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TATA AIG Senior Citizen Travel Insurance

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Please Note
  • Senior Citizens (70+ years ) can buy travel medical insurance up to maximum 180 days.
  • Senior Citizens insurance is renewable with no claims and a good health declaration if the total number of travel days does not exceed 180 days.

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International travel insurance for Indian seniors - Know More

Health insurance for senior citizens travelling abroad is very important given one's vulnerability while outside their familiar environment, be it food, water, weather ... while outside India. TATA travel insurance for senior citizens insures these senior travellers going overseas. Tata's travel insurance for Indian senior citizens is also available with coverage for pre-existing ailments. TATA AIG senior citizen insurance is for travelers above 70 years up to the age of 99 and can be purchased online without any paper work or any special approval. Pre-existing ailments are covered up to $1,500 in case of life threatening situations only.

TATA AIG also offers an option of international travel insurance for senior citizens travelling abroad without sub limits, while there is a cheaper plan option with sub limits. The TATA travel insurance also include overseas medical insurance policy with repatriation clause.
Please read through TATA AIG travel insurance brochure for the benefits covered by the plan and its policy wordings which explains the terms and conditions. You can get the complete quotes using the TATA AIG premium chart. You can also complete an online TATA AIG Travelguard proposal form. You can renew/extend the plan using TATA AIG travel insurance extension on expiry. TATA AIG works with United Healthcare Visitor Insurance in the USA, this is very important in travel insurance for seniors visiting USA. United Healthcare network providers has popular hospitals and best doctors which customers can access while in US.

Does travel insurance cover pre-existing ailments?

Tata AIG will reimburse $1,500 for expenses of treatment arising from pre-existing conditions under life threatening conditions. The expenses will be paid until the insured becomes medically stable.

What is the maximum entry age for TATA AIG Travel Guard?

The maximum entry age for Tata AIG Travel Guard policy is 99 years.

Can I buy TATA AIG travel insurance after starting the journey?

For traveler already outside India, we can get approval from the underwriter company for you to buy international travel insurance. Please fill the form for traveler already outside India and send it to us.

Is TATA AIG overseas travel insurance for senior citizens cashless?

Yes if Tata AIG travel insurance for Seniors offers cashless settlement, if the insured is admitted to one of the preferred network hospital as inpatient for more than 24 hours. AIG IS or ISOS will offer cashless hospitalization by paying 100% of the claim amount.

Senior citizens travel health insurance from TATA AIG

Parents above 80 years Seniors above 80 years

TATA AIG overseas mediclaim insurance for older travelers above 80 years.

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Parents above 80 years Pre-existing coverage

TATA AIG travel insurance for pre-existing conditions.

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Parents travel insurance Parents travel insurance

International travel insurance for Indian parents overseas.

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  • Benefits
  • Features

Senior citizens above 70 can avail these travel health insurance benefits

Coverage in US$ Senior Silver Deductible or Time
plus   Accident& Sickness Medical Expenses Benefits 50,000 100
ambulance   Accidental Death and Dismemberment Benefit(24 Hrs) 10,000 Nil
ambulance   Emergency MedicalEvacuation Included under the benefit limit of accident & Sickness medical expense reimbursement Nil
person   Repatriation of Remains Included under the benefit limit of accident & Sickness medical expense reimbursement Nil
person-with-lugg   Baggage Loss (Checked Baggage) 500 Nil
delay-bag   Baggage Delay 50 After first 12 hours
passport   Loss of Passport 250 30
person   Personal Liability 1,00,000 200
dollar  Emergency Cash Advance 500 Nil
Note : **Option of buying the policy without medical sublimits for the age above 56 years
To ensure quality health care in America, TATA AIG has partnered with UnitedHealth Group, one of the leading Health Care providers in the United States. This gives our customers access to United Healthcare network of hospitals and physicians in USA.

Benefits of buying Indian older traveller health insurance from Tata AIG

  • Coverage of Medical Expenses
    • Travel Guard takes care of your medical expenses due to accident and sickness while traveling so that you can concentrate on better things like enjoying the holiday.

  • Checked baggage loss
    • Compensation for the loss of checked in baggage.


  • Baggage delay
    • Compensation for reasonable expenses incurred for purchase of emergency personal effects due to delay in arrival of checked in baggage, whilst overseas.

  • Loss of Passport
    • Compensation for expenses incurred in obtaining a duplicate or new passport.

  • Personal liability
    • Compensation for damages to be paid to a third party, resulting from death, bodily injury or damage to property; caused involuntarily by the insured.

  • Hijacking
    • In an unfortunate event of your common carrier in which you are travelling; being hijacked, this product will pay a distress allowance to you.

  • Trip Delay
    • Reimbursement of additional expenses occurred due to trip delay (only if the trip has been delayed for more than 12 hours).


  • Personal Accident
    • Insurance gives you worldwide coverage against Accidental Death and Dismemberment while you're abroad anywhere in the world.

  • Sickness Dental Relief
    • The policy pays for immediate Dental Treatment occurring due to sudden acute pain during the course of an overseas Insured Journey. Dental benefits will be provided for Medically Necessary filling of the tooth or surgical treatment, services, or supplies.

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