Compare health insurance quotes - Find the best Star health insurance
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| 3 lac | 4 lac | 5 lac | 10 lac | 15 lac | 20 lac | 25 lac |
|---|---|---|---|---|---|---|
| Policy Period | ||||||
| 1 year | 1 year | 1 year | 1 year | 1 year | 1 year | 1 year |
| Family Definition | ||||||
| Upto Primary Insured + Spouse + 3 children | Upto Primary Insured + Spouse + 3 children | Upto Primary Insured + Spouse + 3 children | Upto Primary Insured + Spouse + 3 children | Upto Primary Insured + Spouse + 3 children | Upto Primary Insured + Spouse + 3 children | Upto Primary Insured + Spouse + 3 children |
| Hospitalisation - Room Rent limit per day | ||||||
| Upto 5,000 | Upto 5,000 | Single Standard A/C | Single Standard A/C | Single Standard A/C | Single Standard A/C | Single Standard A/C |
| ICU / Operation Theatre Charges | ||||||
| Actual | Actual | Actual | Actual | Actual | Actual | Actual |
| No. of Daycare Treatments / Procedures Covered | ||||||
| All Daycare Procedures covered | All Daycare Procedures covered | All Daycare Procedures covered | All Daycare Procedures covered | All Daycare Procedures covered | All Daycare Procedures covered | All Daycare Procedures covered |
| Sub Limits for Treatment of Cataract as Daycare (per episode / per policy period) | ||||||
| 25,000 / 35,000 | 30,000 / 45,000 | 40,000 / 60,000 | 50,000 / 75,000 | 50,000 / 75,000 | 50,000 / 75,000 | 50,000 / 75,000 |
| Ambulance Charges by Road (per policy period) | ||||||
| Upto 750 per hospitalisation and maximum of 1,500 per policy period | Upto 750 per hospitalisation and maximum of 1,500 per policy period | Upto 750 per hospitalisation and maximum of 1,500 per policy period | Upto 750 per hospitalisation and maximum of 1,500 per policy period | Upto 750 per hospitalisation and maximum of 1,500 per policy period | Upto 750 per hospitalisation and maximum of 1,500 per policy period | Upto 750 per hospitalisation and maximum of 1,500 per policy period |
| Air Ambulance (per policy period) | ||||||
| - | - | Upto 10% of Sum Insured | Upto 10% of Sum Insured | Upto 10% of Sum Insured | Upto 10% of Sum Insured | Upto 10% of Sum Insured |
| Pre Hospitalisation Expenses incurred | ||||||
| Upto 60 days | Upto 60 days | Upto 60 days | Upto 60 days | Upto 60 days | Upto 60 days | Upto 60 days |
| Post Hospitalisation Expenses incurred | ||||||
| Upto 90 days | Upto 90 days | Upto 90 days | Upto 90 days | Upto 90 days | Upto 90 days | Upto 90 days |
| Domiliciary Hospitalisation - for period exceeding 3 days | ||||||
| Covered | Covered | Covered | Covered | Covered | Covered | Covered |
| Organ Donor | ||||||
| Upto 10% of Sum Insured and maximum of 1,00,000 | Upto 10% of Sum Insured and maximum of 1,00,000 | Upto 10% of Sum Insured and maximum of 1,00,000 | Upto 10% of Sum Insured and maximum of 1,00,000 | Upto 10% of Sum Insured and maximum of 1,00,000 | Upto 10% of Sum Insured and maximum of 1,00,000 | Upto 10% of Sum Insured and maximum of 1,00,000 |
| Free Annual Health Check Up (available after every claim free year on the policy) | ||||||
| 750 | 1,000 | 1,500 | 2,000 | 2,500 | 3,000 | 3,500 |
| New Born Baby Cover (provided mother is insured for 12 months without a break) | ||||||
| Upto 10% of Sum Insured and maximum of 50,000 - Child covered from Day 16 after birth | Upto 10% of Sum Insured and maximum of 50,000 - Child covered from Day 16 after birth | Upto 10% of Sum Insured and maximum of 50,000 - Child covered from Day 16 after birth | Upto 10% of Sum Insured and maximum of 50,000 - Child covered from Day 16 after birth | Upto 10% of Sum Insured and maximum of 50,000 - Child covered from Day 16 after birth | Upto 10% of Sum Insured and maximum of 50,000 - Child covered from Day 16 after birth | Upto 10% of Sum Insured and maximum of 50,000 - Child covered from Day 16 after birth |
| Emergency Domestic Medical Evacuation (per Hospitalisation) | ||||||
| Upto 5,000 | Upto 5,000 | Upto 7,500 | Upto 7,500 | Upto 7,500 | Upto 10,000 | Upto 10,000 |
| Compassionate Visit (Travel) | ||||||
| - | - | - | Upto 5,000 per Hospitalisation | Upto 5,000 per Hospitalisation | Upto 5,000 per Hospitalisation | Upto 5,000 per Hospitalisation |
| Repatriation of Remains | ||||||
| Upto 5,000 per policy period | Upto 5,000 per policy period | Upto 5,000 per policy period | Upto 5,000 per policy period | Upto 5,000 per policy period | Upto 5,000 per policy period | Upto 5,000 per policy period |
| Treatment in Preferred Network Hospitals (payable as lump sum) | ||||||
| Upto 1% of Sum Insured subject to maximum of 5,000 per policy period | Upto 1% of Sum Insured subject to maximum of 5,000 per policy period | Upto 1% of Sum Insured subject to maximum of 5,000 per policy period | Upto 1% of Sum Insured subject to maximum of 5,000 per policy period | Upto 1% of Sum Insured subject to maximum of 5,000 per policy period | Upto 1% of Sum Insured subject to maximum of 5,000 per policy period | Upto 1% of Sum Insured subject to maximum of 5,000 per policy period |
| Shared Accomodation (benefit per day) | ||||||
| 800 | 800 | 800 | 800 | 800 | 1,000 | 1,000 |
| AYUSH Treatment | ||||||
| Upto 10,000 | Upto 10,000 | Upto 15,000 | Upto 15,000 | Upto 15,000 | Upto 20,000 | Upto 20,000 |
| Second Medical Opinion | ||||||
| Covered | Covered | Covered | Covered | Covered | Covered | Covered |
| Assisted Reproduction Treatment (after a waiting period of 36 months) | ||||||
| - | - | Upto 1,00,000 | Upto 2,00,000 | Upto 2,00,000 | Upto 2,00,000 | Upto 2,00,000 |
| Automatic Restoration of Basic Sum Insured (3 times during the policy period, 100% each time) | ||||||
| Covered | Covered | Covered | Covered | Covered | Covered | Covered |
| Recharge Benefit (Provided once during the policy period) | ||||||
| 75,000 | 1,00,000 | 1,50,000 | 1,50,000 | 1,50,000 | 1,50,000 | 1,50,000 |
| Waiting Period | ||||||
| 30 days - for fresh proposals excluding Accidental Hospitalisation | ||||||
| Covered | Covered | Covered | Covered | Covered | Covered | Covered |
| 24 months - for specified illness / diseases | ||||||
| Covered | Covered | Covered | Covered | Covered | Covered | Covered |
| 48 months - for Pre Existing Diseases ) | ||||||
| Covered | Covered | Covered | Covered | Covered | Covered | Covered |
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