Travel Medical USA Visitor Basic travel insurance by SevenCorners is the most affordable, cheapest visitor medical insurance option for international travelers visiting the USA. The Travel Medical USA Visitor Basic visitor insurance plan provides fixed or scheduled benefit insurance. Travel Medical USA Visitor Basic visitor health insurance also covers acute onset of pre-existing condition up to 79 years.
Travel Medical USA Visitor Basic does not cover Covid19, Travel Medical Plus covers Covid19. Seven corners has introduced Covid19 travel insurance coverage through Travel Medical Plus plan. Travel Medical Plus provides travel insurance coverage for Coronavirus
Seven Corners will provide a refund of your plan cost if they receive a written request from you prior to your coverage start date. If they receive your written request after your coverage start date, the unused portion of your plan cost may be refunded minus a cancellation fee if you have not submitted any claims.
|Medical Maximum Options
(Worldwide Including the United States)
|Ages 14 days to 69 years - $50,000; $100,000; $150,000
Ages 70 to 99 years - $50,000; $100,000
|Deductible Options||Ages 14 days to 64 years - $0; $50; $100
Ages 70 to 99 years - $100; $200
|Hospital Room & Board, including Laboratory Tests, X-Rays, Prescription Medication, Extended Care Facility and other?||URC to medical maximum|
|Hospital Intensive Care Unit?||Additional $500/day, 8 day maximum|
|Surgery(Inpatient & Outpatient)?||Up to $3,000|
|Assistant Surgeon(Inpatient & Outpatient)?||Up to $500|
|Anesthetist(Inpatient & Outpatient)||Up to $500|
|Physician Non-Surgical Visits, including Urgent Care(Inpatient & Outpatient)?||Up to $50/visit, 1/day, 30 visits maximum|
|Consulting Physician when requested by attending Physician||Up to $250|
|Private Duty Nursing||Up to $500|
|Pre-Admission Tests within 7 days of Hospital admission?||Up to $750|
|Diagnostic Basic(X-ray & Laboratory Tests)||Up to $500|
|Diagnostic Comprehensive (PET, CAT, MRI)||Up to $750|
|Hospital emergency room?||Up to $250|
|Prescription Drugs and Medications?||Up to $150 Per Period of Coverage|
|Outpatient Surgical Facility||Up to $750|
|Initial Orthopedic Prosthesis or Brace||$1,000|
|Mental Illness including Substance Abuse||Same as any Illness|
|Incidental trips to Home Country||$25,000|
|Dental Emergency — Accident Coverage?||Up to $500|
|Benefit period||180 days|
|Emergency medical evacuation?||$100,000
|Return of mortal remains?||$20,000
|Local Cremation or Burial?||$5,000
|Common Carrier Accidental Death and Dismemberment?||$25,000 per Insured Person
|International Travel Coverage||Up to medical maximum|
|24/7 Travel Assistance Services||Included|
The following expenses must always be pre-certified in the U.S. only:
To comply with the pre-certification requirements, you must:
Seven Corners Inc. has been offering travel insurance products since 1997. Seven Corners travel insurance is based out of Carmel, Indiana has over 200 employees and offers both domestic and international travel insurance plans . With their Travel Medical insurance and Travel Medical USA Visitor insurance products Seven Corners insurance provides travelers with health coverage ,safety and security for travelers away from home country and with the US.
It caters to different types of travelers coming to the United States such as on B1 visa, students on F1 visa and professionals on the H1B visa. They also offer travel insurance coverage for US travelers who want trip cancellation insurance for travel insurance.
Refer the ID cards provided by SevenCorners Insurance at the time of Travel Medical USA Visitor insurance enrolment which will have all the necessary information for reimbursement.
When you visit a medical provider, explain to them that you have Travel Medical USA Visitor Basic insurance. Show them your ID card and ask them to call Seven Corners Assist if they wish to verify benefits and eligibility. Some providers may agree to bill Seven Corners directly, but they are not required to do so.
Yes, Travel Medical USA Visitor Basic insurance is available up to a total of 364 days. Travelers who had initially bought for less than 364 days and wish to extend their coverage can renew Travel Medical USA Visitor Basic insurance online to extend their coverage..
