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Seven Corners Trip Protection Choice

Quotes for Trip Protection Choice Insurance

Age & Citizenship
Start date
End date

Trip Protection Choice Insurance - Key Highlights

  • U.S residents and U.S citizens who wish to travel within the U.S or travel overseas /internationally.
  • Cover can be purchased for travelers of 14 days for up to the age of 99 years.
  • The coverage needs to be taken for a maximum of 90 days
  • The plan offers protection for trip costs, medical expenses, and luggage for worldwide travel and also offers coverage for non-refundable, prepaid trip costs if your trip gets cancelled or interrupted.
  • Underwriter: Underwritten by United States Fire Insurance Company.
  • Rating: A (Excellent) by AM Best.
  • The extra rider Cancel for Any Reason (CFAR) should be purchased within 15 days of the initial trip deposit date.

Seven Corners Trip Protection Choice Insurance related links

  • Brochure
  • Benefits
  • Renewal
  • Claims
  • Compare plans
  • Faqs
  • Provider network

Trip Protection Choice Insurance Review

Insurance provider
Seven Corners
Trip Protection Choice Insurance Rating
AM Best Rating: "A" (Excellent)
Policy maximum
Life time
Deductible options
$0; $250; $500 per covered trip
Trip Protection Choice Insurance Underwriter
Underwritten by Certain Underwriters at Lloyd's of London
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Why Trip Protection Choice Travel Insurance?

Trip Protection Choice Travel Insurance helps you to safeguard your trip cost as well as the medical expenses and Baggage while you are travelling and have an option to expand your coverage as per your choice. Increased benefits with options to increase coverage benefits.

Trip Protection Choice links
Buy online Buy online for Group Brochure

Seven Corners Trip Protection Choice Insurance

ResourcesProtect your investment

This plan can help protect you from losing everything you spent on your trip, if any sudden illness prevents you from taking the trip of a lifetime.

FactorsProtect your medical expenses

If you become sick or injured while traveling, your health insurance here at home may not cover it, it helps protect against financial hardship.

Protect your belongingsProtect your belongings

If something is stolen or damaged during your trip, this plan helps to replace it.

Trip Protection Choice Insurance Restrictions

  • State Restrictions: The plan will not accept a mailing address in Missouri (MO), Montana (MT), New York (NY), Oregon (OR), Pennsylvania (PA) & Washington (WA).
  • Country Restrictions: The plan will not accept an address in North Korea (PRK) the Trip Protection choice travel insurance is not available.
  • Destination Restrictions: The plan will not cover trips to Antarctica (ATA), Cuba (CUB), Iran (IRN), North Korea (PRK) & Syria (SYR).

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Benefits details of Trip Protection Choice Insurance

