss: Compensation for the loss of checked in baggage.

  • Baggage delay: Compensation for reasonable expenses incurred for purchase of emergency personal effects due to delay in arrival of checked in baggage, whilst overseas.

  • Loss of Passport: Compensation for expenses incurred in obtaining a duplicate or new passport.

  • Personal Liability: Compensation for damages to be paid to a third party, resulting from death, bodily injury or damage to property; caused involuntarily by the insured.

  • Hijacking: In an unfortunate event of your common carrier in which you are travelling; being hijacked, this product will pay a distress allowance to you.

  • In-hospital Indemnity: Travel Guard pays a Daily benefit for each day you are an inpatient in a hospital due to injury or sickness.

  • Trip Delay: Reimbursement of additional expenses occurred due to trip delay (only if the trip has been delayed for more than 12 hours).

  • Personal Accident: TravelGuard gives you worldwide coverage against Accidental Death and Dismemberment while you're abroad anywhere in the world.

  • Sickness Dental Relief: The policy pays for immediate Dental Treatment occurring due to sudden acute pain during the course of an overseas Insured Journey. Dental benefits will be provided for Medically Necessary filling of the tooth or surgical treatment, services, or supplies.

TATA AIG Travelguard Gold plan is recommended for persons between 56 - 70 years.

Overseas mediclaim insurance - TATA AIG Travel Insurance Assistance services


AIG Assist (USA & Canada) and ISOS (Rest of World) are available round the clock for any assistance:
  • Pre-departure services - information about foreign locations, passport / visa requirements, immunization requirements etc

  • Emergency Travel Agency - provides with 24 hour travel agency service for airline and hotel reservations.

  • Medical Assistance - Assistance service in contacting the medical facility where you are located and determine the next course of action. Assistance company will also recommend or assist in securing the availability of services of local Physician and arranging medical services.

  • Medical Evacuation & Repatriation - In the event of medical emergency, the assistance services will arrange for evacuation and transportation based on the medical evaluation of your condition. Travel Guard also provides for repatriation of remains in case of unfortunate death of the insured while overseas.

  • Lost travel documents assistance
  • Emergency Message transmission services
  • Embassy referral services
  • Claims procedures Information services
AIG IS (AIG International Services Inc.) - Assistance company in Americas (USA, Canada ...)
ISOS (International SOS) - Assistance company outside Americas (Europe, Asia, Australia ...)


24 hour assistance contact:


1. For the Americas Policies

Direct Dial : 713-260-5519
Toll Free : 1-866-866-2619
Fax : 713-953-7506
E-mail : tata.aig@aig.com
Address for submission of documents:

Claims Department,
Tata AIG General Insurance Company Limited.
Ahura Centre,4th Floor, 82,
Mahakali Caves Road,
Andheri (East), Mumbai, India - 400093.

2. For rest of the world policies excluding the Americas:

Phone: 0091-11–4189 8860
Fax: 011–4189 8801
E-mail : delhi.tata-aig@internationalsos.com


AIG Service Center is equipped to provide you with the necessary guidance in your situation, and will direct you on claims procedure.

Note: Failure to call this number in respect of Medical Accident & Sickness Claims (Travel) shall invalidate your claim, if any. In case of OPD treatment (where hospitalization is not required), please collect all bills and receipts and file for reimbursement with Tata AIG, Claims Department, at the address mentioned above.

This is a General checklist of documents, please check for availability of coverage under the policy.

Note: To ensure quality health care in America, TATA AIG has partnered with UnitedHealth Group, one of the leading Health Care providers in the United States. This gives our customers access to United Healthcare network of hospitals and physicians in USA.

Use following link for more details about TATA AIG general claims procedure.



Go ahead and make the right choice .......
a choice that gives complete peace of mind. With Tata AIG Travel Guard Policy!

 
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Special Features
Traveler Outside India
Student Outside India
Senior Travelers (70+)
Online Renewal
TATA-AIG Citation
Mr. Rodney Fernandez, Head Travel Services at Tata AIG says "NRIOL has been one of our key partners in India for the past 6 years and has been pivotal in providing Tata AIG customers an opportunity to purchase their Travel policies online".
• NRIOL has been providing online insurance services since 2006

• 10,000+ satisfied online customers so far

• Buy / Renew from anywhere in the world with credit card (Indian and International cards accepted) or pay by Cheque (Only Indian Rupees cheques accepted)

• Policy will be issued (emailed & couriered) within 24 hours

• TATA AIG Travelguard offers cashless settlement (direct billing to insurance company) for hospitalisation

• The TATA AIG insurance provides coverage to the customer up to the policy maximum per ailment. In other words under a $50,000/- policy, the customer is covered up to $50,000/- for each ailment. He or she can even avail insurance claims of $100,000/- in the event of the traveler having two independent ailments during the coverage period.

• TATA AIG will cancel the StudentGuard policy and provide a refund on a pro-rate basis if the University does not accept TATA AIG's StudentGuard policy.
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