If your travel plan is changed and want to cancel Travel Medical USA Visitor Basic insurance, you have to submit a written request to email@example.com for cancellation and refund of your premium. The subject of the email must contain the first name and last name of the policy holder. While the body of the email must contain the name of the policy holder, birth date, certificate number and date of cancellation. If you have filed claims for reimbursement, your premium is non refundable.
Following are the cancellation policy terms and conditions:
Cancellation before effective date:
Sudden and unexpected outbreak or recurrence of a Pre-Existing Condition(s) that occurs spontaneously and without advanced warning either in the form of Physician recommendations or symptoms and requires urgent care. The Acute Onset of a Pre-Existing Condition(s) must occur after the Effective Date of Coverage and prior to the age shown in the Schedule of Benefits. Treatment must be obtained within twenty-four (24) hours of the sudden and unexpected outbreak or recurrence. A Pre-Existing Condition that is Congenital or that gradually becomes worse over time is not an Acute Onset of a Pre-Existing Condition.
A Pre-Existing Condition will not be considered an Acute Onset of a Pre-Existing Condition(s) if, during the thirty (30) days prior to the acute event, You had a change in prescription or Treatment for a diagnosis related to the acute event. This benefit does not include coverage for known, scheduled, required, or expected medical care, drugs, or Treatments existent or necessary prior to arrival in the United States and prior to the Effective Date of Coverage.
Travel Medical USA Visitor Basic offers coverage for acute onset of pre-existing conditions. Visitors to USA aged less than 70 years can avail coverage up to $50,000 and visitors aged between 70 and 79 years are covered for $25,000. No coverage for visitors above 80 years for pre-existing conditions.
Visitors to USA can review this article on how to use Travel Medical USA Visitor Basic visitor medical insurance in case of emergency in the United States.
Travel Medical USA Visitor Basic insurance is an affordable US visitor insurance having specific benefit limits for different covered medical expenses. These benefit limits are not the same as the plan medical maximum. You can visit any hospital or doctor, since there will be no discounted rates, the plan will only pay up to the clearly defined limits for different expenses.
Travel Medical USA Visitor Basic insurance offers fixed benefit coverage. After the deductible amount, Travel Medical USA Visitor Basic pays fixed amounts based on the schedule of benefits and you have to pay the remaining balance. For detailed working example of how it works, you can review Travel Medical USA Visitor Basic insurance working example
The best US visitor insurance will vary from traveler to traveler depending on their unique needs. While some international visitors will look for the cheapest travel insurance plan (sometimes for Visa purposes), others will look for the most comprehensive visitor travel insurance coverage. The cost will be higher if you need health insurance for international travelers with pre-existing conditions.
We provide resources such as a compare visitor insurance tool, answers to frequently asked questions, resourceful blogs and answers to specific customer queries. We can get you a tourist medical insurance in USA ideal for you. We offer Travel Medical USA Visitor Basic insurance by Seven Corners which is one of the most popular fixed benefit visitor insurance plans for USA that can cover you in the United States.
Yes, Sevencorners covid insurance has Covid19 coverage as any other illness with their Travel Medical Plus plan. The Travel Medical Plus insurance product covers covid19 for international travelers and this coverage benefit is provided regardless of the variant of SARS-CoV-2.
Yes, Seven Corners insurance offers Cancel for any reason cover as an add-on cover that can be included in their Round trip insurance plans.
Offers comprehensive insurance coverage for Covid infection for travel USA and worldwide Travel
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Insurance for foreign students in the US and international students studying Abroad
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Extra rider Cancel for Any Reason (CFAR) should be purchased within 15 days of the initial trip deposit date.
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You may use our network provider search to find a physician or hospital in your area. However, because there is not a PPO network for these plans, network pricing will not apply.
You need to be prepared to pay for medical services and prescription medications when you receive them. Some providers may agree to bill Seven Corners directly, but they are not required to do so.
When you visit a medical provider, explain to them that you have insurance. Show them your card and ask them to call Seven Corners Assist if they wish to verify benefits and eligibility.