  Plan Options
Trip Cancellation Tour cost to a maximum of $100,000
Trip Interruption 150% of Trip Cost
Trip Delay $250 per day up to $2,000
Missed Connection $1,500 (if you miss your connection due to a delay of 3 or more hours)
Refunds After 10-day review period plan costs are nonrefundable
Emergency Medical Expense $500,000
Emergency Medical Evacuation / Repatriation $1,000,000
Lost Baggage / Personal Effects $250 per item up to $2,500
Baggage Delay $100 per day up to $500
Baggage Delay Up to $750
Political Evacuation 20,000 (This benefit pays to transport you to the nearest safe place or to your primary residence if you must leave your trip because a Travel Advisory or Travel Warning is issued by the U.S. State Department for you to leave a country you are visiting due to 1)civil, military or political unrest; or 2) you being expelled or declared persona non-grata by a country you are visiting. This benefit is not available if a Travel Advisory or Travel Warning is issued before your arrival in that country or if the country is listed as an Excluded Country before your arrival there. Benefits are payable only if arrangements are made by Seven Corners Assist.)
Pre-existing condition Covered if the traveler enrolls in this plan within 20 days of your initial payment or deposit for your trip and buy coverage for all nonrefundable prepaid trip costs.
Additional Trip Interruption You insured $0 Trip Cost Up to a maximum of $1,000 per person(If you insured a trip cost of $0, and you interrupt your trip for a covered reason, this reimburses you for the additional cost for one-way airfare to return you to your originally scheduled return destination.)
Single Supplement Up to 100% of Trip Cost up to a maximum of $500
Change Fee Up to $300
Frequent Traveler Reward Up to $500
Pet Kennel Up to $100 per day to a maximum of $500
Accidental Death & Dismemberment Benefits Common Carrier $40,000
Accidental Death & Dismemberment Benefits 24-Hour Other than Common Carrier Up to $150 Per Period of Coverage
Rental Car Damage $35,000
(Provides rental car protection for your trip)
Cancel for Any Reason Yes, 75% of non-refundable trip cost
(If the trip is cancelled 2 days before departure, if coverage is purchased within 20 days of initial trip payment and if all the nonrefundable prepaid trip costs is insured)
Cancel For Work Reasons Yes, 100% of non-refundable trip cost
If trip is cancelled due to the work related reasons as follows:
Company merger/acquisition.
Transfer which requires relocation of your principal residence.
Requirement to work during the trip.
Place of employment unsuitable for business due to fire, flood, burglary, or natural disaster.
Lost Golf Rounds or Equipment Rental $1,000
Pays for prepaid golf tickets or greens fees if you cannot play 9 holes of an 18-hole round due to weather.
Also pays for equipment rental if your checked sports equipment is lost, stolen, damaged or delayed 12 hours or longer.
Lost Ski Days or Equipment Rental $1,000
(if coverage purchased within 20 days of initial payment)
Pays for your lift ticket if you cannot ski because 50% or more of the trails are closed.
Also pays for equipment rental if your checked sports equipment is lost, stolen, damaged or delayed 12 hours or longer
Event Ticket Registration Fee Protection Up to $15,000
Insurance Benefits are not payable for any loss due to, arising or resulting from:
  • Suicide, attempted suicide or any intentionally self-inflicted injury of you, a traveling companion, family member or business partner booked to travel with you, while sane or insane; an act of declared or undeclared war;
  • Participating in maneuvers or training exercises of an armed service, except while participating in weekend or summer training for the reserve forces of the United States, including the National Guard;
  • Riding or driving in races, or speed or endurance competitions or events; mountaineering (engaging in the sport of scaling mountains generally requiring the use of picks, ropes, or other special equipment);
  • Participating as a member of a team in an organized sporting competition or participating as a professional in a stunt, athletic or sporting event or competition; participating in skydiving or parachuting, parasailing, hang gliding, bungee cord jumping, extreme skiing, skiing outside marked trails or heli-skiing, mountaineering, any race, speed contests not including any of the regatta races, spelunking or caving, hot air ballooning, or scuba diving if the depth exceeds 120 feet (40 meters) or if you are not certified to dive and a dive master is not present during the dive;
  • Piloting or learning to pilot or acting as a member of the crew of any aircraft; being intoxicated or under the influence of any controlled substance unless as administered or prescribed by a legally qualified physician;
  • The commission of or attempt to commit a felony or being engaged in an illegal occupation; normal childbirth or pregnancy (except complications of pregnancy) or voluntarily induced abortion;
  • Dental treatment (except as coverage is otherwise specifically provided herein);
  • Amounts which exceed the maximum benefit amount for each coverage as shown in the Schedule of Benefits;
  • Due to a pre-existing condition, as defined in the plan documents. The pre-existing condition limitation does not apply to the emergency medical evacuation or return of remains coverage; any amount paid or payable under any worker’s compensation, disability benefit or similar law;
  • A loss or damage caused by detention, confiscation or destruction by customs;
  • Elective treatment and procedures;
  • Medical treatment during or arising from a trip undertaken for the purpose or intent of securing medical treatment;
  • An assessment from a legally qualified physician advising you in writing that you, a traveling companion, family member or business partner booked to travel with you are not medically fit to travel, as defined in the plan documents, at the time of purchase of coverage for a trip.

Baggage Exclusions and Limitations

Additional Exclusions for Baggage and Personal Effects:

  • Animals;
  • Automobiles and automobile equipment;
  • Boats or other vehicles or conveyances;
  • Trailers;
  • Motors;
  • Aircraft;
  • Bicycles, except when checked as baggage with a Common Carrier;
  • Household effects and furnishings;
  • Antiques and collectors items;
  • Sunglasses, contact lenses, artificial teeth, dentures, dental bridges, retainers, or hearing aids;
  • Artificial limbs or other prosthetic devices;
  • Prescribed medications; keys, money, stamps and credit cards (except as otherwise specifically covered herein);
  • Securities, stamps, tickets and documents (except as coverage is otherwise specifically provided herein);
  • Professional or occupational equipment or property, whether or not electronic business equipment;
  • Or telephones or PDA devices , computer hardware or software;

Additional Exclusions for Baggage and Personal Effects:

  • Benefits are not payable for any loss caused by or resulting from: Breakage of brittle or fragile articles;
  • Wear and tear or gradual deterioration; confiscation or appropriation by order of any government or custom’s rule;
  • Theft or pilferage while left in any unlocked vehicle; property illegally acquired, kept, stored or transported;
  • Your negligent acts or omissions;
  • Or property shipped as freight or shipped prior to the scheduled departure date.
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Seven Corners Trip Protection Insurance - Frequently asked questions

What are the criteria to purchase a Trip Protection plan?

Travelers who are US Residents living in the US are eligible to purchase the Trip Protection plans. They can choose to buy these plans for traveling within the US as well as overseas /internationally outside the US.

Generally all plans would cover specific covered reasons like Sickness, Injury or Death, Felonious Assault, Court Ordered Appearance, Military Duty for Natural Disaster Relief, Jury Duty, Termination/Layoff, Strike, Weather, Hijacking, Terrorist Incident, Traffic Accident, Bankruptcy/Default, Quarantine and Residence Uninhabitable. However travelers should check the policy documents carefully before buying the policy.

Trip cancellation is a benefit that is available when the trip is canceled before the journey begins or the start date of the insurance policy. Trip interruption is a benefit that begins after the journey begins.

Yes, Seven corners insurance offers Cancel for any reason cover as an add-on cover that can be included in their Trip Protection insurance plans.

Trip Protection Choice Insurance Claims


Fax: (+1) 317-575-2256


800-335-0477 or


Seven Corners, Inc
Attn: Claims,
303 Congressional Boulevard,
Carmel, IN 46032 USA

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